Thatks for the info , only reason im wondering about bonus insurance is because a 1.1 would be a lot cheaper to insure than a 1.6 turbo... but if thats illegal, then scrap that idea lol....

i live in a low crime area, car will be garaged most of the time , il have my parents on the policy too ( named drivers ) ... iv got a few places to phone up... and would potentially have up to about 2.2/2.3k to spend on insurance.

would you say it would be easier/cheaper to insure a zetec-s rather than a escort/fiesta turbo ? as most classic polcies require you to be 25+ ...and im only 22....