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anyone got their student loan yet ?

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Old 18-04-2010, 04:14 PM
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twoblacklines
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Default anyone got their student loan yet ?

All my friends have, but it appears i havent


I hate being a student
Old 18-04-2010, 04:57 PM
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get a job
Old 18-04-2010, 04:58 PM
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get a job then if you hate being a student
Old 18-04-2010, 05:06 PM
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Finally got mine, was Ł1200 O/D thought I had it bad

Chin up, 25p shots...
Old 18-04-2010, 05:57 PM
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Apparently i dont get it till next week, i fucking hope not as i spent all my money yesturday.

Baked beans for tea for 7 days
Old 18-04-2010, 05:58 PM
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Originally Posted by Ad4m RST
Finally got mine, was Ł1200 O/D thought I had it bad

Chin up, 25p shots...
Thats just one account, i have 5
Old 18-04-2010, 06:02 PM
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Originally Posted by steviecossie
get a job then if you hate being a student

And a wash.

Trending Topics

Old 18-04-2010, 06:10 PM
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yay, i just checked my bank and my final (hopefully ever) installment has arived in my account although its dated the 19th which is tomorrow

i also hate being a student. cant wait till i've finished but i've only got 1 more month of hard graft left. then i can get work to tide me over till i graduate and the market picks up and get a proper job!

i cant wait till i'm not poverty stricken.

i'm 22 and now in over Ł22,000 + of debt so either this country better pick up for engineers or i'm fucking off abroad.
Old 18-04-2010, 06:14 PM
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Originally Posted by Ad4m RST
Finally got mine, was Ł1200 O/D thought I had it bad

Chin up, 25p shots...

25p shots, i fuckin wish.

my student union charges to get in and charges full fucking pub prices!!!

thats one of the reasons i just go the pub
Old 18-04-2010, 06:16 PM
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Yet you want to spend 10k on a car....

https://passionford.com/forum/genera...nglassess.html
Old 18-04-2010, 06:27 PM
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how the hell do you have 10 grand?

you a mature student/post grad doin another course or summit?
Old 18-04-2010, 06:35 PM
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mozzy is back
Old 18-04-2010, 06:40 PM
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try being a skint school child ive got Ł310 to my name and thats it and i got throught Ł45 worth of fuel a week
Old 18-04-2010, 06:53 PM
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Originally Posted by callummarshall
try being a skint school child ive got Ł310 to my name and thats it and i got throught Ł45 worth of fuel a week
well your doing better than me mate. i have nothing to my name and huge debt and a 2l focus to run....fun fun fun
Old 19-04-2010, 12:21 AM
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Originally Posted by phil_focus
how the hell do you have 10 grand?

you a mature student/post grad doin another course or summit?
Inheritance
Old 19-04-2010, 02:42 AM
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Originally Posted by twoblacklines
Inheritance
Originally Posted by twoblacklines
Car will be on bank loan / credit as i dont have 10k lying around but i can afford Ł1k a month to spend on cars.
inheritance from a bank?

if i was you, id start paying off overdraft and debts, then start saving money, because blowing it on a piece of shit car that is only gonna cost you more and more (insurance, fuel, maintenance) isnt going to do any good.

you need to hold onto money as one day you might realise how important it is at times, rather than spunk it up the wall.

id like to understand how you can afford 1k a month on cars because im damn sure some people dont even earn that a month working full time, and you have these posts/threads suggesting you are skint!!!

Old 19-04-2010, 02:44 AM
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Originally Posted by phil_focus
well your doing better than me mate. i have nothing to my name and huge debt and a 2l focus to run....fun fun fun
sell your 2L car, buy a smaller engine cheaper to run one, that would save you on insurance and fuel costs

the 2L isnt necessary, cant expect to blow it all before you get it.
Old 19-04-2010, 06:59 AM
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I hate students.

Wishy washy cunts!
Old 19-04-2010, 02:39 PM
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Originally Posted by phil_focus
yay, i just checked my bank and my final (hopefully ever) installment has arived in my account although its dated the 19th which is tomorrow

i also hate being a student. cant wait till i've finished but i've only got 1 more month of hard graft left. then i can get work to tide me over till i graduate and the market picks up and get a proper job!

i cant wait till i'm not poverty stricken.

i'm 22 and now in over Ł22,000 + of debt so either this country better pick up for engineers or i'm fucking off abroad.
thats right take the money and run leaving us the tax payers to foot the bill i fucking hate most students,most are lazy fuckers who cant handle a job in the real world and want a couple of years fucking about while the tax payers foot the bill
Old 19-04-2010, 03:08 PM
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Originally Posted by cossiejay
thats right take the money and run leaving us the tax payers to foot the bill i fucking hate most students,most are lazy fuckers who cant handle a job in the real world and want a couple of years fucking about while the tax payers foot the bill

i only want to go cos this government has fucked this country up. hopefully in the next few years things will have changed so may not go.

i agree, i find a lot of students are there doing mickey mouse degrees just so they can get Ł3k pluss a year maintenance loan to spunk on drink and drugs. and then cant get a decent job so dont earn above the Ł15k thresh hold aqnd dont pay any of it back.

