Classic Car Insurance - rules changed? - PassionFord



Classic Car Insurance - rules changed?

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Old 04-05-2016, 02:29 PM   #1
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Default Classic Car Insurance - rules changed?

I tried to get a quote to insure the 3dr Cossie Replica from Footman James and after all the questions, etc they say they cant insure me as the car is too modified.

I find that hard to believe as I had my Saph insured with them and that had way more mods than this but that was over 3 years ago so maybe the rules have changed.

The car in question is a B reg 1985 3dr Cossie Replica with a 2.9 24v engine. Suspension and brakes have also been upgraded.

Who are you guys insured with as its been a few years since ive had to insure a classic.

Have the rules really changed or was that bs?
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Old 04-05-2016, 03:09 PM   #2
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Need to insure on mine with agreed value and all mods listed
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Old 04-05-2016, 03:49 PM   #3
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I used classic line for mine although I did have 2 other cars with them, also try Adrian Flux and mention PF.
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Old 04-05-2016, 07:38 PM   #4
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Hi,
Please feel free to give us a try for insurance if you like. We shouldn't have any problems insuring this type of vehicle.
Regards,
Dan.
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Old 04-05-2016, 08:27 PM   #5
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I'm with flux but have also had very good quotes from greenlight
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Old 04-05-2016, 09:35 PM   #6
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Need to insure for me ,with all mods listed,agreed value and on classic
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Old 04-05-2016, 10:03 PM   #7
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I'm with Adrian Flux, decent price but not overly impressed with their service,
I won't be renewing,insurance is due for renewal in 2 weeks and despite contacting them several times I still don't have my renewal through.
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Old 05-05-2016, 12:05 AM   #8
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When i used need2insure the policy was actualy with footman james with all mods declared . Ring em up .
Just to add I rang them to isure my s40 daily and it was nearly 5k ! ! ! . I think i only paid about 350 for the cosworth with them , go figure .
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Old 05-05-2016, 10:23 AM   #9
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Quote:
Originally Posted by big mikeS View Post
I'm with Adrian Flux, decent price but not overly impressed with their service,
I won't be renewing,insurance is due for renewal in 2 weeks and despite contacting them several times I still don't have my renewal through.
Hi,

If you drop me a PM with your policy number I will chase this up for you. Renewals are sent out approximately 14 days before the renewal date.

Kind regards
Dan
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Old 05-05-2016, 10:02 PM   #10
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Quote:
Originally Posted by DAN@ADRIAN FLUX View Post
Hi,

If you drop me a PM with your policy number I will chase this up for you. Renewals are sent out approximately 14 days before the renewal date.

Kind regards
Dan
Thanks Dan, I spent 20 minutes on the phone to them today and after talking to someone then being put on hold and waiting another 15 minutes they hung up on me, given up w.
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Old 06-05-2016, 06:24 AM   #11
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must be time of day etc as flux quoted me very happy and quickly, undercut need2insure by way over £100 and covered all mods
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Old 06-05-2016, 10:57 AM   #12
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Quote:
Originally Posted by big mikeS View Post
Thanks Dan, I spent 20 minutes on the phone to them today and after talking to someone then being put on hold and waiting another 15 minutes they hung up on me, given up w.
Sorry to hear this, if you could PM me some details I will happily look into this for you.

Dan
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Old 06-05-2016, 04:56 PM   #13
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Quote:
Originally Posted by DAN@ADRIAN FLUX View Post
Sorry to hear this, if you could PM me some details I will happily look into this for you.

Dan
I had the same, I had 3 cars including my Focus RS with flux for the last 5 years and each year the service gets shi**er. My premiums have gone up despite being a 5* candidate so I cancelled this year and got a traders policy.

Rang flux for a quote on my cossie and same story went online got a call back and put on hold for 15-20 mins. This happened 3 times and when I eventually got through the lad hadn't got a clue quoted me a silly price so went to NEEDTOINSURE and got a mega deal

Won't ever be using flux again
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Old 06-05-2016, 06:01 PM   #14
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Quote:
Originally Posted by DAN@ADRIAN FLUX View Post
Sorry to hear this, if you could PM me some details I will happily look into this for you.

Dan
Dan, sent you a pm,
I had the same issues when taking the policy out if I'm honest,
I'm willing to let you have a bash at trying to sort it out but got to warn you will have to work hard.
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Old 10-05-2016, 11:01 AM   #15
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Adrian Flux have given me a quote so thats good news.

Footman James and A-Plan wont insure it as apparantly its too modified

Gonna try Need to Insure and HIC next
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Old 10-05-2016, 02:13 PM   #16
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LV and Brentacre wont insure me due to my convictions and Need to Insure state i need to have been driving a rwd car for the past 3 years wtf! I have had rwd cars for over 15 years but was in a Golf for the past few years as the saph shit itself
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Old 10-05-2016, 02:20 PM   #17
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Quote:
Originally Posted by R4N SS View Post
LV and Brentacre wont insure me due to my convictions and Need to Insure state i need to have been driving a rwd car for the past 3 years wtf! I have had rwd cars for over 15 years but was in a Golf for the past few years as the saph shit itself
as if a modded rwd cossie could be a bit lairy...
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Old 10-05-2016, 05:52 PM   #18
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this 3dr is slow compared to my last 2 Sierras as only running a BOA.

Think its my convictions that are the real issue here

So far the only company to quote me has been Adrian Flux so looks like they will get my money. I have had a good service from Flux in the past when i had to make a claim on my moonstone 3dr cossie years and years ago - it couldnt have gone smoother.
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Old 12-05-2016, 08:24 PM   #19
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You can change owner online now. Sold my Leon Cupra R in August and had the "your no longer the owner" letter the next day!
Couldn't believe it!
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Old 13-05-2016, 08:10 PM   #20
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Flux did me a great deal on my saph cossie and navara truck on the same policy well happy 👌🏻
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Old 15-05-2016, 08:34 PM   #21
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Hi,
Glad we could help out with your insurance.
Regards,
Dan.
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