big problem insuring the porker!
11-01-2013, 05:24 PM
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big problem insuring the porker!
Got a problem with gaining insurance ,my policy run's till end of month, but the current underwriters wont insure me on a 3.2 boxster ,and if I end the policy early then my protected 5 years no claims gets wiped out , cos the no claims is applied to the car not driver ! and even if I go with another insurance company they said I would still have to wait till end of month to transfer WTF ! and when she did give a quote it was about 1,400 bit fekking steep ! so I cant wait 3 weeks to insure a car I can buy by next week and when I can insure I think 1,400 is to high any Idears as to what I can do ?????
11-01-2013, 05:42 PM
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11-01-2013, 05:43 PM
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11-01-2013, 05:46 PM
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11-01-2013, 05:48 PM
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11-01-2013, 05:49 PM
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11-01-2013, 05:56 PM
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i dont know your personal circumstances but i dont understand why they wont even quote you on a boxter?
11-01-2013, 06:23 PM
#12
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keep your existing insurance until the end of the month, but take out a new policy on the porsche now so they overlap?
Last edited by st220kyle; 11-01-2013 at 06:33 PM.
11-01-2013, 06:29 PM
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get on gumtree, buy a shitter for a couple of hundered quid with t and t, run that a couple of weeks, then sell it on or scrap it when you can insure the boxster.
11-01-2013, 06:32 PM
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I dont get it myself the point of insurance is the fact things do go wrong ! and if you think about what you pay over the years compaired to what you claim I must of spent over 15 grand on insurance and claimed only 7 back thats a lot of profit by anyones standard ,I must be cosidered too high a risk I guess ?
11-01-2013, 06:33 PM
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As above go to another company and insure with no claims you have, but declare the claim. Then agree to send them proof of no claims at end of month. Don't think it will be a problem. But as you have just made a claim some of the cheaper company's probably won't cover you.
11-01-2013, 06:39 PM
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I dont get it myself the point of insurance is the fact things do go wrong ! and if you think about what you pay over the years compaired to what you claim I must of spent over 15 grand on insurance and claimed only 7 back thats a lot of profit by anyones standard ,I must be cosidered too high a risk I guess ?
Buy a tax n tested shed until the time is up on your current one seems a winner.
11-01-2013, 06:41 PM
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As above go to another company and insure with no claims you have, but declare the claim. Then agree to send them proof of no claims at end of month. Don't think it will be a problem. But as you have just made a claim some of the cheaper company's probably won't cover you.
some companies may mirror no claims, but in these circumstances i doubt they would
11-01-2013, 06:42 PM
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Since when?
Its the driver who builds the no claims not the car!!!
If you havn't bought the porsche yet then simple answer is don't buy a porsche, buy a car your insurance company won't screw you over with. Thought you were after a diesel anyway thats cheap for parts??
PS. No insurance company is going to want to insure you on a 3.2ltr porsche immediately after you've crashed a 1.8ltr skoda, especially if the accident has been deemed your fault.
Do you have any evidence to argue your inocence such as oil spill on the road or was it just wet?
Its the driver who builds the no claims not the car!!!
If you havn't bought the porsche yet then simple answer is don't buy a porsche, buy a car your insurance company won't screw you over with. Thought you were after a diesel anyway thats cheap for parts??
PS. No insurance company is going to want to insure you on a 3.2ltr porsche immediately after you've crashed a 1.8ltr skoda, especially if the accident has been deemed your fault.
Do you have any evidence to argue your inocence such as oil spill on the road or was it just wet?
11-01-2013, 06:42 PM
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11-01-2013, 06:53 PM
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Since when?
Its the driver who builds the no claims not the car!!!
If you havn't bought the porsche yet then simple answer is don't buy a porsche, buy a car your insurance company won't screw you over with. Thought you were after a diesel anyway thats cheap for parts??
PS. No insurance company is going to want to insure you on a 3.2ltr porsche immediately after you've crashed a 1.8ltr skoda, especially if the accident has been deemed your fault.
Do you have any evidence to argue your inocence such as oil spill on the road or was it just wet?
Its the driver who builds the no claims not the car!!!
If you havn't bought the porsche yet then simple answer is don't buy a porsche, buy a car your insurance company won't screw you over with. Thought you were after a diesel anyway thats cheap for parts??
PS. No insurance company is going to want to insure you on a 3.2ltr porsche immediately after you've crashed a 1.8ltr skoda, especially if the accident has been deemed your fault.
Do you have any evidence to argue your inocence such as oil spill on the road or was it just wet?
11-01-2013, 07:07 PM
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11-01-2013, 07:20 PM
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Yep, Porsche is definately a good crisis 
Good luck, maybe speak to someone else next time you ring. Always helps to talk to someone who knows what they are talking about as whoever you spoke to sounds like they were talking crap.
Good luck, maybe speak to someone else next time you ring. Always helps to talk to someone who knows what they are talking about as whoever you spoke to sounds like they were talking crap.
11-01-2013, 07:34 PM
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I dont get it myself the point of insurance is the fact things do go wrong ! and if you think about what you pay over the years compaired to what you claim I must of spent over 15 grand on insurance and claimed only 7 back thats a lot of profit by anyones standard ,I must be cosidered too high a risk I guess ?
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