Cat C/D Write Off & Insurance
02-06-2005, 09:15 AM
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Cat C/D Write Off & Insurance
I'm looking at getting a very lightly damaged car for my girlfriend & fixing it up for her as her first car (door & bottom of rear qtr damage).
Do you need to tell your insurance company if your vehicle is a Cat C/D write off??
Do you need to tell your insurance company if your vehicle is a Cat C/D write off??
02-06-2005, 09:45 AM
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Im sure the insurance will know as it will show up in the cars records with the DVLA which insurance compnaies will have access to
02-06-2005, 09:55 AM
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i asked mi insurance people when i bought the car (it was a C or D, cant remember off hand) & they said it made no difference
always best to tell 'em everything, i told em about all mods & the accident history & got a good deal!
always best to tell 'em everything, i told em about all mods & the accident history & got a good deal!
02-06-2005, 09:58 AM
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Originally Posted by Lee_R21Turbo
Sassy....honestly NEARLY always the best policy! LOL!
true, but cos the 3 dr is worth so much i didnt want them to find a clause if i was ever to claim, especailly if i never told them about it being CAT 'D' 
I dont trust insurance companies ! LOL
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02-06-2005, 10:12 AM
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Years ago i had a pug 205 gti. I new it was a cat d but the car was mint. A drunk driver went into the back of it and wrote it off. Because i new it was a cat d and told the insurance company, they were only going to pay out 2/3 of the value of the car. May just have been my crap insurance company............
02-06-2005, 11:44 AM
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Originally Posted by Sticker Paul
Lee were only into the 6month of the year, dont you think we've been in enough trouble. Just be honest and tell them
Dont fancy another Fraud, intent to decive again
Dont fancy another Fraud, intent to decive again
We'll be dab hands at it!!!
02-06-2005, 12:22 PM
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it wont be a problem until you have to claim, then they will give u jack for it as they (insurance) have already paid out on the car.
Best to tell them and make sure the car is worth doing as most of these things seem like a bargain and u end up paying more in the end then u would for one that isnt on the hit list
cheers
Rich
Best to tell them and make sure the car is worth doing as most of these things seem like a bargain and u end up paying more in the end then u would for one that isnt on the hit list
cheers
Rich
02-06-2005, 12:22 PM
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Dont forget that when it comes to selling the car on your find it very hard, as most people will walk away if they HPI check the car and find it written off. They wont list what damage only that the insurance people list it as a right off.
but you can alway get it cleared
http://www.autoligninspections.co.uk/inspections.html
Best to make them aware of the CAT
but you can alway get it cleared
http://www.autoligninspections.co.uk/inspections.html
Best to make them aware of the CAT
02-06-2005, 12:27 PM
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Yeah I had thought of that but for what its costing me selling it on isnt too much of an issue....especially as she'll probably drive it into a wall or summat anyway in due course....in fact - is there much point fixing the write off damage!!!!!?? 
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