i have worked fucking hard for the 4 years i've been at uni, had part time jobs to keep a bit of cash flowing in till this year being my final year and now dont have the time for a job, hence why the car is now suffering but i only have another month left then i'm done so no point gettin rid of the car

and so you know i'm doing a BEng (Hons) Automotive Engineering with Motorsport.

i come accross people almost every day calling me a lazy fucking student but untill you've done an engineering course they have no idea what its like at uni on a real degree course.
Old 19-04-2010, 03:28 PM
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everyone was a student at one point so tell em to fuck off
Old 19-04-2010, 03:33 PM
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Originally Posted by twoblacklines
Inheritance
So you're moaning about being a poor student with no money to buy food... yet you've got 10K to spend on an Audi. Hmmm.....
Old 19-04-2010, 03:37 PM
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Originally Posted by R4N S S
everyone was a student at one point so tell em to fuck off
haha love it, sooo true 8)
Old 19-04-2010, 03:38 PM
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Yup.
Old 19-04-2010, 04:04 PM
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Originally Posted by cossiejay
thats right take the money and run leaving us the tax payers to foot the bill i fucking hate most students,most are lazy fuckers who cant handle a job in the real world and want a couple of years fucking about while the tax payers foot the bill
Wow, what an open mind you have....

I'm a student and certainly not fucking about, thank you very much.

There are a lot of bullshit degrees around, but don't tar us all with the same brush. And you might like to know that I have to pay my tuition fees and maintenence loans back, with interest, so you're hardly paying for it are you? I haven't had a loan payment since before Christmas due to a string of screw ups so I'm bloody skint and scraping by on pennies, hardly an easy life is it

Maybe you should think before making sweeping, inaccurate statements
Old 19-04-2010, 05:28 PM
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how come youve got a graduate account?
Old 19-04-2010, 05:48 PM
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Is this loan going straight into a spread betting account? Lol
Old 19-04-2010, 06:04 PM
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Originally Posted by phil_focus
i only want to go cos this government has fucked this country up. hopefully in the next few years things will have changed so may not go.

i agree, i find a lot of students are there doing mickey mouse degrees just so they can get Ł3k pluss a year maintenance loan to spunk on drink and drugs. and then cant get a decent job so dont earn above the Ł15k thresh hold aqnd dont pay any of it back.

i have worked fucking hard for the 4 years i've been at uni, had part time jobs to keep a bit of cash flowing in till this year being my final year and now dont have the time for a job, hence why the car is now suffering but i only have another month left then i'm done so no point gettin rid of the car

and so you know i'm doing a BEng (Hons) Automotive Engineering with Motorsport.

i come accross people almost every day calling me a lazy fucking student but untill you've done an engineering course they have no idea what its like at uni on a real degree course.
I agree with Phil_Focus I'm doing the same degree in my 3rd year but doing a Meng in Automotive & Motorsport Engineering becuase hopefully within a year the engineering industry would have picked up especially the Automotive market!

Most degrees are a waste of time we have it hard.

Oh and i work part time too to tie me over so i'm not a lazy ass student!

Phil are you participating in formula student this year?
Old 19-04-2010, 06:21 PM
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Originally Posted by massivewangers
Wow, what an open mind you have....

I'm a student and certainly not fucking about, thank you very much.

There are a lot of bullshit degrees around, but don't tar us all with the same brush. And you might like to know that I have to pay my tuition fees and maintenence loans back, with interest, so you're hardly paying for it are you? I haven't had a loan payment since before Christmas due to a string of screw ups so I'm bloody skint and scraping by on pennies, hardly an easy life is it

Maybe you should think before making sweeping, inaccurate statements
read what i put i said MOST not all i have not tarred you all MOST MEANS MOST NOT ALL ,not a easy life sitting in a class in the warm while getting loans and grants while i have to drag my self into a stone quarry in all weathers and cut yards of stone to support my family,and how many do pay there loans back
Old 19-04-2010, 07:03 PM
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Originally Posted by R4N S S
everyone was a student at one point so tell em to fuck off
Ooh were they? Best apply for mine then it's 20 years late!
Old 19-04-2010, 07:36 PM
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Originally Posted by cossiejay
read what i put i said MOST not all i have not tarred you all MOST MEANS MOST NOT ALL ,not a easy life sitting in a class in the warm while getting loans and grants while i have to drag my self into a stone quarry in all weathers and cut yards of stone to support my family,and how many do pay there loans back
I did read what you said. You said most students. That's quite clearly inaccurate in my experience and, seeing as I am a student, and am at a university at least five days a week, I would say I'm in a better position to judge than someone who isn't a student.

You make it sound like we have such an easy life and don't do anything at all? We do have assignments and exams. We may get very little contact time per week, but we're expected to study outside that contact time. When you do four modules per semester (or five this time in my case), that adds up to more hours than the average full time job, trust me. Some people are lucky enough to be able to get by without that, others aren't.

I like the way you make out you've got it hard by having to go to work every day by comparison. Ok, there are downsides, as with both sides. You may go and work in a quarry to support your family, but I'm sure no one has forced you to do that job; you could always apply for others and work in a nice warm office? And for the hardship of doing your job, you get given money for it, which means you can buy things for your family, maybe go on holiday, have a decent car perhaps. I don't get to do any of those things.

