old style driving licence
06-03-2013, 06:47 PM
#1
old style driving licence
I have an old style driving licence the paper one and i have never sent it of to change addresss .Is this a nick cause when i send a copy to insurance companys they never say why have you not got a photocard one and why dont you change address
Thanks
Thanks
06-03-2013, 06:59 PM
#2
If your licence address doesn't match your insurance address or car address if you have an accident you wont be covered also if you get pulled and your licence isnt same as your address it is an offence also they will contact your insurance company and notify them
06-03-2013, 10:06 PM
#5
Its only a problem where it is a "relevant material fact" with the insurance. As long as your insurance has the correct details on it, then it matters not what your license address or V5 address is.
The fact that you have failed to update your paperwork on your license is not a material fact in insurance so they cannot cancel the policy because of it.
As long as your license is still valid they wont care.
However you are committing an offence of failing to inform DVLA and on conviction you would have to declare that conviction to the insurers which would be a material fact.
06-03-2013, 10:11 PM
#6
Advanced PassionFord User
Trending Topics
06-03-2013, 10:20 PM
#8
not true
Its only a problem where it is a "relevant material fact" with the insurance. As long as your insurance has the correct details on it, then it matters not what your license address or V5 address is.
The fact that you have failed to update your paperwork on your license is not a material fact in insurance so they cannot cancel the policy because of it.
As long as your license is still valid they wont care.
However you are committing an offence of failing to inform DVLA and on conviction you would have to declare that conviction to the insurers which would be a material fact.
Its only a problem where it is a "relevant material fact" with the insurance. As long as your insurance has the correct details on it, then it matters not what your license address or V5 address is.
The fact that you have failed to update your paperwork on your license is not a material fact in insurance so they cannot cancel the policy because of it.
As long as your license is still valid they wont care.
However you are committing an offence of failing to inform DVLA and on conviction you would have to declare that conviction to the insurers which would be a material fact.
07-03-2013, 09:02 AM
#10
Professional Waffler
For years my licence was left at my mums address. I have been stopped by the police on numerous occassions and asked about it and when I explained I had a 2nd vehicle also registered at my mums address I have been allowed to get on. Even had a minor bump and had to provide a copy of my licence without bother. And the biggy was when I got done last year I had to surrender my licence and was asked why I hadn't changed it they were fine with it. Seeing as I had to reapply for my licence I figured I may as well change it at the same time
07-03-2013, 12:22 PM
#11
My work collegue had ballifs after him so he regestered his car at a different address to his address which his licence was registered to and his insurance he got pulled over by police routine stop one night they checked his details contacted insurance because of discrepency over address's they told him on phone his insurance was now void because he had comitted fraud not having all his docuements under correct address and cancelled his policy onplus side they rein burst him his money in full even though his policy was 3 months old
Otherwise its only fraud if you tell the insurance "my car is at x address" and in reality you keep it at "y address" to get a cheaper premium or cover they wouldnt otherwise have issued.
Sounds like the insurers were cunts for other reasons - running from debt collectors etc.
They can revoke your license... but only once your license is revoked are you committing a "otherwise than in accordance with license" offence.
07-03-2013, 04:27 PM
#12
Ive got no points on my licence can they revoke it for not changing address .I got done for no safety belt on the motorway and i never had my licence with me and they asked me if i had a full one and run a check on my name and i said the licence aint in my address .They said it dont matter but get it changed and then give me a 30 quid fine
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