Lee Reynolds

What is the general car for young people to buy as their first car these days? My niece is going to get her test passed(hopefully) and is 22 years old. What would be a good car for her to buy considering the ridiculous cost of being robbed by the insurance companies?

focusv8

Kit car, but maybe not for a girl..

BM08

Something like a 1.0 or 1.1 pug/clio?

Or those Aygo's or however you spell it

st220kyle

Vauxhall corsa 1.0 12v, perfect first cars I'd say.

Magnum PI

Lee,

is you niece working?

the way I see it, you either buy a £500 shitter and get arse raped for £2K - £3K per year insurance

or,

if she's working, why not buy a brand new car with a 'free insurance' offer

Peugeot, for example are doing a 'just add fuel' offer so, included in the deal is

3 years comprehensive insurance
3 years servicing
3 years road tax
3 years warranty
3 years roadside assistance

so, why pay £2K - £3K per year to insure a £500 shitter (£3K is £250 a month)

when, if she can afford it, buy a new car for £179 a month (that's what the deals start from for a new car per the website link - for a Peugeot 107), get free insurance and after 3 years she'll (hopefully) have 50% NCB.......

Edited: per the Terms & conditions for the Peugeot offer the minimum age for the free insurance is 21, so she'll get that as she's 22!

http://www.wilsons.co.uk/peugeot/new...-just-add-fuel

lots of 'new car deals with free insurance' offers on, if you google it

nrwilliams

Been researching this for a while now and I read it was a ford ka, so spent a couple hours on insurance comparison sites and for the girlfriends daughter who will be 17 in August cheapest insurance was on a ford ka circa year 2000

foreigneRS

we can't advise until we've seen pics of her - the insurance price depends on chest size as some cars can cause injury if the air bags go off into norks that are too close to the steering wheel. it's physics - every action has an equal and opposite reaction and all that

Nick 172 Sport

my daughter had a y reg punto when she passed her test at 17 cheapest we got then was 1500 know 3 yrs on with 3 yrs claims bonus its 1200 on a multicar policy

CrOwSoN15

Unfortunately there is no such thing as cheap insurance for new drivers!

doctor stavros

That was exactly what I thought, with the bonus being after three years you can usually chop the car back in for a new one as well.

Oranoco

Peugeots just add fuel is a no go as there was a young lass trying it when we bought my missus 207. Need 2 years driving experience to qualify.

Fiat Sceicento, Vauxhall Corsa 12v. Basically as small and undesirable as is humanly possible then it will still cost a bomb saddly.

220tel

my lad is 19 and has a fiesta 1.25 freestyle
cost him 110-00 a month to insure with co-op and a black box fitted
after 3 months it has dropped to 90-00 a month
best way to go if you ask me

Lee Reynolds

Cheers lads. Will look into that for her Magnum!

Looked at insurance for her on a 1.0 12v corsa club and its 1100 a year! Not bad for first car in this day I guess!

SeanW88

Also worth looking at the non-chavable motors. I know I'm not female (or 22), but it was cheaper to insure a 1.8 Focus than a 1.2 Punto.

The Fiat Seicento or Cinquento are quite cheap. Or even a Classic Panda!

Other than that, it's all the usual tricks: tinkering with excess, rephrasing job title, added experienced drivers with clean licenses, comparing fully comp to TPFT etc

JFB Tech

My 20 year old daughter got a decent price on a 2000, 1.3 Fiesta. Adding me as a named driver cut £300 off her premium. Well worth trying that method.

1.9 xr2 on 40's

Those shitty old land rovers from the early 70's are cheap
A lad near us was getting 2 k quotes then dragged an old landy from a barn and got offered insurance for under 500 quid
Ok it does 60 tops but they just rebuilt it with disco running gear and its a pretty good ride

Eigdoog

When i passed at 19 i has a focus 1.8 zetec (4-5 years ago) and that was £1800 for the year.