car impounded for no insuance
#1
just finding my feet
Thread Starter
car impounded for no insuance
ok i was tugged by traffic,, car came up no insurance and so they took it off me as it was 12am and they couldnt called the insurance to confirm
anyway turns out the reg was wrong by 1 digit,,, life goes on
BUT i produced and proved the error at 4am and asked if i could get my car,,,, but was told NO cause it was at the pound that opens at 12pm !!! ( fucking great time that is btw)
anyway as i was queing for my car with all the others,,,, others all guilty might i add !!,,,, my fucking car turns up at 4pm INTO THE FUCKING POUND
now aint this a little unfair that i have been chaged for the removal due to a ERROR, the car was VOSA inspected which ment i had to wait a extra 30 mins for my car when i had paied the cash !!!, lucky that its just been MOT the week before too !!!
i was charged for OVER NIGHT STORAGE EVEN THOUGH IT WAS IN THE FUCKING POUND FOR LESS THAT 2 HOURS !!, 122 quid i been charged for this,,,,, AND IVE GOT FUCKING INSURACE FFS
also been given a FPN for no insurance so have to go to court to prove i was insured
oh and i had to drive to fucking hampshire to get my fucking insuance cert or would be charged with the weekends fees too !!!,,,,
now how do i go about claiming this back,,, its a error i know BUT SURELY CAUSE IM INSURED THAT I SHOULD BE ALLOWED TO GET THE CAR BACK, its wasted a day of my life,, i had to WALK home due to having no cash on me as my wallet at work,,, i had to borrow a car to get a original document to get the fucking insured car back
anyone else here had this happpen,,, its just a way of getting peoples money ffs,,,, even though ive proved im legal i still had to pay,,,, wheres that fucking fair
oh and i was arrested to cause i told the copper to " come take the keys from me " cause i refused to let him have my scoobie to drive off
fucked up country we live in,,,, shame when the cossie was lifted they didnt wanna help me that much then
anyway turns out the reg was wrong by 1 digit,,, life goes on
BUT i produced and proved the error at 4am and asked if i could get my car,,,, but was told NO cause it was at the pound that opens at 12pm !!! ( fucking great time that is btw)
anyway as i was queing for my car with all the others,,,, others all guilty might i add !!,,,, my fucking car turns up at 4pm INTO THE FUCKING POUND
now aint this a little unfair that i have been chaged for the removal due to a ERROR, the car was VOSA inspected which ment i had to wait a extra 30 mins for my car when i had paied the cash !!!, lucky that its just been MOT the week before too !!!
i was charged for OVER NIGHT STORAGE EVEN THOUGH IT WAS IN THE FUCKING POUND FOR LESS THAT 2 HOURS !!, 122 quid i been charged for this,,,,, AND IVE GOT FUCKING INSURACE FFS
also been given a FPN for no insurance so have to go to court to prove i was insured
oh and i had to drive to fucking hampshire to get my fucking insuance cert or would be charged with the weekends fees too !!!,,,,
now how do i go about claiming this back,,, its a error i know BUT SURELY CAUSE IM INSURED THAT I SHOULD BE ALLOWED TO GET THE CAR BACK, its wasted a day of my life,, i had to WALK home due to having no cash on me as my wallet at work,,, i had to borrow a car to get a original document to get the fucking insured car back
anyone else here had this happpen,,, its just a way of getting peoples money ffs,,,, even though ive proved im legal i still had to pay,,,, wheres that fucking fair
oh and i was arrested to cause i told the copper to " come take the keys from me " cause i refused to let him have my scoobie to drive off
fucked up country we live in,,,, shame when the cossie was lifted they didnt wanna help me that much then
#3
Colossal Pervert
I hate to say this, but unfortunately it is your responsibility to ensure your insurance document is accurate. The chances are you won't be able to claim anything
#4
I'd start with a rather large complaint to the Chief Inspector in writing, we did the same when we got a fine for tax (the disc holder had come off in the heat and was on the dash board) fine was refunded etc.
I am pressuming the 1 digit wrong was when they requested the info not that your insurance was incorrect.
I am pressuming the 1 digit wrong was when they requested the info not that your insurance was incorrect.
#5
20K+ Super Poster.
the reg was wrong where, on their system or on your insurance certificate?
thats what makes the difference, if it was your mistake, nomatter how unfair, they have you by the short and curlies
thats what makes the difference, if it was your mistake, nomatter how unfair, they have you by the short and curlies
#6
just finding my feet
Thread Starter
I need to know who to write too,, the fact the car wasnt even in the fucking pound but in the car park at euston station is what fucks me off,,,, i was at the pound before the fucking car was,,,, and i was queing up for 5 hours to get the cunt back !!!,,,, i was at the pound for 3 hours before the car turned up,,,, by which time the police ALREADY had proof i was insured as the docs where delivered to me with the errors at 5am when i was bailed !!
why did they " check" and confirm its at the fucking pound, they fucking lied to me ffs !!!
why did they " check" and confirm its at the fucking pound, they fucking lied to me ffs !!!
