£30 a month x 12 months = £360. That is correct for insuring your dad only. If you were on that policy as well and it was a pukka policy I will have my own bollocks for breakfast. I still do not believe you have insurance cover fully comp at 17 on a S2 ERST for just over £1k named driver or not or mods declared or not.

Really cannot see how you got that quote. Don't think anyone on here can.

Not having a pop at you or anything but just doesn't seem right somehow.

I'm 19 by the way and drive a 1.8 focus TPFT my OWN policy £1800 and I had a previous claim.