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A car i was towing crashed. whos to blame????? (UPDATE END OF PAGE 2)

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Old 11-04-2010, 05:23 PM
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clarke5700
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Default A car i was towing crashed. whos to blame????? (UPDATE END OF PAGE 2)

as said realy its not been the best sunday to say the least!!

a mate of mine has an astra gsi, the cambelt snaped a few mounths ago and it has sat out side his house for a few mounths.

he has rented a lockup to put it in and asked me to tow it there with him.

we pumped the tyres up atached the rope and set off we went round the first corner and (im not evon sure what happend!!) but he hit a parked vw pasat done the hold side, rear quater, boath doors, and the frount wing

and it pushed into a parked metro. the guy who owned the metro came out and said the vw is his nabours car. but he then tells us the guy who owns the vw is a police officer sweeeeet as!!!

he dose cut us some slack tho he tell us not to worry about the metro as well lets face it its a metro

he took boath our regs and our details ect ect

i just wanna no whats going to happen now?? my mate said he was driving the astra that done the damage so he is to blame and its nothink to do with me............but ive got a fealing its not going to be as easy as that

any advice peeps???

Last edited by clarke5700; 11-04-2010 at 11:27 PM.
Old 11-04-2010, 05:25 PM
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studabear
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was the astra insured? if so let that deal with it
Old 11-04-2010, 05:30 PM
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Originally Posted by studabear
was the astra insured? if so let that deal with it
i dident think to ask tbh . ive got a fealing tho that its not as he changed it onto his new car . but he says its all his fort and ive got nothink to do with it realy? he said he will take the blame no problem
Old 11-04-2010, 05:32 PM
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Fucking hell speak english!
Old 11-04-2010, 05:32 PM
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I would say that your responsible for towing the car but i bet your mate forgot to turn the ignition on and the steering lock engaged so he couldn't get round the corner .

I'd get ready for some pain if your mate wasn't insured .
Old 11-04-2010, 05:36 PM
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If the astra wasnt insured ,or taxed or mot,s you should have put it on a trailer or suspended towed it,yes you are in trouble

cheeRS stu
Old 11-04-2010, 05:37 PM
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its up to your mate imo
Old 11-04-2010, 05:41 PM
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Originally Posted by clarke5700
he says its all his fort
he has a fort? fortress?

whats this got to do with trashing a car?

a bad day hey
Old 11-04-2010, 05:42 PM
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clarke5700
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i gess ill have to see what happens realy. i gess its one of them things i was doin my mate a favor ill have to see what happens
Old 11-04-2010, 05:42 PM
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Originally Posted by Ollie.
Fucking hell speak english!
says the scottsman!

cut him some slack, at least you can make out what its supposed to say.
and it says on the left he can't spell anyway

chill out man...
Old 11-04-2010, 05:43 PM
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Originally Posted by Westy
he has a fort? fortress?

whats this got to do with trashing a car?

a bad day hey
yea funny im sorry for my spelling!!! if you cant read it click the back button in the top left of your screen!!!
Old 11-04-2010, 05:44 PM
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Originally Posted by Ollie.
Fucking hell speak english!
if i speak it you wont hear me!!!!! ITS THE INTERNET REMBER!!!
Old 11-04-2010, 05:45 PM
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as all 4 wheels were on the road on the astra, it should have been insured, so your mate is likely to get some heat regarding that. I dont know if this will affect your own insurance though
Old 11-04-2010, 05:46 PM
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Originally Posted by steanlol
I would say that your responsible for towing the car but i bet your mate forgot to turn the ignition on and the steering lock engaged so he couldn't get round the corner .

