RSlew

hi iv just finished my pride and joy/ at 18 i was asked to fit a rad to a family friends 3 door, he was thinkin of sellin so i told him it would be a good idea to get a power graph to no everything was ok. I used to work at PE so got him booked in there. well it went down hill fromthere after being on the dyno for no more than two mins it was out again head gasget gone! so took it to my house to take it apart. well as soon as the owner left i was takin it apart lol (he werent takin it home lol) i fell in love with the car. with the engine apart more trouble followed bore 2 for some reason had a liner in it but it had dropped about 3-4 mm the pistons were nackered small ends gugin pins nackered everything eeven the turbo had the 3 exhaust studs welded in the back of it lol iv been told 1500 miles ago it had a 10k engine rebuild

t34
L6 ecu
3 bar map
200 block
inter cooler has been doubled up

a few things but not worth 10k if u ask me the guy has been bent over the bonet big time
so i brought the car cheap 53k on the clock and im the third owner, cars mint even the dash only got 2 very small cracks in it o and 8 holes were some prat thought it would be a good idea to put a phone in it this phone is the original brick lol

A year of savin and with some help from dad lol its runnin 153miles so far b4 i turn up the boost

but dad the only one drivin it the car has been my baby for more than a yeaR now and im ichin to get behind the wheel has any 1 had a 3door fully comp at 19 car in dads name cos i thought it might help but it aint lol please help

lewis

LHD220Turbo

iTrader: (4)

alot of insurers wont touch you at your age; you can try greenlight and HIC but i dont hold up much hope. there was a guy on here saying he pays over Ł3000 for his cossie and he was your age i think

JTECH James

iTrader: (13)

i used zurich (sp) for my first saff, at 21, and it was Ł2700 a year....third party

ballin

iTrader: (1)

i dont think you stand a chance mate, especially a 3dr

BRAMMER

iTrader: (23)

I only started to get sensible quotes on a cossie when i turned 26 2 years later i now pay Ł160.

Can you not store it away for a few years until your at least 21???

Stu.750

Bollocks to it mate , rinf every insurance company you can - footmann james i remember being good on classic cars for young drives , after resuiin this one at an early age its time to get out there and ABUSE it , thats right abuse it , dont let it sit as an ornament all bufty and gay

Madbradz

Fuck me.... Didnt realise they were that bad to insure!!

I'm 21 with 3yrs ncb insuring an m3 FC for Ł1200...

les3002

best thing would probably have your dad insure it and you insure another car with a policy that allows driving other vehicles third party (which will still be tricky to find), then just use it now and again till you get a bit more experience and start getting some ncb built up.

adam151082

i was a young lad when i got my 3dr, couldnt get a sensible price anywhere so what i done was rang the people who i insurered my daily driver with (church hill) and got 2 weeks insurance on the same policy as my corsa, its classed as a curticy car i think. they let me do it 10 times a year. cost bout Ł50 each time. you could also try an insurace broker or a classic policy.GOOD LUCK!!. get some pics up of ya car.

dumptackler

it might be better to put it in ur mums name and u a named driver.women seem to get off lighter. then jus 3rd party fire and theft it and put very limited mileage on it. if its still horrendous cant u jus have it as a track car for now and wait a bit longer?

Madbradz

Quinn Direct do cover to drive other cars on tpft!

Munch

No chance of fairly cheap insurance

iirc R5FORD on here was paying 7k a year when he got his saph at 18 & that was his first car when he lived in the UK


Insurance is a killer in this country imfaid

MossyZS

Unless you work in the Motortrade, as I found out the other week. They tried to remove it from my policy. (I didn't let them as it comes in handy from time to time)

Supposedly my job high risk.. I'm only a parts monkey

C4llyT

For under 21's though?

Madbradz

Yerp... I was 20 with a Vectra estate diesel with tpft and had cover to drive other cars

MossyZS

Yep, I'm 20.

BigErn

I paid Ł1250 for my first Sapph at 21 with Natwest. 2 Years no claims.

I did have a quote for one at 19 for Ł2100 after just passing my test though I have no idea who with.

jaimesdna

iTrader: (3)

i had my saff at 19. insured in my mums name with me as the main driver. cost Ł1000 with sabre tpft by the way

foreigneRS

you've got no chance, best sell it to me

doctor stavros

Try getting f/c quotes with a much higher excess than normal ie Ł1000 excess (dont forget that on tpft you wouldnt be able to claim at all) as this has been known to produce some decent quotes.