#7
just finding my feet
Thread Starter
insurance on the cert was wrong hence it came up not insured,,,, i get that part,, it the fact i had to pay to get me car back,,,,, and i was charged over night storage for a car that was in the pound for 2 hours,,,, not to mention IM FUCKING INSURED AND ITS A CLERICAL ERROR !!!
lets not forget that part,,,, man follows the law and gets fucked over,,,,,,,,, on fucking bail now too !!!
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#8
20K+ Super Poster.
ginge, as much as i hate it they will do you and there's really fuck all you can do about it. anytihng you try will just leave you worse off
sorry
sorry
#9
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If that were me i would not let that drop until i was dead!
Write a letter to the Chief Cuntstable, to your local MP, to the Police Complaints Commission and to your insurance company but do not let this drop!! Even if you didnt get your money back, it would cause some grief for the plod as all complaints have to be looked into!!
Write a letter to the Chief Cuntstable, to your local MP, to the Police Complaints Commission and to your insurance company but do not let this drop!! Even if you didnt get your money back, it would cause some grief for the plod as all complaints have to be looked into!!
#10
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if the cert was wrong then its not the police's fault and there going by the book. end of the day its not their fault if its a wrong document.
i would be pissed off too over the whole thing but nothing you can really do tbh
i would be pissed off too over the whole thing but nothing you can really do tbh
#11
14000+ post superhero
the police are never going to cover your losses. as far as they will be concerned they were within their right to remove it as it wasnt logged as insured for that registration. the insurance company is likely to pass the buck onto you as its your responsability to check all your details are correct and notify them if theyre not.
good luck . i think youl need it.
good luck . i think youl need it.
#12
You can try complaining as stated but I do know someone who has points from being convicted for driving without insurance as it was a 'letter' wrong on his certificate. The judge told him it was his responsibility to check he was correctly insured when the documents came through.
He didn't take a solicitor or get any advice but wishes he had now.
www.askmid.com an easy way to check
He didn't take a solicitor or get any advice but wishes he had now.
www.askmid.com an easy way to check
Last edited by lil_me; 05-07-2008 at 10:50 PM.
#13
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People going round with wrong reg have to expect this, isn't difficult to check your reg plates are the same...
COuld be avoiding speeding tickets and all sorts for all they know anyway.
COuld be avoiding speeding tickets and all sorts for all they know anyway.
#14
just finding my feet
Thread Starter
it happens alot aswell i was told and they ALL have to pay,,, and are told to take it up with your insurance ???
you need genuine documents to get the car back too,,,,,, not a fax/copy so you have to wait to recive them ( or drive to hampsire like i did to collect them )
seems somewhat unfair,,,, the cash bothers me but tbh i can afford to loose it anyway,,,, its the way ive been treated,,,, AND THE VOSA TEST that would have ment it gets recoved on a truck had it failed and more hassle
its fucked up when you have to deal with this shite
#15
You need a letter from your insurer stating that you would have been covered if you were involved in an accident with your car insured through them with an incorrect reg number, or it'll be classed as you were driving without insurance because the certificate/policy is wrong. Nasty but true, you weren't insured if it wasn't correct (there are lots of people every year don't get payouts because there is an error of the reg number or car type 'an IS not an SI' for example)
I've driven uninsured for a week, totally unaware, I phoned to add me to my partners policy and whoever I spoke to didn't put it through properly, when no paperwork arrived a week later I called them and found out. It was investigated and call records proved I was right and they'd have had to pay out if I'd had an accident, but if I had I wonder if that recording would have gone missing to save them ££ ?
I've driven uninsured for a week, totally unaware, I phoned to add me to my partners policy and whoever I spoke to didn't put it through properly, when no paperwork arrived a week later I called them and found out. It was investigated and call records proved I was right and they'd have had to pay out if I'd had an accident, but if I had I wonder if that recording would have gone missing to save them ££ ?
Last edited by lil_me; 05-07-2008 at 10:57 PM.
#16
just finding my feet
Thread Starter
fuck that,,,,, the police kept telling me this,,, surely when i go to court and its proven the reason then they HAVE to accept it,,,,, i paied my insurance and the reg on the cert is 1 digit out,,, and the reg on it is not the same car either !!!!,,,, so it shows that i DID have insurance for the vehile on the cert,, just the reg is wrong but im insured on the car NOT the reg i would have thought
i can see me spending another night in the holding cells soon as i aint fucking paying that one !!
i can see me spending another night in the holding cells soon as i aint fucking paying that one !!