I'd get ready for some pain if your mate wasn't insured .
i cant see how it will end up all on me tho. i have a fealing im gonna get into some shit hear. but how was i ment to no he was gonna spank into a car
Old 11-04-2010, 05:47 PM
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Originally Posted by ronf42
as all 4 wheels were on the road on the astra, it should have been insured, so your mate is likely to get some heat regarding that. I dont know if this will affect your own insurance though
this is my thinking i feal im going to have some shit coming my way but how was i ment to no its not insured?? i no its taxed/moted as the belt snaped not long after he got it back on the road
Old 11-04-2010, 05:49 PM
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Originally Posted by STUCOS
If the astra wasnt insured ,or taxed or mot,s you should have put it on a trailer or suspended towed it,yes you are in trouble

cheeRS stu
who said its not taxed/moted? i was not driving it he was in control!! my car hit nothink!!! it was his car..
Old 11-04-2010, 05:50 PM
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Originally Posted by clarke5700
this is my thinking i feal im going to have some shit coming my way but how was i ment to no its not insured??
did you ask?

are you licensed to tow?
Old 11-04-2010, 05:52 PM
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You was in charge of the towed load.

as the driver of that car its you thats in charge of making sure your legal.

like saying how was i ment to know my tyres were bald.

i think your both in trouble, maby the copper is ok ?

J
Old 11-04-2010, 05:52 PM
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I think what he means is, if the car is not taxed or mot'd then if you do tow it, it must be on a trailer, i.e with all 4 wheels off the ground.
Old 11-04-2010, 05:53 PM
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It might come back onto you tbh mate especially if the astra has no tax/test/inurance, 2 lads i know got pulled towing a car back from the painters car being towed had no tax/test etc the lad in the tow car got points and a fine but the lad who was sat in the car being towed diddnt get a thing.
Old 11-04-2010, 05:54 PM
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Originally Posted by clarke5700
this is my thinking i feal im going to have some shit coming my way but how was i ment to no its not insured?? i no its taxed/moted as the belt snaped not long after he got it back on the road
Sadly, the cops (if they are involved) would ask you if you had posed the question to your mate regarding it being insured, or seen proof of insurance.
Sad thing is it may only have cost Ł15ish for day insurance, which is a small price to pay, hindsight is a wonderful thing.

I myself have towed a few vehicles without the vehicle being insured, though I wouldnt do that now.
Last time I done it was I was brining my convertible back up from Birmingham 7 years ago, the cops stopped us on the way into the services, but were brand new with us after we explained what was happening. I was told not to leave the service station without the car being on a dolly or trailer.
Old 11-04-2010, 05:56 PM
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Originally Posted by BigChuck
did you ask?

are you licensed to tow?
i dident think to ask realy and yes my work looked into this for me
Old 11-04-2010, 05:57 PM
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Originally Posted by Nath
Both of you go to your nearest Police station, hand in your driving licence as your both too fucking stupid to drive.....
thanks for the advice
Old 11-04-2010, 05:58 PM
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its illegal to tow a car with a rope!
Old 11-04-2010, 05:59 PM
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found this here http://www.churchill.com/general/site_help/car_faq.htm

Do you provide cover for trailer tents?
Our policy covers, on a Third Party Only (TPO) basis, any vehicle insured by us for towing a trailer (including a caravan, trailer tent or horse box) or disabled mechanically propelled vehicle (i.e. towing a broken down car) as allowed by law. However, we are not liable for any claim arising from loss of the towed trailer or vehicle or property being carried in or on the towed trailer or vehicle and while such trailer or vehicle is being towed for reward.

The way I read this, is that the Churchill will not be liable for the broken vehicle that is being towed in the event of any damage it may cause.

Check your insurance to see the small print
Old 11-04-2010, 05:59 PM
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Originally Posted by B16JUS
You was in charge of the towed load.

as the driver of that car its you thats in charge of making sure your legal.

like saying how was i ment to know my tyres were bald.

i think your both in trouble, maby the copper is ok ?

