hi guys. ive had a policy with thames city for 9 months now (what they call a year) and its dew for renewal.

ive had my frst on there for approx 3 months, and they are now saying to continue being insured with them i can pay a single £4997 or £1000 deposit followed by £510 a month. this is ALOT more then my first policy with them, and i should have my first years no claims with them now?

1) why so much when it should be cheaper?
2) Does anyone know any good insurers

FYI- im 19 and have or at least should of had 1 years no claims.
i know im only 19 but i cant help loving my frst at this 'high risk' age lol.