i think you just need to ring around mate, like i said im 19 and have a FRST and was getting silly quotes, then at one stage it went down, so i ended up buying one, and then when you tick that little box that says you actually own the car bam they got you by the nut sack, at this point i really felt like giving up when i was getting quotes of 2k-3 tpft and 4-5k fully comp, literally rung around every where even flux wouldnt have me for under 4k, then i posted on website and sky reckoned they could help and wala £1450 and im a very happy bunny, not that its cheap or anything but considering i payed £2500 for my corsa c 2 years ago