I'm after advice on which breakdown cover to get for our family. Currently we have basic AA cover through our Lloyds Silver account. However I've had a letter today saying the cost of the account is going up to £12/month. As the breakdown cover is the only thing I'm interested in with the account, I think £12 is a lot for basic cover with no home start.
So to put you in the picture I have a 2010 330d and my wife has a 2006 120d, and we have two children (8&13). I would like nationwide cover and home start. Not too bothered about onward travel but if a good deal can be found then I'll think about it.
How much do you guys pay and who with?
Also it it better / cheaper to cover each vehicle or to cover the people in them?

Regards,
Nick