S2Steve

I'm looking at a 1.3 with an RST engine in, my current company want to direct me to their modified branch, is there any major problems with insuring these cars from peoples eperience?

studabear

no, just go straight to a specialist insurer

adrian flux insure my turbo'd cabrio reasonably priced too, all mods declared

when I was looking for a car I first spotted a turbo converted escort bonus, website gave me a quote but cabrio I've got came back a lot dearer of the website search quote so I phoned them up and they sorted the quote to the same as the escort bonus turbo price, so I my advice is give them a ring, infact they will phone you

S2Steve

Cool. I can get £500 on a bonus and £800 ona genuine rs so im hoping will be ok

fuzzy

no problem insuring a cosworth bmw or a cosworth celica. the cosworth bmw was only £135 more per year than it was for standard.

S2Steve

Ok, sounds like its easy enough then. What about changing logbooks is that a pain?

fuzzy

i ddint bother . i just informed the insurer. i was told a less friendly mot tester could fail it though for not being as it says on his computer at test time?

S2Steve

Oh right. What is you get stopped? Is it legally ok to be just insured on it rather than the log book as well?

Saaamon

iTrader: (2)

If the engine CC is the same i can't see why police would have a big problem with it. If in your case though i think police mite be funny about it because you'd be paying less road tax with it only being a "1.3". I'm with lux and have had a engine swap and they were fine about it, the more mods you've got the better, normally brings the price down.

studabear

as long as you declare your mods to the insurer imo you should be fine, infact i phoned flux to check how much ontop of all existing mods the addition of a fmic and cosworth managment would increase my premium by and they kindly advised me it would be the same price

studabear

upon reading this for the 2nd time, is the £500 on a bonus declaring all mods or is it for a stock escort bonus

if its for a stock 1.3 escort with a undeclared turbo engine you won't have insurance if the shit hits the fan

S2Steve

500 is a standard. So I'm guessing no more than 8-£900 with all mods

xr2wishy

iTrader: (2)

i'd be double checking your figures!!!!
either they're seriously overcharging for the bonus, or undercharging on the rst.

S2Steve

That's what I thought, the RST figure seems right to me as it was just over that on my last one a year ago.

My current company said no to me, they don't cover full conversions, only the engine, it seems the S1 bodykit tipped them over the edge....

robertfor

Officially, there are no special requirements for getting a safety certificate for an electric conversion. My experience (and that of the handful of other conversion owners in Ontario that I know) is: provided all the original safety equipment is in place and operational, your vehicle should pass.