I'm after advice on which breakdown cover to get for our family. Currently we have basic AA cover through our Lloyds Silver account. However I've had a letter today saying the cost of the account is going up to £12/month. As the breakdown cover is the only thing I'm interested in with the account, I think £12 is a lot for basic cover with no home start.
So to put you in the picture I have a 2010 330d and my wife has a 2006 120d, and we have two children (8&13). I would like nationwide cover and home start. Not too bothered about onward travel but if a good deal can be found then I'll think about it.
How much do you guys pay and who with?
Also it it better / cheaper to cover each vehicle or to cover the people in them?

Regards,
Nick

 

Im with rac as it covers you and any car your in control of if road legal and does everything except onward travel for £110 a year

 

Join csma and get reduced Britannia Rescue
Csma £26
Breakdown £70
Got one car registered plus personal cover for both of us with anything we drive

 

Well this seems to be a pretty good deal :
RAC personal cover for me and the wife that includes roadside rescue, national recovery and at home for £148.99. Now the clever bit is if I take out this policy via 'TopCashback' I get £63 cash back meaning the total cost is only £85.99

 

Have a look at autoaid. ..sometimes an offer on Groupon.

 

I am with the rac and have used them a few times, their service has always been spot on. They do try and sting you at renewal time though but it's quite easy to get it knocked down.

 

Agree totally. I always ring up and ask for RSOC discount and they cant find it but always knock a chunk off. RAC cover the people so any car you are in is covered.

 

I have RAC cover through my Bank account, home start, relay and breakdown and the few times I have needed them found them very helpful and reliable.

 

i got 100 quid off my AA renewal as i phoned and complained