hey, i had an accident (went into the back of someone) i have no mot, im halfway through welding up my sierra for a mot retest, needed to drive somewhere. Shit luck managed to crash. anyone know what the best corse of action would be. and what any concequences would be.

Ps im not a dick, so any dont bother with trying to have a go or giving unhelpful comments

 

Not really too bad.They shit on you for NO LICIENCE or INSURANCE.

Had a bump in mine a few years ago with no M.O.T.Ł50 FINE Ł20 COSTS,NO POINTS.

 

Can you not sort it direct with the other party involved?

 

 

dont really want to as even though it was only a bumper it could quite easily mount up to over a grand in a garage.

 

Ah! the first, skweaky clean alexf, the ps part was for you!

 

I told you earlier!

 

well with no mot your insurance is invalid mate

so not worth going through insurance

the only time your allowed to drive with no mot is either the car going to teh mot station for mot, will need proof that the car was booked in at certain time/date etc

and i think if it was going to a garage to have teh mot repiars done
but not sure on teh 2nd one

either way you be better off paying to have the car repaired

 

But how can you say your not a dick - when clearly you are

talk about wanting a

Alex - has driven without an MOT and ISN'T proud!

 

 

 

 

And when was the last time you heard of an insurance company not paying out for the third party ? They will pay without question, however if your fully comp then they will of course tell you to go fook yourself for your own damage!!!

 

For any MOT reapirs done by failing garage it has to be left there an then.
It is simple you pay lots to get it fixed, or you pay lots in increased premiums if you tell your insurer, the other party are likely to inform the police/insurance co anyway.
This all goes on a database.
Some might disagree about the NOT A DICK part, myself included.
You take the risk, you can lose and you suffer the consequences as here.

tabetha

 

 

IT DONT HAVE TO BE DONE BY THEM, due to there being LOTS of garages who only do mot work and services,,,, be a bit fucked getting a mot done there and them having to learn how to do body work

stop guessing shite or trying to scare people


the insurance company WILL pay out for a third party,,, they wont pay out for you,,,,, yes its that simple,,, even if you was drinking from a bottle of absynth at the time, was on a driving ban and the tax ran out

they WILL pay out !!!

people here talk soo much shite based on what theyb are told,,, yet dont actually know


insurance people will tell you they wont pay out but they will,,, they have to as its THERE responsability !

 

Ginge, read what he said again you stupid cunt.

He said that IF the garage doing the MOT are doing the repairs then you have to leave it there, you cant take it away and then take it back to them for the repairs.

Ive never seen Tabetha post ANYTHING thats "shite"

 

i can see you rpoint mate

but as the car has no mot and he was driving it then teh car wasnt road worthy, hence some insurance companies can say its invalid due to the car not having mot etc

end of the day if that person wants to go through insurance then he is going to have to contact his insurance company to see where he stands

but im sure the car has to have a mot and tax to be insured

 

Third party insurance payouts are forced upon the insurance company even when you are clearly in breach of contract generally, they will pay out anyway, but they may try and recover the money from you.

 

Ginge obviously has a different level of intellect judging from his answer.
If an insurance company takes the money, they take the risk, end of.
If there is no insurance there is a "LAST MAN STANDING" rule, I sure GINGE can tell you all about the legalities of this if you ask.
I'm still trying to find out where I said ONLY the failing garage could do the MOT, or where he would not be INSURED.
If you drive with no MOT you are a breaking the law plain and simple, as you are with no INSURANCE.
I have broken the law in the past, and suffered as a result, some you win some you lose, just a gamble, you don't always win.
Having recently had cause to prosecute the MIB/government, I have a fair understanding of the law, not the best but decent, which I won for myself and two others, over an uninsured driver.
But then I do READ what is written.
tabetha

 

say no more

 

you must not read them then mate

he posted he used to break his curfew BOTH times he was tagged and fuck all happened to him,, he used to put lead pipes round the transceiver aswell that played with the signal too and they changed soo many of them that they RAN OUT of boxes that HE found faulty


dont get me wrong hes got some GOOD input but he does alot of personal opinion that aint true based on speculation

theres been others too hence me noticing it,, just cause you amy miss them or choose to agree with them dont mean there not incorect !

 

there DRIVING offences mate,, not breaking a criminal law though,, totaly different things

driving with no mot is a fine,, crash or not you get fined,,, if you have insurance they HAVE to pay out ( though that wasnt based at you when i said that )

i dont doubt the stuff you say to a point,,, but i DO say theres parts that i question,,, maybe you add a extra layer to make it sound better to put your point across i dont know

i get told i talk shite all the time by idiots who dont know anything about ,me just cause they aint seen stuff in there lives,,,, maybe im suffering from that as others are

but ive known ENOUGH uninsured drivers/drivers with out a licence on a ban ect PERSONALLY to know what happens in there cases

ive seen some STRANGE things in law too when its happened like my missus being done,, should not of happened but it did,, my mate went to court for driving with no insurance,,, he had NO licence but did insure it but he did as a FULL licence,,,, he got that part of the case dropped as he has SOME FORM OF THIRD PARTY LIBILITY !!!,,,, i couldnt belive it but it DID happen INFRONT OF ME !!!!

 

might just be easier to pay for the damage yourself mate
it shouldnt cost you no more than Ł500-600 for the damage to the other car (as long as there are no internal damage, like bumper beams or creased chassy etc). this will probs work out better as ur insurance premium is more than likely to go up as well????
cheers

 

DRIVING A VEHICLE WITHOUT MOT.
Contrary to: SECTION 47(1) ROAD TRAFFIC ACT 1988, also CONTRARY to SCHEDULE 2 ROAD TRAFFIC OFFENDERS ACT 1988.
You get a conviction, most, (joe public) would consider that it constitutes a CRIME, it is forever recorded on your "RAP SHEET".
Ok so it is not classed as the traditional criminal offence, you still get done, so what's the point what it is classed as ?
tabetha

 

Has anyone asked to see the mot certificate?

I have never been asked by an insurance firm for an MOT

 

i rang greenlight last week and they wont insure my car if its not MOTed which is a bit of an arse because ive got to take it the testing station to get it MOTed but cant get it insured