M K

iTrader: (9)

Who are you guys using to insure your daily hacks? I am getting crazy quotes from some firms, is everyone the same or is it a sign of the times etc!

Male
29 yrs old
Ss12 postcode
10 yrs NCB
No claims
No convictions

51 plate mondeo 1.8 lx 5 door
Value £1000

Parked on the street
Social,domestic, pleasure and 1 place of work
With protected no claims bonus

Prices I'm getting are £450 - £770 for bloody third party fire and theft!!!

Is it just me or are all people my age paying these crazy prices? 2 years ago I paid less than that fully comp on a £19000 E46 M3!

Thanks
Marc

StephenC

Its gone daft, my dad was on phone earlier saying his had gone up £300, my renewal for a 206 1.4 with 8 yearsNCB is £500!! That was admiral, lowest so far is AXA @ 375. Still proper taking the piss though. Were paying for all the fucking robbing 'whiplash' claims and the uninsured. No way could I afford a decent motor with insurance going up this quick.

neilscott83

Adrian flux quoted me £900 on a diesel vectra but £675 on my Evo lol fucked up or what?

M K

iTrader: (9)

I agree as I got quoted less fully comp on a 330 BMW then third party on the mondeo!

P4ULT

one thing i have noticed lately mate is fully comp is cheaper than 3rd party for some reason. i have my cars insured with adrian flux and my van with autonet they may be worth a go.

lukeytheduke

that is pure stupidity although with vans i suppose they take into account tools in back etc???

gingeRS

i use greenlight, for both my cars.

£460 annual for the focus RS fully comp protected no claims
£500 annual for the golf GTI (2000 1.8T) fully comp (1 years ncb)

they give me a discount on the second policy relative to the first....works out ok.

out of curiosity i called a few place and with just 1 years ncb they couldnt get near the golfs price so i must get a good deal

31 years old, N20 london postcode

Psycho Warren

iTrader: (5)

i wonder how long it will be before insurance stops going up several hundred pounds per year. For some people thats a 50% increase year on year.

no fucking way are the claims going up that much.

Rsmat

iTrader: (2)

Work this one out then...£460 fully comp
For both 3dr and FRS....


Then £600 fully comp for a pug 205 1.7 straight diesel....

James @ M Developments.

iTrader: (2)

i dont understand it at all, its gone crazy,

my saff was £900 fully comp at 500bhp,

my E39 M5 was £800 fully comp,

And ive just insured my 320D for £1200 fully comp

WTF?

M K

iTrader: (9)

well i got fed up and just paid about £550 tpft for the mondy,

dingla rs

iTrader: (2)

i got 10years no claims no convictions and my van is parked on private drive with electric gates over nite they wanted extra 100 quid this year

M K

iTrader: (9)

People keep telling me that even a few of the insurers said it themselves but out of around 12 quotes not a single one was cheaper for fully comp!

I do have third party on any other vehicle though as that is a must for me, so no real point going fully comp on a 1k mondy

StephenC

I also find putting the other half on brings it down regardless of the fact she doesnt drive it. She doesnt bring any NCB to the table either.

Rsmat

iTrader: (2)

mmmm...Thats a thought cheers guys....

Carlos-Titx

£900 for my ST fully comp. Driving for 12 years with 9 years NCB and 3 points for speeding.

Absolute joke!

Went up £300 when with Adrian Flux as well. So from £900 to £1200, shopped about and got for £900 again

Nick 172 Sport

postcodes thats what pushes up premiums live in the manchester area insurance is high so is liverpool bradford and so one my insurance for the scoob was 570 fully comp group 19 car the clio 172 group 15 700 work that one out lol

Carlos-Titx

Blackpool is meant to be bad as some insurers wont even quote me on an FY post code but other companies said the post code is fine?????

My insurance will prob go up again when i move to Liverpool

zetaboostboy522bhp

mark contact paul at need to insure , very helpful and was way cheap on my rs1800 fiesta at £670 fully comp and he even sorted it so that my misses could transfer one of her full no claims over to me which now means ive got 10yrs no claims not to bad really as i was getting quoted over £1500 for myself as the cars a group 16

cheers paul

M K

iTrader: (9)

Paul insures my fiesta cossie laid up at a great price but he could not get me any good quotes on a sub 1k mondeo or a 5k mk6 fiesta zetec s diesel....both over £750 fully comp and i aint paying that

massivewangers

iTrader: (1)

Insurance has gone mad in the last year or so. Bad weather, whiplash, they wheel out all the excuses every year, but their profits are still stupendous.