#17
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I had a similar prob years ago, after getting points on my licence for speeding and the DVLA apparently sent out my revised licence to me but it never arrived!
When i got pulled over for various producers I could never actually produce the licence cos I physiucally didnt have it. Went to court 3 times for the same thing just to piss em around as i said it want my fault the DVLA couldnt organise a bun fight in a bread factory. It was only when the judge threatened to revoke my licence that i bit the bullet and had to pay for another licence - though my cheque was accompanied by the most snottiest letter!!
This place is indeed truly fucked up. When the police or dvla computer says no, they just dont want to know, there is just no flexibility! And of course anything to get more money in...the xmas party at your local plod will be a cracker this year!!
Cunts.
When i got pulled over for various producers I could never actually produce the licence cos I physiucally didnt have it. Went to court 3 times for the same thing just to piss em around as i said it want my fault the DVLA couldnt organise a bun fight in a bread factory. It was only when the judge threatened to revoke my licence that i bit the bullet and had to pay for another licence - though my cheque was accompanied by the most snottiest letter!!
This place is indeed truly fucked up. When the police or dvla computer says no, they just dont want to know, there is just no flexibility! And of course anything to get more money in...the xmas party at your local plod will be a cracker this year!!
Cunts.
#18
PassionFord Post Whore!!
did you not look at the cert when you got it like thay ask you to make sure all the info is right on it
how long have you had it with the wrong reg number on it ?
not much you can do m8
how long have you had it with the wrong reg number on it ?
not much you can do m8
#19
14000+ post superhero
but its your fault you never checked the details on the policy and ammended them when you first took out the insurance.and i imagine thats what the insurance company will tell you . the reg distinguishes the car thats insured and if its down wrong ....although the insurers database should have flagged up that the reg either didnt exist or not for that type of car....
common sense and understanding doesnt come onto it as far as the courts are concerned . judge will look at it and probably sympathise but has to sentence you within guidlines set out in black and white for that offence.
common sense and understanding doesnt come onto it as far as the courts are concerned . judge will look at it and probably sympathise but has to sentence you within guidlines set out in black and white for that offence.
#20
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Ginge,
Circumstance has worked against you here. If you had been stopped during the day, this would have been cleared up with a simple phone call to the insurance company.
The officer(s) who dealt with you at the time had no other option but to seize the vehicle - according to the motor insurers database, you were uninsured.
The responsibility lays here with you. It's your car, so you have to check all the documentation which relates to it is correct. I expect you'll have no joy in complaining to your insurane company either, because when the certificate and other bumph was sent to you, there would have been a line written somewhere similar to:
"Please check that all documents are correct, otherwise you may find that your insurance is void and that you risk prosecution" or similar.
You're most likely going to have to pay the recovery costs and chalk it up to experience.
Circumstance has worked against you here. If you had been stopped during the day, this would have been cleared up with a simple phone call to the insurance company.
The officer(s) who dealt with you at the time had no other option but to seize the vehicle - according to the motor insurers database, you were uninsured.
The responsibility lays here with you. It's your car, so you have to check all the documentation which relates to it is correct. I expect you'll have no joy in complaining to your insurane company either, because when the certificate and other bumph was sent to you, there would have been a line written somewhere similar to:
"Please check that all documents are correct, otherwise you may find that your insurance is void and that you risk prosecution" or similar.
You're most likely going to have to pay the recovery costs and chalk it up to experience.
#22
20K+ Super Poster.
The only thing you get in your hand from the insurance costs are a bit of paper, I always check mine as it is worth so much money!!
Cops were doing thier job, if you had an accident the insurance company could wriggle out of it, and if they have a way out they will take it.
Cops are only interested in easy pickings I do agree, but this was handed to them on a plate.
tabetha
Cops were doing thier job, if you had an accident the insurance company could wriggle out of it, and if they have a way out they will take it.
Cops are only interested in easy pickings I do agree, but this was handed to them on a plate.
tabetha
#24
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As much as the police are cocks most the time, i have had 1 or 2 fair ones, (yes they do exist!) i remember we were driving to Weston Super Mud one weekend when my mates tax disc fell off and flew out the window!.
