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insuring a second car??

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Old Oct 22, 2005 | 01:15 PM
  #1  
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Default insuring a second car??

Any advise i ve tried in the past but very expensive due to only being able to use NCB on one car!

Is the any way round this?????
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Old Oct 22, 2005 | 01:24 PM
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Well I insure my Escort on a classic policy and that then allows me to use my xx years of no claims to insure the Fiesta. My missus then insures the Audi
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Old Oct 22, 2005 | 01:24 PM
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some do deals if you take both out at the same time ie. at renewal with same company.
and some will do an introductory discount i think to help with the lack of no claims
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Old Oct 22, 2005 | 01:26 PM
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looking into this as may apply to me soon!

any know about classic policys? do you have to be 25 to take one out?
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Old Oct 22, 2005 | 01:29 PM
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yeah how does the classic policy work?

dont you use no claims?

also and tel numbers/web sites for these?

cheers
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Old Oct 22, 2005 | 02:14 PM
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Try http://www.classiclineinsurance.co.uk/

Insured my Escort Cossie on classic insurance 3K millage per year for £622 fully comp and £14.5k agreed value, plus you don't need an existing no claims
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Old Oct 22, 2005 | 02:24 PM
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I had to use my no-claims on classic with my S1 now i have the missus insure the VW
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Old Oct 22, 2005 | 02:35 PM
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use your other half,mother,father with you as a named driver or try a traders policy maybe?
when i went self employed and got a van the insurance company asked me why i had no no claims to transfer.when i told them all my no claims were on my car they gave me two years on the van for free.
bryan
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Old Oct 22, 2005 | 02:46 PM
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Originally Posted by andyt
I had to use my no-claims on classic with my S1
thats not right as you dont get any NCD on them



as for insureing a 2nd car in with HIC and thay can insure me on a 2nd car no problem thay even take into acount my NCD from my main car
costs me £150 to insure my run about
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Old Oct 22, 2005 | 03:01 PM
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I pay £400 for a classic policy on mine with a garanteed value of 8k and i havent got any no claims bonus

HIC Rock
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Old Oct 22, 2005 | 04:32 PM
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I insured Q plate escort cos on a limited milage policy for £800 fully comp as second car through HIC (08451290290) with no problem's. They even started to build up a secound amount of no claims bonus.
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Old Oct 22, 2005 | 04:35 PM
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Yeah i will get ncb on my classic policy to max of 3 years
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Old Oct 22, 2005 | 04:43 PM
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I have two cars insured on separate policies with Greenlight, I get to use my NCB on one policy but I do get a discount on the other policy too. Also the NCB accrues on both policies which is good.
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Old Oct 22, 2005 | 04:46 PM
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anyone on classic under 25???
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Old Oct 22, 2005 | 05:27 PM
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i need a 2nd car, but as above i cant insure one... im only 20 and cant afford another 5-700 quid for a runaround shed
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Old Oct 23, 2005 | 03:50 PM
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I had my RST insured with Elephant, and then brought an ST170 as a daily driver and they gave me a second cheap policy, with 5 years NCD to kick it off because I had 8 years NCD on my main policy already - sorted eh

Also they gave me extra discount at renewal time because of 'regular use of another car' i.e. i was spreading my travelling (and risk) between two cars/policies.
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