adamS2RST

I had my renewal through from HIC today. Now, I know they have had some problems with a big claim have they not? But come on, I have been a customer for the past two years at least now....I was suprised to see that now another year older and another years ncb my premium was wait for it.........................


































£5 less than last year!

Wft are they playing at, do they wan't to keep existing customers or what? So, I am shopping around. I must say with a few quick "online" quotes they can't be beaten, my renewal is just over £400. I am waiting to see what Greenlight can do....we'll see. I just thought £5 was a bit of a piss take considering it dropped about £150 the previous year

Anyway....rant over

Lee Reynolds

It is quite a bit for an RST. Makes ya piss dont it. I pay 400 quid for mine Adam and it pisses me off when its 850 for a escos

L33 BYT

Its a shame as I been with em 2 years also. I would like a nic drop this year.

adamS2RST

The amoun't don't really bother me, it is a good price I mean I'm only 22 with 3yrs NCB and have an SP30.

I wan't to gt an agreed value this year though and maybe go fully comp which wuld be handy so's I can drive other car's also....

goldenbrown

I have got all my insurance with Ford Insure and it only costs me £272 for my FRST, cheaper than my 1.25 52 plate fiesta I use for work! give them a ring.

0800 015 0270

Goldenbrown

Dead and Gone

mine went up £80 last year got to wait to see what it is this year!

adamS2RST

I suppose it didn't go up....which is good

adamS2RST

Just checked the website, although my car is near standard, it is modified and they dont cover this.

adamS2RST

OK, since been phoning around, all could not even get anywhere close

Best quote I got was comprehensive with Adrian Flux, £708.00

I phoned HIC tonight, after 30 mins of waiting.,... I got through!

Anyway, I wanted to make a few changes to my policy, I wanted to lower my limited milage and also get an agreed value as well as see about going comp.

Basically, he quoted me about £20 less then my renewal with agreed valuation added He said, well its what the computer says so it's ok! lol

So thats cool, with that also quoted comprehensive, puts the excess up a bit, and also quotation came out at just over £750. thats with 4K agreed value too. so TBH, its not much more than adrian flux and they dont do agreed valuation like HIC so cant go with them.

I have not renewed yet, he is sending me the new paperwork through and i'll see what I think with it all in black and white.

I don't know if I should leave it another year third party F&T with the agreed value or go comp.... hmmmm.....

Mrs T

they quoted me over 600 for my car,

got a better quote now they just under 500. why couldnt they do that in the first place

XRdodgybird

dunno what the fez will be this year, am hoping its come down a bit....

The VW Bora was £800 last year and dropped to £600 this year, and that's even with mi partner getting 3 points for speedin!

XRTypeRS

Mines just come though from HIC and its gone up about £40 and im now 29 with 10 years NCB and no points - why????!!

Where else is good for heavily modified RSs at the mo?

cossie1

Got my renewal from HIC aswell the other day, I paid £457 last year for the stage 3 cossie, and this year they want £507

Which is really weird as I told them in September that I had sold the cossie and since then they have re-insured it and paid out on it for the new owner

adamS2RST

Hmmm, fook knows mate, my rst is near standard, has wheels and zorst, couple of little bits, no performance tho! You haven't moved area have you? I though't mine going down a fiver was a bit wrong, but seeing as most peoples has gone up, im happy

adamS2RST

As above mate, there was that big claim in for that cossie driver a while back i believe, seemed to have affected most ppl

NEO™®©

mine was the same only a little cheaper when i was due to renew with them so i belled adrian flux n they smashed it

adamS2RST

Cool mate I would go with them but they dont do an agreed value I'm guna wait to get all my docs through and see what's what.

timb551

Ive found HIC to be v good. Renewal £100 less than last year, so only paying £430 on my S2 now, with the added ability to drive other cars 3rd party, you dont get that with many 3rd party policies

HIC

adamS2RST

Really? thats good, didn't know they did that, is that something extra you had to ask for?

timb551

As far as i was aware its standard..... damn useful though

adamS2RST

Cheers Tim. Will have to look into that