dyefluff

why such a pisstake!?

Im looking at £2k+ for insurance on my 1.25 fiesta!!

Any ideas?

Rick Astley

Your a higher risk!

Try adding an older driver as 2nd driver on the policy.

You just have to swallow your pride and pay silly prices to build up your NCB in the short term to benefit yourself in the long run.

Tim

dyefluff

got my old dear on the policy aswell.. forgot to mention..

t31ryt

iTrader: (1)

2 k's a bit steep i pay £154 for my turbo on classic ins... :s ul just have to bite the bullet and build ur NCB's

gingerxr2

how old are you??,i passed when i was 20 and my 1st car was a mk2xr2,was getting quotes for 3k at loads of places but i shopped around loads and ended up paying £1200tpft,so just phone everyone,spend a few hours with the yellow pages and call em all,or all the freephone numbers 1st then if no luck try back of magazines,what car are you trying to insure

fiend

iTrader: (1)

Try Bell, HIC and Quinn.

They tend to be good for young/new drivers.

Write down all your quotes and then check the main comparison sites.

gingerxr2

damn computer,ignore

turbolee

just try every number every website till you get the best deal you can my bro passed his test got a rs turbo and insured wi hic they where best for him a grand was a great deal oh he was 21

Iain Mac

We're looking at getting a car for our youngest now, but even at 18 with a year as a full licence holder and a named driver on his mum's policy for all that time he's still over the £1k. Interestingly though, adding one or both parents increased the price wherever we tried it.

RS 5tu

iTrader: (2)

adding another person is not always a good idea regardless of there age,

gingerxr2

yep i tryed adding my dad this year to get mine down a bit more on my xr2 but they wanted more,on my own it was £280 but with my dad it was £390ish,but this was cause he had points(3)

ronf42

iTrader: (2)

a chap in my work has just passed his test, hi is 19yrs old and insurance are wanting £2k for him to insure an R reg Astra 1.6

focusv8

If new drivers stopped smashing their own cars up and causing accidents with others, then their premiums would be a lot lower.

.

rik-rs

anyone see that prog on ch5 i think, about getting things for as cheap as you can, and some guy got a focus insured for £28 a year

AlexRS2782

Its not a pisstake im afraid its just that effectively you are a new driver with no experience in driving so you're classed as high risk

Unfortunately the statistics are not beneficial to your age as a large % of young newly qualified drivers either drive like idiots, cause high value accidents, drive under influence, etc, etc, etc so you are in the same bracket until you gain experience

I've had my license over 11 & 1/2 years & i still remember back in '97 after passing my test & having to fork out £1500 to insure a 1.3 lx escort

It does get better though - get 2 years accident & point free dricing under you & your premiums will be a fair bit lower at which point you should be able to get insurance on an RS