Anyways we got pulled and explained it had flown out the window earlier that day (even to me it sounds like a blaitant lie!) but he said he would let us on our way and if we didnt have a tax disc we would be receiving a letter in the post
Anyways we got pulled and explained it had flown out the window earlier that day (even to me it sounds like a blaitant lie!) but he said he would let us on our way and if we didnt have a tax disc we would be receiving a letter in the post
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#26
Advanced PassionFord User
sorry ginge but if the reg was different on the certificate to what it was on the car then technically your not insured for that car. at least you didn't have the same plate on that you had in germany.lol bit of a shitter about the storage costs when it wasn't even in storage though!
here's another one for you.mate with a redtop cavalier sri thats been sorned for 2 years. moves it to the bottom of his drive to do some work on it,then moves it back up the drive again when he has done,but doesn't quite get it back to the top and one wheel is still on the pavement/road.he lives in a cul de sac so no one can just drive past really. comes home one day to find a dvla clamp on it! has to pay £200 to get it taken off just cos one wheel is not on his drive.
bryan
here's another one for you.mate with a redtop cavalier sri thats been sorned for 2 years. moves it to the bottom of his drive to do some work on it,then moves it back up the drive again when he has done,but doesn't quite get it back to the top and one wheel is still on the pavement/road.he lives in a cul de sac so no one can just drive past really. comes home one day to find a dvla clamp on it! has to pay £200 to get it taken off just cos one wheel is not on his drive.
bryan
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I can't see you getting very far trying to claim your money back. I'd just take it on the chin as a lesson learned.
Edit: Whoops, too slow. Started a reply and went for a pee lol
Last edited by Stoo; 06-07-2008 at 09:34 AM.
#34
14000+ post superhero
and why is it the insurance companys fault? mistakes can happen from either party when buying insurance over the phone or from someone typing in the wrong detail online but its the persons own responsability to check all details are correct on the policy when received.
#36
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If that were me i would not let that drop until i was dead!
Write a letter to the Chief Cuntstable, to your local MP, to the Police Complaints Commission and to your insurance company but do not let this drop!! Even if you didnt get your money back, it would cause some grief for the plod as all complaints have to be looked into!!
Write a letter to the Chief Cuntstable, to your local MP, to the Police Complaints Commission and to your insurance company but do not let this drop!! Even if you didnt get your money back, it would cause some grief for the plod as all complaints have to be looked into!!
#38
st170 breaking
i take away uninsured cars for the local plod, this happens fuckin loads (compiter says no but people really do have ins and pick up that next morning moaning)
generally you pay and you bend over but some people do start proceedings against the copper (as they did protest there innocence and was proved right)
but you technically wertnt insured if the reg on the ins doc wasnt right so i doubt you will get far with it tbh
lots of people do say they are ins but never are too tho
if the car stays for a month we crush it, crushed some nice cars but i raid em 1st and sometimes banger race em round the yard and set off the airbags
last week we undid the wheel nuts on a fiesta and drove it round the yard then totalled it with a vectra
v6 mondeo, 2x cossie granada, escort van and some other crappers next week, leather will look good in my shed shame the engines are too much hassle to get out
generally you pay and you bend over but some people do start proceedings against the copper (as they did protest there innocence and was proved right)
but you technically wertnt insured if the reg on the ins doc wasnt right so i doubt you will get far with it tbh
lots of people do say they are ins but never are too tho
if the car stays for a month we crush it, crushed some nice cars but i raid em 1st and sometimes banger race em round the yard and set off the airbags
last week we undid the wheel nuts on a fiesta and drove it round the yard then totalled it with a vectra
v6 mondeo, 2x cossie granada, escort van and some other crappers next week, leather will look good in my shed shame the engines are too much hassle to get out
Last edited by 1.9 xr2 on 40's; 06-07-2008 at 09:59 AM.
#39
Ginge,
Sorry fella, I think you are pissing in the wind on this one. As to why you could not get your car back sooner, once it's been 'impounded', ie, recovery requested thats it. The recovery operator wants his money so your car is going. Once it's recovered off the road then any arguments over time scales etc are between you and them, not us.
If it was to happen with us, then its £105 recovery plus £12 storage, these prices are set by the recovery operator. If we get it wrong then you can claim the money back, (but you still have to pay it initially), and then WE have to pay the recovery people £65.
So, police do not gain financially out of it.
Sorry fella, I think you are pissing in the wind on this one. As to why you could not get your car back sooner, once it's been 'impounded', ie, recovery requested thats it. The recovery operator wants his money so your car is going. Once it's recovered off the road then any arguments over time scales etc are between you and them, not us.
If it was to happen with us, then its £105 recovery plus £12 storage, these prices are set by the recovery operator. If we get it wrong then you can claim the money back, (but you still have to pay it initially), and then WE have to pay the recovery people £65.
So, police do not gain financially out of it.
#40
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What i dont get is why didnt the insurance company pick up on it as im pretty sure when they put the reg number in now it gives them the vehicle details, so should tally them up and confirm with the customer that there correct. Unless of course the incorrect reg number is exactly the same make model and colour?
It is wrong if you dont get your money back though, especially when you can rob £200 worth of goods from a shop and probably get a fine of £20 or something stupid. Doesnt make any sense.
It is wrong if you dont get your money back though, especially when you can rob £200 worth of goods from a shop and probably get a fine of £20 or something stupid. Doesnt make any sense.