I absolutely think there are too many pointless degrees out there, and there should be more incentive for people to learn a trade. We have far too many people with degrees in sociology/psychology/media/film etc etc etc, but without the higher education system, and us all having "a easy life sitting in a class in the warm while getting loans and grants", where would the next generation of engineers, designers, lawyers, doctors, nurses all come from? Abroad, that's where. Just like a load of plumbers, electricians and the like have come over in recent years.

I agree the balance is wrong in education, but the thought that most of us are lazy sponging c*nts is the biggest load of toss going. That arguement went out of the window when grants were scrapped. When I finish here I'll be in over Ł20k worth of debt, before I've even thought about buying a house. And if I'm lucky enough to get a decent job, I could well end up paying a high rate of income tax as well. What a sponger I am
Old 19-04-2010, 07:47 PM
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Originally Posted by twoblacklines
Yup.

u on driftworks 2 ??
http://www.driftworks.com/forum/drif...ed-5-7-v8.html
Old 19-04-2010, 11:53 PM
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I wouldnt give a shit what anyone thinks about students. If people are so stupid that they believe students are all middleclass toffs fucking over the working class by spending government money then tough shit for them they can stay bitter and twisted

My answer to ill informed student bashers (who are usually poorly educated) is "shouldve worked harder at school mate"
Old 20-04-2010, 12:37 AM
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Originally Posted by warrenpenalver
I wouldnt give a shit what anyone thinks about students. If people are so stupid that they believe students are all middleclass toffs fucking over the working class by spending government money then tough shit for them they can stay bitter and twisted

My answer to ill informed student bashers (who are usually poorly educated) is "shouldve worked harder at school mate"
i fuckin love that
Old 20-04-2010, 07:06 AM
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Originally Posted by cossiejay
read what i put i said MOST not all i have not tarred you all MOST MEANS MOST NOT ALL ,not a easy life sitting in a class in the warm while getting loans and grants while i have to drag my self into a stone quarry in all weathers and cut yards of stone to support my family,and how many do pay there loans back
You don't come across as the brightest spark do you, your stupidity and ignorance from what sounds like to much reading the papers and listening to other like minded people has been your down fall it seems. Your arguement against students is very poor and not very well thought out at all.

I'm not a student by the way.
Old 20-04-2010, 09:10 AM
  #36  
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Originally Posted by warrenpenalver
I wouldnt give a shit what anyone thinks about students. If people are so stupid that they believe students are all middleclass toffs fucking over the working class by spending government money then tough shit for them they can stay bitter and twisted

My answer to ill informed student bashers (who are usually poorly educated) is "shouldve worked harder at school mate"
Awesome....!
Old 20-04-2010, 09:29 AM
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Just this minute paid mine back. Exchange rate for the win along with zero apr and leaving the EU

Gave me several trips to Oz and a cossie.

To anyone who thinks students are middle class, you are lost in the 80's. I met more drop kicks and dead beats at uni than I did at college. The course started with 210 and by the end of the 4th year, less than 100 passed. So many parents think little johnny is going to be a superstar and shell out all their money for him, only for him to piss it away each night. Granted Bournemouth did attract more party going students than Reading. Having Student Loans only makes it easier too as low income means full loan.

Last edited by saff_cossie; 20-04-2010 at 09:32 AM.
Old 20-04-2010, 12:05 PM
  #38  
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Originally Posted by saff_cossie
Having Student Loans only makes it easier too as low income means full loan.

I fucking hate that its parents income assessed as if you finish with the same degree as someone who gets the extra money/help you have the same job opportunities as them and the same ability to pay the loan back.

I don’t get my loan income assessed as my dad earns above the threshold and I’m bloody lucky he pays my rent cos otherwise I wouldn’t be able to afford it! AND at any time he could say no to paying my rent but I still wouldn’t be able to get any more student loan.

Same with ema, that is a load of shite. Half my friends who got it didn’t go to uni and it all went on paying for beer, fags and petrol!! Thats a huge waste of tax payers money!!!
Old 20-04-2010, 12:11 PM
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ema is pointless. kids who are motivated to go to college to improve themselves will get a part time job if needs be. or cycle/walk

bribing kids to do A Levels doesnt work.
Old 27-04-2010, 04:20 PM
  #40  
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Originally Posted by phil_focus
I fucking hate that its parents income assessed as if you finish with the same degree as someone who gets the extra money/help you have the same job opportunities as them and the same ability to pay the loan back.

I don’t get my loan income assessed as my dad earns above the threshold and I’m bloody lucky he pays my rent cos otherwise I wouldn’t be able to afford it! AND at any time he could say no to paying my rent but I still wouldn’t be able to get any more student loan.

Same with ema, that is a load of shite. Half my friends who got it didn’t go to uni and it all went on paying for beer, fags and petrol!! Thats a huge waste of tax payers money!!!
Agreed! My parents earn just over 100k a year combined, but they dont give me a penny.

So SLC wont give me much at all because they earn too much.
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