J
i gess time will tell realy
Old 11-04-2010, 06:00 PM
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Originally Posted by Ryan_3
its illegal to tow a car with a rope!
realy??
Old 11-04-2010, 06:00 PM
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Originally Posted by ronf42
found this here http://www.churchill.com/general/site_help/car_faq.htm

Do you provide cover for trailer tents?
Our policy covers, on a Third Party Only (TPO) basis, any vehicle insured by us for towing a trailer (including a caravan, trailer tent or horse box) or disabled mechanically propelled vehicle (i.e. towing a broken down car) as allowed by law. However, we are not liable for any claim arising from loss of the towed trailer or vehicle or property being carried in or on the towed trailer or vehicle and while such trailer or vehicle is being towed for reward.

The way I read this, is that the Churchill will not be liable for the broken vehicle that is being towed in the event of any damage it may cause.

Check your insurance to see the small print
ill have to have a look
Old 11-04-2010, 06:02 PM
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Originally Posted by Ryan_3
its illegal to tow a car with a rope!
not too sure on that one

http://www.direct.gov.uk/en/TravelAn...code/DG_069855

In the event of a breakdown, be aware that towing a vehicle on a tow rope is potentially dangerous. You should consider professional recovery.

Above says it is potentially dangerous, not illegal
Old 11-04-2010, 06:06 PM
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Originally Posted by clarke5700
realy??

yes,,,,,,,, but only on a motorway UNLESS you are towing off to the next junxction !!!!
Old 11-04-2010, 06:06 PM
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It's not about the blame, it's about the claim. If the Astra isn't insured, or the Astra driver isn't insured under a different policy then the person who was hit will have to claim off his insurance. This is the best way.

If the police get involved I'm sure you won't get any grief but your mate might if he's not insured.

Charlie
Old 11-04-2010, 06:07 PM
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Originally Posted by clarke5700
who said its not taxed/moted? i was not driving it he was in control!! my car hit nothink!!! it was his car..
was he driving both cars????? you were towing a car that shouldnt be on the road in the first place,
best thing to do is pay for the damage an dont go true insure
Old 11-04-2010, 06:08 PM
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Originally Posted by Ginge !
yes,,,,,,,, but only on a motorway UNLESS you are towing off to the next junxction !!!!
no need to sweat about the legalities of the tow rope Clarke, as you wern't on the motorway.
I just noticed that halfords sell a few different ropes, even AA emergency ones.
Old 11-04-2010, 06:10 PM
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Originally Posted by andy130
was he driving both cars????? you were towing a car that shouldnt be on the road in the first place,
best thing to do is pay for the damage an dont go true insure

clarke your mate is responsible,, he will be done for no insurance if the police are involved,, but tbh hes gonna have to pay it anyway and the police never pulled him so will prob end up just out of pocket,,,, on and everyones neighbour is a copper if you do something wrong,,, and the neighbour is not home in my experience
Old 11-04-2010, 06:11 PM
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Originally Posted by ronf42
no need to sweat about the legalities of the tow rope Clarke, as you wern't on the motorway.
I just noticed that halfords sell a few different ropes, even AA emergency ones.
that was my point, clarkey is a mate of mine
Old 11-04-2010, 06:16 PM
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Originally Posted by Ginge !
that was my point, clarkey is a mate of mine
who are you???? . lol i hope your right mate he said he will try and sort it out with the bloke out side of every think. lets hope that he aint a twat like some of the guys on hear mate
Old 11-04-2010, 06:19 PM
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Originally Posted by clarke5700
yea funny im sorry for my spelling!!! if you cant read it click the back button in the top left of your screen!!!

Why dont you click the back button and head back to school and learn something?
Old 11-04-2010, 06:20 PM
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I think by all accounts everything will be fine for you, by the small things I have read. the way I see it it is your mate that is in the shit, not you.
Old 11-04-2010, 06:21 PM
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Originally Posted by Ollie.
Fucking hell speak english!
Is this Passion Ford or Passion Grammar School?

At the end of the day it's not exactly difficult to work out what the guys saying really is it?
Old 11-04-2010, 06:24 PM
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Originally Posted by Kitchen Devil
Is this Passion Ford or Passion Grammar School?

At the end of the day it's not exactly difficult to work out what the guys saying really is it?
thanks mate im glad that there are down to earth people on this forum like you


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