Avoid this company for car data checks:

www.carwatchuk.com/

Do not use these people if you want to check if a car is on finance.

I found out the hard way.
I used them (£20 on-line report)
The finance report said all was clear.
So I bought the car.

It turned out the car was on finance (with BMW UK Finance) to the tune of £10,000.

When I called them to check and confirm my indemnity (£20k according to the website) they said read the T&C's - not their fault (it's up to the finance companies to notify them!!).

Car finance data checks from these con-men are simply not worth the paper they are written on.

Do not use them!!
Use AA or HPI instead (they did have a record of the BMW Finance)