insurence please help 19 with cossie

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Jun 21, 2008 | 05:56 PM

#41

Madbradz

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From: Bedford

You Will always be able to get insurance, Just depends how much you are willing to pay...

Its funny because all my mates had "Good" cars at 17, 1.8 escot GTi's, 2.0 Cav Sri's etc insured in there mums name.... I had a 1.6 escort, In my name...

Now Im driving a m3 with 3 yrs ncb they are all driving 1.6's because they cant afford to insure anything, due to being insured under there mums name!

Makes you realise it was worthwhile having a better car to insure to start with!

Jun 21, 2008 | 07:10 PM

#42

MATCOS

PassionFord Post Whore!!

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Quote:

Originally Posted by jaimesdna

wrong, i have spoke to the police & insurance companys about this. as longs as your with the car it is insured, although this does mean that it couldn't be left parked on the road

As Ginge says above most do not cover but some will, is it really worth giving this advice and then this guy gets caught out with out insurance

I have worked in the industry for over 10 years and have yet to find a company worth insuring with that will cover it if it isn't insured elsewhere......
Chances are if he did find a company they would be so crap that they would try to get out of a claim on other technicalities anyway.

Jun 21, 2008 | 07:30 PM

#43

bigchez

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From: .

Quote:

Originally Posted by sean2k

hi there i ave a mate wiv a 3dr i thought it wud b funny if i got a price on it wiv one years ncb the price was just silly at 4200 fully comp and i am 23 years old but my mate who is 25 who owns the car pays 1700 fully comp is that just pissed or wot so that lad ant got a hope in hell soryy 2 say sean2k

I'm 24 with 1 year NCB to put on the cossie (more on my other policy for daily driver) and it cost me £892 fully comp, all mods declared with agreed value etc. Where were those prices from??

Cossies are "specialist" cars, so go to insurers that specialise in this sort of risk to get a reasonable quote.

Jun 21, 2008 | 07:55 PM

#44

cossiedrift

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From: portsmouth

Quote:

Originally Posted by les3002

best thing would probably have your dad insure it and you insure another car with a policy that allows driving other vehicles third party (which will still be tricky to find), then just use it now and again till you get a bit more experience and start getting some ncb built up.

exactly how i did my saff when i was 18 mate

Jun 21, 2008 | 10:49 PM

#45

sean2k

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From: york

it was worth a try tho wasnt it? the only thing is i dnt know if he has told the insureance bout the mods ie 330 convo or if its still set as standard