Hi all

I'm sure this has been asked a million times. Have just declared some
changes to my vehicle and my premium went up a tad. This isn't a problem. However they said if I make many more modifications they may not be able to cover me. So. Does anyone know any good insurers for modified cars. Not so many cosmetic modifications. Mainly engine mods and a few interior ones. Racing seats etc, turbo. Bla bla.

Cheers, Dan

 

Look in the back of mags, i'm with adrian flux at the moment but changing to brentarce at the end of the month as they are more flexible.

 

Cool. Will give that a try. Also wanted to see who people were with and the experience they've had insuring with them. Costs. Etc etc

 

always found flux to be good for anything slightly out of the ordinary

 

Hmm. Will give em a ring and see what they say. My policy still has a few months left so lots of time to ring around and try peoples suggestions

 

i was with adrian flux 2 years ago and sky insurance last year, they were both way to expensive this year so i went with "A Plan" they were 25% cheaper than sky insurance.

it pays to shop around a bit, most of these companys seem to think that you will just keep renewing with them regardless of the premium. they all seem to be competitive when it comes to getting the business but then put the premium for the renewal.

when i tried to talk to sky insurance about their renewal premium i just got a load of waffle about inflation.

 

Try Greenlight or speak to Paul at "Need to insure" both have given me unbeatable quotes with different perks.

Paul offered a good price with all my mods declared and the policy also allowed for future modifications at no extra cost.

Greenlight were about £50 cheaper but they only covered for current mods.

Big-Dan.

 

trying to get a decent quote for a 3dr is a joke,they range from 930-1500 quid i dont pay that for the bmw,van and r1 combined.

 

Have the insurance criteria really tightened up this last year???

Of the 6 companies ive rung, 3 wont qoute, 2 are well over my current renewal, and only 1 has beat the renewal of my current insurer.

Bear in mind ive now got an extra years NCB, my points come off next year, im older, live in a nicer area, less risky occupation!!

and the 3 companies who refused to qoute this year, qouted me last year!

Makes you wonder if they actually would rather not insure modded cars these days.

 

Im with Paul at Need2Insure, declared all mods on my rs1600i which has almost triple the power it should be standard and i paid £300 last year, well happy, was a classic policy though

 

finally got a decent qoute!!
Greenlight £872 fully comp all mods declared, like for like, all my points and licence revokation declared too.

Nearest competition was over a grand, sky insurance wouldnt qoute and A plan who i was with last year wanted over £1400

 

well done m8, i got the 3dr down to 850 quid trackday cover included which will never get used.thats the best price ive managed to get,but for limited mileage of 1500 miles per year its still a joke.