Insuring a engine conversion car

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Old Sep 6, 2009 | 05:26 PM
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Default Insuring a engine conversion car

I'm looking at a 1.3 with an RST engine in, my current company want to direct me to their modified branch, is there any major problems with insuring these cars from peoples eperience?
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Old Sep 6, 2009 | 06:03 PM
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no, just go straight to a specialist insurer

adrian flux insure my turbo'd cabrio reasonably priced too, all mods declared

when I was looking for a car I first spotted a turbo converted escort bonus, website gave me a quote but cabrio I've got came back a lot dearer of the website search quote so I phoned them up and they sorted the quote to the same as the escort bonus turbo price, so I my advice is give them a ring, infact they will phone you
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Old Sep 6, 2009 | 07:51 PM
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Cool. I can get £500 on a bonus and £800 ona genuine rs so im hoping will be ok
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Old Sep 6, 2009 | 08:02 PM
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no problem insuring a cosworth bmw or a cosworth celica. the cosworth bmw was only £135 more per year than it was for standard.
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Old Sep 6, 2009 | 09:08 PM
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Ok, sounds like its easy enough then. What about changing logbooks is that a pain?
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Old Sep 6, 2009 | 09:11 PM
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i ddint bother . i just informed the insurer. i was told a less friendly mot tester could fail it though for not being as it says on his computer at test time?
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Old Sep 6, 2009 | 09:25 PM
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Oh right. What is you get stopped? Is it legally ok to be just insured on it rather than the log book as well?
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Old Sep 6, 2009 | 09:53 PM
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If the engine CC is the same i can't see why police would have a big problem with it. If in your case though i think police mite be funny about it because you'd be paying less road tax with it only being a "1.3". I'm with lux and have had a engine swap and they were fine about it, the more mods you've got the better, normally brings the price down.

Last edited by Saaamon; Sep 6, 2009 at 09:54 PM.
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Old Sep 6, 2009 | 10:57 PM
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as long as you declare your mods to the insurer imo you should be fine, infact i phoned flux to check how much ontop of all existing mods the addition of a fmic and cosworth managment would increase my premium by and they kindly advised me it would be the same price
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Old Sep 6, 2009 | 11:01 PM
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Originally Posted by S2Steve
Cool. I can get £500 on a bonus and £800 ona genuine rs so im hoping will be ok
upon reading this for the 2nd time, is the £500 on a bonus declaring all mods or is it for a stock escort bonus

if its for a stock 1.3 escort with a undeclared turbo engine you won't have insurance if the shit hits the fan
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Old Sep 7, 2009 | 07:24 AM
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500 is a standard. So I'm guessing no more than 8-£900 with all mods
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Old Sep 7, 2009 | 01:56 PM
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i'd be double checking your figures!!!!
either they're seriously overcharging for the bonus, or undercharging on the rst.
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Old Sep 7, 2009 | 05:01 PM
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That's what I thought, the RST figure seems right to me as it was just over that on my last one a year ago.

My current company said no to me, they don't cover full conversions, only the engine, it seems the S1 bodykit tipped them over the edge....
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Old Sep 22, 2009 | 07:18 AM
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Officially, there are no special requirements for getting a safety certificate for an electric conversion. My experience (and that of the handful of other conversion owners in Ontario that I know) is: provided all the original safety equipment is in place and operational, your vehicle should pass.
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