paul0461

hi guys. ive had a policy with thames city for 9 months now (what they call a year) and its dew for renewal.

ive had my frst on there for approx 3 months, and they are now saying to continue being insured with them i can pay a single £4997 or £1000 deposit followed by £510 a month. this is ALOT more then my first policy with them, and i should have my first years no claims with them now?

1) why so much when it should be cheaper?
2) Does anyone know any good insurers

FYI- im 19 and have or at least should of had 1 years no claims.
i know im only 19 but i cant help loving my frst at this 'high risk' age lol.

Rick Astley

Simple answer; they no longer want your business.

Plenty of insurers out there, failing that, buy a rotbox of a car.

Mike Kerbey

iTrader: (1)

Give brentacre a try, and greenlight. What isurance company are you with now?

saph cos rob

iTrader: (11)

same as mate - not as extreeme as you but mine has rocketed this year too! all the insurers saying its the bad weather weve had over the last winter and the amount of accidents that happen etc etc

paceo

iTrader: (5)

same here my fiesta rs turbo was £310 last year now they want £461

paul0461

its a pain in the arse. i want my frst to be on the road but at that cost it wont be lol. suppose ill see it as a chance to get alot of work done, management etc>>>

super_cb

yeah my mondeo st24 gone up about 180 squids, n i'm 28 with 8 yr no claims

paul0461

insurance biggest rip off ever lol. imagine what i could do with 5 grand on the car. p8 ecu, als, water injection air injection ,LOADS but instead id have to spend it on a certification of motor insurance. GAY. suppose i could allways track slag it lol.

mr_joe0606

iTrader: (1)

I was happy will my insurance went from 1400 to 900 happy days am 21 3 years no claims with that car below erst

joe

conor.rst

iTrader: (3)

it dose suck being 18 and having a rs but i wouldent be without

Psycho Warren

iTrader: (5)

yet i bet they are all still making massive profits! greed goes too far.

i do think if they carry on the way insurance is going then hundreds of thousands will be priced off the road.

Makes you wonder if the government are in on it??? maybe thats why they wont intervene and have a state regulated and price controlled third party scheme.

Rod-Tarry

I remember insuring my first Sports car for £40 fully comp at 19 .

The solution these days is being old. Mines down again this year & my ncb hit 46years .

paul0461

im sure the government are in on it. where theres big money to be made. the government are ALWAYS there, charging VAT and tax and what ever else they bloody well make up

matts zetec s tdci

yer but you dident start the policy with the fsrt did u ? did u not add it on 4 the last 3 mounths thats wat happens ay it, u just pay a couple of hundred quid 2 change the car on the policy then when renewel time comes it gives u a more realistic quote .

66doug

Been sorting insurance out for my 17 year old son, and have found out today that most insurance companies have put the premiums up 25% during the last month, due to so many accidents over the winter.

l-oakley

wow thats steap, considering my ban ends on the 22/08/2010 my insurance has gone down by atleast £100

AshleyRst

im 19 and mine is £1450 tpft with all mods declared.

paul0461

i took the policy out on a 2.6 litre vectra lol. so it was allways an expensive policy, thank god i seen sence and got a ford.

m_nettleship

26 4 year no claims st220 £500 M3 £700

Limit your mileage!

AshleyRst

or give sky insurance a ring, cannot give them enough praise for the help tbh, and make sure you have a cat 1 alarm

vinnyvangough

I was with Adrian Flux and my renewal on my 1985 1.6i escort cabby went from £500 to £860. Rung around and got it with someone else for £450.

paul0461

one thing ive learnt from this post. Is that generally speaking, EVERYONES insurance has gone up for one reason or another. when will david cameron increase the minimum wage to keep with with our car insurnace. im allready priced off the road, how many more will there be lol.

AshleyRst

i think you just need to ring around mate, like i said im 19 and have a FRST and was getting silly quotes, then at one stage it went down, so i ended up buying one, and then when you tick that little box that says you actually own the car bam they got you by the nut sack, at this point i really felt like giving up when i was getting quotes of 2k-3 tpft and 4-5k fully comp, literally rung around every where even flux wouldnt have me for under 4k, then i posted on website and sky reckoned they could help and wala £1450 and im a very happy bunny, not that its cheap or anything but considering i payed £2500 for my corsa c 2 years ago

Psycho Warren

iTrader: (5)

never.

simply because our roads are overcrowded and the government supports the environmental issue, so anyway of forcing us off the road while screwing the remaining people for as much cash as possible is a good money maker!!

remember poor people are also more likely to drive without insurance, less likely to pay up fines, less likely to buy new cars, less often service cars in garages etc etc etc so they get little money from poor people anyway. so in the government eyes, who gives a shit if they fuck them over more and get them off the roads Any tax they loose by forcing poor people off the road they crawl back from the extra cost of rip off public transport.

the way things are going in this country driving will once again become something the middle class and upper class only can afford.

I guess the government will also use the health and obesity crisis as another reason to get the poor off the road

conor.rst

iTrader: (3)

Lets protest. get eveyone out side his house :P get the antilag on the go sallllgood

AshleyRst

well listen to this, it would appear i jinxed myself last night when i was going on about insurance, apparently even though i was the main driver of the last two cars the only way i will get my 2 years no claims is if i go with direct line, this is where the bloke just laughed at me, we cant insure you till your 21, so basically told sky i have 2 years but the fackers wont give me my ncb, anyway sky said o we will sort it etc etc, get a phone call this morning saying i have 7 days till cancelation of my insurance as even though i have 2 years it needs to be actually ncb, so no it doesnt look like im going to be able to insure my Rs full stop.

paul0461

+1

s2turbsZVH

Dont be surprised - this is standard policy for Adrian "Fux u up"

Rs Cosworth 1

Touch wood old man

Rs Baz

my insurance for my 4x4 cossie was around £650 i asked on here who to go for and one member gave me another number it was only £245 fully comp

AshleyRst

just sorted it with need 2 insure for £1650, ok so its gone up a bit but they managed to sort it without no claims for me

paul0461

so just as a quick ask, could someone list a few really good rs insurers. just cuz comparison sites only compare the mainstream MEGA expensive insurers. cheers in advanced

yogi44

Simple answer; they no longer want your business.

AshleyRst

as i posted need 2 insure

scotty the trucker

hi i got mondeo citrine twin exhaust and alloys lowered because of this my old insurance company cant insure me and direct line had insured this car for last owner but now i brought it and twin exhaust cant do it for me ADRIAN flux specialise in loads of cars limmos custom etc etc im 53 no claims for years adrian flux was so helpful and insured mine the only one i could get and at good price GIVE ADRIAN FLUX A TRY 0800-369-8590

AshleyRst

i actually ment Give the company Need 2 Insure a call

Alan_D

Just go somewhere else. I used to change every year until I insured with Elephant. They've been pretty good with renewals so far, so I've just stuck with them the last few years.

paul0461

well it will be coming off the road to get alot of work done to it. as i wont be paying for the running of the car it will be quicker to get it to the spec i want. it will be hard not driving for a year as i have no other car but worth it when its finished. plus in 12 months time im hoping the insurance would have gone down, needless to say i wont be going with thames city ever again, ill try the insurers suggested on this post.