It's just a crooked industry that no one seems that interested in regulating. It would cost me as much to insure a 1.6 Escort now as it did to insure my modified 850 T-5 two years ago.

Not entirely sure why I'm paying for increased accidents in the bad weather over the last two winters when I didn't have any!

xr2wishy

iTrader: (2)

i live in a BB postcode, if you don't know it's one of the worst areas for crash for claims.
mine went up by 40% across our insurance, an increase of £700 for all our cars, it's a piss take.

Magnum PI

Male
38
12 years+ ncb

Claimed on my insurance after my previous car was written off whilst parked up outside my house while i was sat watching tv in the house in 2007.

Got my 1st 3 points on my licence in august 2010.

Drive a 2002 focus chic ltd edition.

Live in Manchester

on renewal in December 2010 insurance increased from £500 to £800. So the 3points cost me £300 incease on my insurance.

Currently insured with Swinton insurance. Need to shop around this December at renewal time.

Insurance is daylight robbery.

Stepdad has just had renewal through for our blackcab.

Its more than doubled from last year.
Up from £1500 to £3700 for cab and public carriage liability.

Fucking joke!!

Fudgey

iTrader: (4)

i insured my puma through compare the market and got a free toy, for £315 FC lol

also done a quote last night for a 3.0 bmw Z3, that came in at £425 FC

anyone want to buy a puma??

Psycho Warren

iTrader: (5)

postcode seems to play a big part. Shame the insurance companies wont publish an accurate postcode rating table. I would definitely move a few miles up the road on the next house move if i knew it meant i would save shit loads on insurance and reduce the likelyhood of my car going missing.

dug112y

iTrader: (1)

i still find the compare sites the best...my daily focus is £400 ,kwik fit and thats just after a 8 month ban and the car transporter is £550 on limited miles.

Jeffers_RST

i probably dont help myself, but im 19, 1 years no claims, own fault rta £10k claim, 2004 merc c220 parked on the drive....£2200 fc....
Cheers, Neil

Psycho Warren

iTrader: (5)

jeffers that is dirt cheap for the kind of car and you being a young driver with a crash.

massivewangers

iTrader: (1)

Yeah that's peanuts. I've known people paying more than that on shit cars with no claims at that age!

kaking1982

iTrader: (3)

i have just moved house to a nicer neighbour hood got 6 months left on my policy for my 1.3 ka worth £400 its parked on a drive not the road like outside my last house and its gone up and extra £140 to £600 for the year i have 10 ncb and no convictions . i asked why its gone up this amount . They said it was because the cars are worth more in the area i live in and if i hit them it will cost more to repair . i did have to laugh

kyletrek

im 19 just got a quote for a mk5 fiesta 1.25 lx was £4800 with no ncb

Jeffers_RST

yeah its cheap for the circumstances bugt i know i dont really know how its so cheap, like been said before i know people with 1200 corsas fiestas stuff like that and they pay 3k++++++!
so yeah im pretty lucky!

massivewangers

iTrader: (1)

That's just typical of the logic. They make the rules up as they go along, just to make sure they screw the absolute maximum out of people.

And they wonder why some people drive with no insurance

Don't moan, just keep quiet and hope they don't notice

Quotezone.co.uk

Hi Marc,

Compare car insurance at Quotezone.co.uk from over 90 insurers in one go.

Simply complete our online form.

Click Here

Thanks,

Jonny

StephenC

Jonny, just used the quotezone site. Bit of feedback for you, web design is shite and the same quote on gocompare is £15 cheaper with the same company (AXA).
Thanks

Carlos-Titx

Don't butter it up Stephen, say what you think lol

r06ert

always use the various compare sites

my renewal came in the post at £180 for second car, checked online and the same company was offering it at £130, rang them and asked to explain expecting something like "brand new customer only" to be told "yeah, ok you can have it at £130"

Fudgey

iTrader: (4)

yes, always say its parked on the drive, not in the garage cos the garage could collapse!

usually £50+ cheaper to park on drive. go figure

Psycho Warren

iTrader: (5)

depends on the postcode fudgey. In a good area your probably right. In shit areas like mine its far cheaper garaged.

dholdi

@£350 for a Leon fr tdi all mods declared.
It wasnt much more than last year.
I'm with LV via Chris Knott brokers.