OK, since been phoning around, all could not even get anywhere close

Best quote I got was comprehensive with Adrian Flux, £708.00

I phoned HIC tonight, after 30 mins of waiting.,... I got through!

Anyway, I wanted to make a few changes to my policy, I wanted to lower my limited milage and also get an agreed value as well as see about going comp.

Basically, he quoted me about £20 less then my renewal with agreed valuation added He said, well its what the computer says so it's ok! lol

So thats cool, with that also quoted comprehensive, puts the excess up a bit, and also quotation came out at just over £750. thats with 4K agreed value too. so TBH, its not much more than adrian flux and they dont do agreed valuation like HIC so cant go with them.

I have not renewed yet, he is sending me the new paperwork through and i'll see what I think with it all in black and white.

I don't know if I should leave it another year third party F&T with the agreed value or go comp.... hmmmm.....