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can you put a small engine in a car to lower insurance

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Old 23-12-2011, 08:19 PM
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fatboyz
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Default can you put a small engine in a car to lower insurance

bit of a odd one a mate of mine had a saxo vtr (sorry not a ford)with a fancy body kit custom candy pearl paint and a turbo strapped to it hes now been band from driving so wants to take the engine out for a track car but is selling whats left and my girlfriends little bro is 15 is looking for a first car to do up (and can get it cheap cheap) if hes puts a 1.1 in it will the insurance still be loads ???or could he re register it as a 1.1
Old 23-12-2011, 08:34 PM
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Fiddy
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He can deffinatly change the engine size with the dvla, and have it as 1.1 on the log book, as for the insurance, i have no idea.
Old 23-12-2011, 08:35 PM
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Joshy
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insurrence wouldent be any cheaper than a standard VTR engine IMO
Old 23-12-2011, 08:38 PM
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Iain Mac
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It's already a modified car so the insurance won't want to cover him without an arm, a leg, and possibly a kidney too.

Putting the smaller engine in could possibly be worse than a standard car.
Old 23-12-2011, 08:45 PM
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You can, you just send off a report to say the work has been done. It wont come down much though i dont think.
Old 23-12-2011, 09:53 PM
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It will make the insurance more expensive.
Old 23-12-2011, 10:33 PM
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ontheway
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insurance will be more expensive than a standard vtr
Old 24-12-2011, 02:34 PM
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stevieturbo
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It's a modified car, and we know how insurers love them. Whether the mods are safer or worse.

If you can get full documented evidence of the change, full engineers report etc then yes you can do what you like.

But dont see how it would be worth the hassle. Just buy a better cheaper car already with a smaller engine..
Old 24-12-2011, 02:48 PM
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It might be cheaper for him to insure a vtr rather than a 1.1

Think about the amount of 17 year olds that have crashed 1.1's compared to the amount of 17 year olds that have crashed a vtr ?
Old 24-12-2011, 02:53 PM
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No as it will be...... modified
Old 24-12-2011, 02:58 PM
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I dont understand wankers who do this!!! There is a spastic who tore apart a nice wee black 106 gti and put fucking hydraulics, superlights and a 1.5 diesel engine in it!!

Why not kit a 1.5 and wreck it....not a gti fuck sake!
Old 24-12-2011, 03:03 PM
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They're all french dung anyway. Might be best weighing it in for scrap and putting the money towards something good.
Old 24-12-2011, 03:11 PM
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Sounds like a typical chav wagon, crush the fucker and do the motoring community a favour.

If he wants to drive it again it will cost an arm and a bollock and an engine swap, even for smaller engine will do very littl eif anything at all.

It's modified and he'll be coming off a ban, roll the dice and count the zeros on the premium
Old 24-12-2011, 04:33 PM
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fuzzy
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he doesnt want to drive it again, he wants to sell it to his girlfriends little brother to do up until hes old enough to drive. i suppose since hes only 15 that gives him plenty of time to remove all the stuff thats going to cost him a fortune insurance wise when he is able to drive it.personally id say it wouldnt be worth the bother .
Old 24-12-2011, 04:46 PM
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Oranoco
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Oops, didn't read that bit. First car though the lad is in cloud cuckoo land. 17 year old with a VTR ŁŁŁŁŁŁŁŁ

He'll have to get used to the idea very very quickly that he will be looking at poverty spec basic cars and even then it will be a small mortgage to insure
Old 24-12-2011, 06:41 PM
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Originally Posted by Oranoco
17 year old with a VTR ŁŁŁŁŁŁŁŁ
You mean 17 yo with a 1.1

And lol at all you quickly forgetting what you were like at 17...
Old 24-12-2011, 06:46 PM
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Oranoco
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It says VTR on the logbook, with a 1.1 in it it becomes a modified VTR ŁŁŁŁ

I haven't forgotten what I was like at 17, insurance wasn't as stupidly insane then though for new drivers. Think my first car cost Ł800 to insure
Old 24-12-2011, 06:54 PM
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Originally Posted by Oranoco
I haven't forgotten what I was like at 17,
I meant the pissing about with cars bit really.

If he can find someone who will assess it for what it is, he might be ok. He will probably have to agree that anything the insurance replaces will be standard kit though, not all the fiberglass shite.
Old 24-12-2011, 07:03 PM
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when i was 17 everything wasnt computer linked and cross checkable.....my first legalish car upon passing my test at 24 was a toyota celica at Ł2500 a year insurance.which is why i didnt have any.
that was 17 years ago though and in those days it was easy to knock up fake insurance docs to present at police stations when required. obviously i wouldnt recommend doing such a thing now.its not big and its not clever.
at that age now unless your parents are rich its a 1.1 basic little car for a couple of years until you prove yourself.
Old 24-12-2011, 07:08 PM
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Oranoco
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Originally Posted by St3V3_C
I meant the pissing about with cars bit really.
Err... I'm 35 now and still pissing about with them
Old 24-12-2011, 07:16 PM
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Originally Posted by Oranoco
Err... I'm 35 now and still pissing about with them
But you're not doing the chav mods that you used to at the age of 17 are you ??? And you did do them - don't lie to me lol

Or, maybe you still are
Old 24-12-2011, 08:02 PM
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as said, it will be a modified vtr, regardless of what mods have been done to it which wil lmake it more expensive to insure
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