somebody explain differenc cat c/cat d
19-01-2009 | 06:29 PM
#5
My other halfs civic vti is down as a cat c, when it only needs a bumper and two rear lights, not that the lights really need doing as they are only chipped on the bottom edge, it seemed a bit harsh to me.
19-01-2009 | 06:31 PM
#6
14000+ post superhero
Joined: Oct 2005
Posts: 17,459
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From: upside down in a field
taken from the internet,it seems to match all other sources ive read...
INSURANCE CATAGORIES
CAT B
CAT C
CAT D
CAT X
CAT A
Vehicles that have to be completely destroyed.
Vehicles that have to be completely destroyed.
CAT B
Vehicles that can be sourced for spare parts but the body shell has to be completely destroyed.
CAT C
Vehicles written-off as costs of repairs are more than the value of the vehicle , but can still be repaired and returned to the road.
CAT D
Vehicles written-off where costs of repairs are less than the value of the vehicle.
CAT X
Vehicles that are not recorded as damage vehicles usually sustaining very light damage if any. Usually relatively new or stolen recovered vehicles.
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19-01-2009 | 06:42 PM
#8
19-01-2009 | 06:50 PM
#10
PassionFord Post Whore!!
Joined: Apr 2004
Posts: 8,264
Likes: 17
Cat D's are lighter damage in the main, where as Cat C's are likely to have taken a good whack, maybe needing to be pulled straight etc??
Usually there is around 1/3 of the market value knocked off for a recorded car, just remember you will need to reflect this when selling.
Usually there is around 1/3 of the market value knocked off for a recorded car, just remember you will need to reflect this when selling.
19-01-2009 | 06:54 PM
#11
Cossiemodo
Joined: Jan 2006
Posts: 3,075
Likes: 0
From: Liverpool
Cat C appears on the V5, Cat D doesn't.
As for knocking off 1/3 the value, perhaps for Cat C but for Cat D? I don't think so. I think it's more that any listing will put off _some_ buyers completely, who wouldn't buy it whatever the cost.
As for knocking off 1/3 the value, perhaps for Cat C but for Cat D? I don't think so. I think it's more that any listing will put off _some_ buyers completely, who wouldn't buy it whatever the cost.
19-01-2009 | 06:59 PM
#12
Cat D's are lighter damage in the main, where as Cat C's are likely to have taken a good whack, maybe needing to be pulled straight etc??
Usually there is around 1/3 of the market value knocked off for a recorded car, just remember you will need to reflect this when selling.
Usually there is around 1/3 of the market value knocked off for a recorded car, just remember you will need to reflect this when selling.
19-01-2009 | 07:01 PM
#13
(Sorry don't knowhow to multi quote)
19-01-2009 | 07:20 PM
#15
Cossiemodo
Joined: Jan 2006
Posts: 3,075
Likes: 0
From: Liverpool
19-01-2009 | 08:58 PM
#17
cat c cars are quite often needing bumpers/lights etc
the quote about them being harder hit isn't the case,
i've seen stolen recovered/lock damage go cat c
seems that anything over 5/6 years old almost always goes cat c,
just trying to get the older cars of the road
i've seen cat d cars that need 1/4 panels and chassis legs jigged
and cat c cars that need a lock set, its nothing to do with the damage
its to do with the value
the quote about them being harder hit isn't the case,
i've seen stolen recovered/lock damage go cat c
seems that anything over 5/6 years old almost always goes cat c,
just trying to get the older cars of the road
i've seen cat d cars that need 1/4 panels and chassis legs jigged
and cat c cars that need a lock set, its nothing to do with the damage
its to do with the value
19-01-2009 | 09:16 PM
#20
PassionFord Regular
Joined: Aug 2008
Posts: 465
Likes: 0
From: northants
cat d comes with logbook... cat c no logbook .... usually .
Last edited by gazm; 19-01-2009 at 09:18 PM.
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