19y/o, one years ncb, mum as named driver and 0 points . Costs me just over £900 tpft for my standard s2 RST. Tried for a quote on a mk3 XR3 (not an 'i') and they wanted £1450! Insurance companies make no sense!!! Yeah it might be an older car but it only has four gears a carb and no turbo! Not to mention the lack of an RS badge!