Tesco are a very good insurer for doing this with (on the phone not internet), and if you get a cheaper quote from direct line (underwritten by the same company) they do a no quibble price match.

Hope this helps a little

MATCOS

iTrader: (1)

Please do not listen to some of these comments about insuring it in another name or other such nonsense, if it's your car and you get caught out (which you will as any claim involving a Cosworth and a young driver will be closely looked at) you will find you have no insurance and are fuc*ed, possibly having to cover any third party damages yourself
Driving other cars means just that, you can not drive a car owned by yourself, only owned by someone else and it must be insured already, and being third party only wont cover the car once you get out of it
Ring around and you may find someone willing to do it on a classic car policy if your very lucky but this will still cost you an arm and a leg, and this will only make the car harder to drive

bigchez

I'm 24 fella and really struggled to insure my 3 door when I bought it in Jan.

Greenlight and Brentacre were the only ones I found that would cover anyone under 25 on a 3 door. Def give greenlight a call, they came in at Ł892 for me, when brentacre wanted Ł1600+.

Is it a 2nd car? Mines on a 3k miles policy and garaged in a pretty good postcode, which also helps.

Ginge !

mate the thing is THEY have to prove its not yours !!!, its not on finance and the log book is in mummys name at the same address then they cant do shite

wheres that bloke driving daddys BMW when you need him for proof

the car DOES NOT have to be insured on all policys either but some of em are,, and will be stated on the certificate !

btw no one is stupid enough to pay 7k on insurance on a car,,,, who ever claimed that is talking bollox and i want to see proof,,,, people with that sort of cash spare tend to be ALOT better with money HENCE not spunking it on pointless shite like that when the fine is 200 quid

C4llyT

Third party is always covered.

davidfox280585

yes firebond is good mate beleive again they have been taken ova by footman james i had my series 2 insured on a classic at 19 for 730 quid

jaimesdna

iTrader: (3)

wrong, i have spoke to the police & insurance companys about this. as longs as your with the car it is insured, although this does mean that it couldn't be left parked on the road

Iain Mac

As I understand it, if your insurance is invalidated for whatever reason, even 3rd party claims are out the window, leaving you personally liable for the amount claimed.

Some of the 3rd party victims can get money from the Motor Insurers Board fund for uninsured drivers, but they then come after the driver just like any other debt. And meantime, every other insured driver has to contribute just a little more of their premium to the fund.

RSlew

it makes sence but its like givin a dog a bone and tellin him not to eat it lol

Charlie Chalk

iTrader: (1)

Of topic, But where in Cowley do you live, Im down Nine Elms!

Tangodeltasierra3

try competition car insurance - u will need a non race b licence, tell them your using it for sprint races too and travel to events

Harris.

www.carolnash.co.uk and stick it on one of there classic polices , 5000 miles a year etc

R5FORD

iTrader: (1)

you aint going to get insurance cheap at all.. i had it for a while on ,y saph on my own name and it was a killer at 18.

BM08

Id be surprised if you can get insurance full stop.......

R5FORD

iTrader: (1)

also id be dubious with having it in your parents name etc

focusjohn

This threads a good read. Basicly insurance wont be cheap. If i was you id get my self a policly with quinn direct on say a 1.6 escort they cover any one to drive 3rd party. Have your dad insure the cossie and claim its his car. Drive it 3rd party on the escort policly on way really.

R5FORD

iTrader: (1)

with thrd party say your driving the cossie and smash into another car.. your insurance will cover there car but what about yours?? isit worth it? juts save up and put it in your own name.

BM08

I always tell people to get their own insurance, otherwise when their like 20-21 and CAN afford to have their own, their STILL paying shit loads because they haven't built up their no claims by taking their own policy

cossiegreg1

i was paying 2100 when i was 19 for a sapph, with a firm called PREMIUM SEARCH. Also try ADRIAN FLUX, say its garaged and limit the miles to 3000 a year.

sean2k

hi there i ave a mate wiv a 3dr i thought it wud b funny if i got a price on it wiv one years ncb the price was just silly at 4200 fully comp and i am 23 years old but my mate who is 25 who owns the car pays 1700 fully comp is that just pissed or wot so that lad ant got a hope in hell soryy 2 say sean2k

BM08