Bonus Turbo insurance question
#1
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Bonus Turbo insurance question
Hi everyone im kinda new here
... im looking to buy another Ford very soon, and im stuck for choice between a Escort Rs Turbo S2... a Fiesta Zetec-s Mk5 .... or a Bonus with Rst running gear, i have up to £2k to spend, but would prefer only spending up to about £1.6k so i have some money left over for petrol and/or parts.
My question is, how are you guys insuring bonus turbos? as a 1.1/1.3 with a turbo ,, a 1.1 bonus .. or 1.6 rs turbo powered bonus ?
And can you get in much trouble if you get caught driving a turbo'd bonus, if its logged/insured as a 1.1/1.3 ?...
Thanks for your help
... im looking to buy another Ford very soon, and im stuck for choice between a Escort Rs Turbo S2... a Fiesta Zetec-s Mk5 .... or a Bonus with Rst running gear, i have up to £2k to spend, but would prefer only spending up to about £1.6k so i have some money left over for petrol and/or parts.
My question is, how are you guys insuring bonus turbos? as a 1.1/1.3 with a turbo ,, a 1.1 bonus .. or 1.6 rs turbo powered bonus ?
And can you get in much trouble if you get caught driving a turbo'd bonus, if its logged/insured as a 1.1/1.3 ?...
Thanks for your help
#3
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if you dont declare the modifications, your insurance will be void.
thats 6 points and a fine.
plus if you have an accident can you cover the costs?, as your insurance wont pay out.
thats 6 points and a fine.
plus if you have an accident can you cover the costs?, as your insurance wont pay out.
#5
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You need to insure it as a escort/fiesta 1.6 turbo engine conversion....
If you dont and you run into the back of me....... You better be able to run fast!
If you dont and you run into the back of me....... You better be able to run fast!
#6
I've found that life I needed.. It's HERE!!
This is why I drive my £500 works van now, mate was hit the other day and the woman asked can be phone the police in a hour so she can get insurance.... Good lad phoned em before he got out the motor, boss just paid £1200 for the van to be fixed
As for the insurance, I spoke to flux before and just told them it was an escort with rs turbo engine, no problem and was actually cheaper than my rs turbo
As for the insurance, I spoke to flux before and just told them it was an escort with rs turbo engine, no problem and was actually cheaper than my rs turbo
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I've painted a popular not long ago sent the details to the dvla and the changed the log book same with the engine although I had to get it looked over and signed letter to say it was done properly at a garage it was little hassle to be fair the log book says ford escort popular 1.6 turbo now, I spent to much money for someone to say insurance void.
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#8
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Ok thanks guys, i just thought as there were so many of these bonus turbos about nowadays, maybe some people keep them insured as a 1.1/1.3.,.. iv never insured a car before so dont know whats legal and whats not...
So basically just tell the insurance company im getting a quote with, that it would be a ford escort with a rs turbo engine.,... and im sure Flux dont insue drivers under 25 anymore ?
Thanks guys
So basically just tell the insurance company im getting a quote with, that it would be a ford escort with a rs turbo engine.,... and im sure Flux dont insue drivers under 25 anymore ?
Thanks guys
#9
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thing is a rst be it escort or fiesta is not a everyday car where as the zetec s is, as it has thing like power steering and all mod cons, the RST/FRST are more a enthusiasts car which is why they are covered under classic car insurance nowadays, and not telling your insurer about engine mods etc is asking for a one ticket to trouble as only a mug or a thug would risk other pedestrian/drivers safety with a illegally insured car
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Thatks for the info , only reason im wondering about bonus insurance is because a 1.1 would be a lot cheaper to insure than a 1.6 turbo... but if thats illegal, then scrap that idea lol....
i live in a low crime area, car will be garaged most of the time , il have my parents on the policy too ( named drivers ) ... iv got a few places to phone up... and would potentially have up to about 2.2/2.3k to spend on insurance.
would you say it would be easier/cheaper to insure a zetec-s rather than a escort/fiesta turbo ? as most classic polcies require you to be 25+ ...and im only 22....
i live in a low crime area, car will be garaged most of the time , il have my parents on the policy too ( named drivers ) ... iv got a few places to phone up... and would potentially have up to about 2.2/2.3k to spend on insurance.
would you say it would be easier/cheaper to insure a zetec-s rather than a escort/fiesta turbo ? as most classic polcies require you to be 25+ ...and im only 22....
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