clarke5700

got a quote on boath my fiesters and my zetec turbo was cheeper in my name.

so i tryed insuring it as standard it was £935 then when i declaired the engine suspension wheels g-box ect it went to £744??

whats that about?

cant be bad might put some rims on my run around

Adam.

What company mate?

clarke5700

cant rember off the top of my head i used confused.com

Psycho Warren

iTrader: (5)

registering it as a kit car usually helps I might do that with mine as it was a one off build from new highly modified body shell.

steveS2RS

hi der m8 im 17 jst got a 89 model s2 RS got my test on the 3rd of november geting insured fuly comp for £90 a month wiv me as named driver dats cheap now dont u fink cheeRS

sbd16v

is your keyboard missing keys ???

steveS2RS

telin me u cant understand it

matts1

does take some reading tbh lol!!!

Your a named driver though? surely your better of getting your own policy and sticking a parent on, this way you earn your won ncd?

May be wrong as some do award the named driver ncd??

robj20

It shows you can't be bothered to spell correctly, so why would people bother with an answer. You will get more response if you use English.

steveS2RS

is that old an astra runnin a c20xe or a let

pani_k

iTrader: (1)

But still £90 on an S2 RST equates to £1080 fully comp for 12 months and if you paid if in one lump sum it would've been cheaper!

Which insurance company gave you that quote? Is their registered trading address on the planet Zog because they'd have to be absolutely off their fucking trolley to give you that quote

I couldn't get a quote less than 4k as a named driver on a FRST when I tried a year or so ago.

robj20

I pay £196 a month for mine, fully comp with no ncb yet.

steveS2RS

i tryd 2 get insuren on my own policy worked out at £415 a month, with my dad as the proposer and me as a named driver its £90 the companys called ecar insurance

steveS2RS

ive told them its lowerd by 20mm and an exhaust system

pani_k

iTrader: (1)

Sounds about right in your name but that is a MONUMENTAL drop in price even just as a named driver. You sure you are actually on that policy and it is not just your dad by mistake? My dad has full ncb and is 60 years old yet putting him on I save only a few hundred quid at most. Not near as dammit £3k over the whole year!

steveS2RS

mk4 xr3i is dearer 2 insure. cant insure a mk5 105bhp xr3i or rs2000 or rs 1800

steveS2RS

positive m8

steveS2RS

i put he had over 5 years ncb it workd out £30 a month

steveS2RS

then read the terms and conditions and u can only use ur ncb on 1 policy changet it came 2 £90 a month

steveS2RS

how old r u

pani_k

iTrader: (1)

£30 a month x 12 months = £360. That is correct for insuring your dad only. If you were on that policy as well and it was a pukka policy I will have my own bollocks for breakfast. I still do not believe you have insurance cover fully comp at 17 on a S2 ERST for just over £1k named driver or not or mods declared or not.

Really cannot see how you got that quote. Don't think anyone on here can.

Not having a pop at you or anything but just doesn't seem right somehow.

I'm 19 by the way and drive a 1.8 focus TPFT my OWN policy £1800 and I had a previous claim.

steveS2RS

the company is mad adrian flux wanted 6k performance direct wanted 8k its because its a modern day classic try geting a quote on an escort rs it will work out cheaper than your focus

steveS2RS

or possibly its cause they no how unreliable they are and realise it wont be running all year round

OldDan

I'm 21, 0NCB, 3 points,

£1031 TPFT on a Zetec-S with throttle bodies, cams, pistons, full exhaust, bigger brakes, coilovers, rosejointed suspension, 10 point cage, harnesses, two seater, sprayed wheels, lights etc.

RstAaron.

19y/o, one years ncb, mum as named driver and 0 points . Costs me just over £900 tpft for my standard s2 RST. Tried for a quote on a mk3 XR3 (not an 'i') and they wanted £1450! Insurance companies make no sense!!! Yeah it might be an older car but it only has four gears a carb and no turbo! Not to mention the lack of an RS badge!

Jim Galbally

i seriously doubt that 1k quote on an RST as a named driver. i'd want to see that quote in writing and double checked before signign up to it. it just had to be a mistake!

also going as a named driver on your own car to get cheaper insurance is not actually legal as it voids the terms and conditions of the policy. so you'll have fun come claim time... lol

pani_k

iTrader: (1)

I seriously think that the quote you have mate is JUST for your dad alone so please please check your insurance certificate to make sure it is all legal and everything is fine (for your own sake).

muz

Insurance is mad. When I first insured my ERST I was 20, 1 YRS NCB and an SP30 and it was £749 a year.

Same details for XR3i's, RS2000's etc was £1200+. It was only £87 a year cheaper to insure a 1.3 Fiesta Ghia.

westus1

iTrader: (6)

hope you never need to make a claim mate,
i was insured with them until couple months agos
my jeep got wrote off by somebody hitting me
the guy was fully insured and took full responsibility
still took 5 months for them to pay out and took my no claims
i'm still fighting with them now for it
totaly useless tossers, i'll never go back with them if they were half price

steveS2RS

a friend of mine had a head on with a landrover discovery had 2 have a metal plate in his arm and leg, out of work 4 over a year ment 2 be geting around a 150k as the driver of the landrover was responsible for the crash

steveS2RS

the best policy i found 3rd party fire and theft was 3200. it worked out cheaper 3rd party fire and theft than 3rd party work that out