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Car Finance checks - DO NOT USE this company

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Old 24-11-2005 | 02:42 PM
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Default Car Finance checks - DO NOT USE this company

Avoid this company for car data checks:

www.carwatchuk.com/

Do not use these people if you want to check if a car is on finance.

I found out the hard way.
I used them (£20 on-line report)
The finance report said all was clear.
So I bought the car.

It turned out the car was on finance (with BMW UK Finance) to the tune of £10,000.

When I called them to check and confirm my indemnity (£20k according to the website) they said read the T&C's - not their fault (it's up to the finance companies to notify them!!).

Car finance data checks from these con-men are simply not worth the paper they are written on.

Do not use them!!
Use AA or HPI instead (they did have a record of the BMW Finance)
Old 24-11-2005 | 02:47 PM
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If I was you I'd write to a consumer watch dog type thing because - without knowing all the details - that sounds like shark practice.

The indemnity is there for the sole purpose of this kind of thing cropping up in the future otherwise whats the point in it???
Old 24-11-2005 | 04:11 PM
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yep their wank used em once for a hpi and typed the reg wrong, when i phoned and explained and gave em the correct reg they looked it up, confirmed that was the model of car and said if i want the hpi to cough up again, even though was a genuine mistake

wankers

nevermind i dont need em anymore
Old 24-11-2005 | 04:16 PM
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Im sorry, but what they told you is 100% correct, it IS up to the Finance Company to log their interest in a vehicle, and a HPi report (or any other report) does not garauntee you that a vehicle does not have outstanding finance on it.

However, if you bought the vehicle in good faith as a private individual (rather than as a Company) to a degree the law is there to protect you and all may not be lost. Seek legal advice if you are in this situation.
Old 24-11-2005 | 04:21 PM
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I used them to HPI a vehicle, no problems, but this was for my S2, the guy had owned it all his life from new, no finance on that

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Old 24-11-2005 | 04:47 PM
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Originally Posted by Clare
Im sorry, but what they told you is 100% correct, it IS up to the Finance Company to log their interest in a vehicle, and a HPi report (or any other report) does not garauntee you that a vehicle does not have outstanding finance on it.
thats true yes... but a bit odd that HPi themselves had the finance on their records and carwatch didnt

i thought they all went through HPI themselves anyway, maybe they dont
Old 24-11-2005 | 04:55 PM
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thats true yes... but a bit odd that HPi themselves had the finance on their records and carwatch didnt

i thought they all went through HPI themselves anyway, maybe they dont [/quote]


Yeah thats why I posted this up because I thought they all used the same data, but they don't.
You get what you pay for I suppose so don't use these guys use HPI or AA if u want to check for finance.
Old 24-11-2005 | 06:07 PM
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fuck fuck fuck fuck fuck I used them this morning to hpi check my new car
Old 24-11-2005 | 06:36 PM
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whats worst about this is if they don't even have details of BMW finance (one of the biggest in the Uk) what ones do they have?? Robbers
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