General Car Related Discussion. To discuss anything that is related to cars and automotive technology that doesnt naturally fit into another forum catagory.

MUST READ! - Compulsory car insurance law change

Thread Tools
 
Search this Thread
 
Old 03-03-2011 | 12:21 PM
  #1  
tsutton's Avatar
tsutton
Thread Starter
I've found that life I needed.. It's HERE!!
 
Joined: Mar 2006
Posts: 1,100
Likes: 0
From: Norfolk, UK
Default MUST READ! - Compulsory car insurance law change

New laws are coming into force which will make it illegal to keep a car uninsured, even if it's not being used.

Drivers will face a £100 fine and potentially have their car seized and destroyed, unless the vehicle is certified as off the road.

From today, the DVLA is including information about the changes when it sends out reminders for road tax.

The laws come into force in England, Scotland and Wales in late Spring.
More at http://www.bbc.co.uk/newsbeat/12614090

Yours thoughts, as most of you do some work on your car while off the road.
Old 03-03-2011 | 12:24 PM
  #2  
rog's Avatar
rog
PassionFord Post Whore!!
iTrader: (2)
 
Joined: Jul 2003
Posts: 8,275
Likes: 69
From: Aberdeen
Default

Heard about this ages ago, I don't understand this bit.

Drivers will face a £100 fine and potentially have their car seized and destroyed, unless the vehicle is certified as off the road
So If I sorn it, then I don't have to insure it?
Old 03-03-2011 | 12:25 PM
  #3  
Psycho Warren's Avatar
Psycho Warren
Carbon Crazy
iTrader: (5)
 
Joined: Jun 2004
Posts: 20,725
Likes: 128
From: Stoke on Trent
Default

all it means is it has to be sorned. nothing else.

it does mean the DVLA will make more money out of screwing people over on tax refunds and £100 fines as well.

I suspect "income generation" is the driving factor here. Lets be honest, those who already drive illegally this will make NO difference to whatsoever.

Although you can get round most of the £100 fines for sorn etc easily enough.
Old 03-03-2011 | 12:26 PM
  #4  
Spiky's Avatar
Spiky
Professional Waffler
iTrader: (1)
 
Joined: May 2003
Posts: 26,931
Likes: 0
From: Cardiff
Default

The laws come into force in England, Scotland and Wales in late Spring.
Old 03-03-2011 | 12:28 PM
  #5  
Jimmyc's Avatar
Jimmyc
Too many posts.. I need a life!!
 
Joined: Jun 2007
Posts: 855
Likes: 0
From: Lincoln / Notts / Leeds
Default

Its BBC shoddy reporting again
If you actually read the info on the DVLA site it tells you that you will only get fined if you do not SORN, which most do as a matter of course if you take the car of the road for winter etc
Old 03-03-2011 | 12:36 PM
  #6  
Psycho Warren's Avatar
Psycho Warren
Carbon Crazy
iTrader: (5)
 
Joined: Jun 2004
Posts: 20,725
Likes: 128
From: Stoke on Trent
Default

Also nothing they are saying involves any changes to the Road Traffic Act so theyve little avenue for enforcement other than fines even in court.
Old 03-03-2011 | 01:01 PM
  #7  
Blunt.RS's Avatar
Blunt.RS
Too many posts.. I need a life!!
iTrader: (7)
 
Joined: Jun 2007
Posts: 551
Likes: 0
From: Cotswold
Default

I got fined £60 for sending my sorn off a few weeks late a few years back
i dont see whats changing
or is just the fine going up

Trending Topics

Old 03-03-2011 | 01:11 PM
  #8  
Chip's Avatar
Chip
*** Sierra RS Custard ***
iTrader: (3)
 
Joined: Dec 2006
Posts: 47,250
Likes: 22
Default

Wont effect me in the slightest as I keep my cars either taxed/insured or SORN at all times anyway.
Old 03-03-2011 | 01:30 PM
  #9  
JohnnyB's Avatar
JohnnyB
PassionFord Post Whore!!
 
Joined: May 2003
Posts: 8,594
Likes: 2
From: Derby
Default

Originally Posted by Chip
Wont effect me in the slightest as I keep my cars either taxed/insured or SORN at all times anyway.

i agree what has really changed?

people who only use there car in the summer, will SORN there car off, just have the added paper work to SORN the car off to insurance.

will it help catch uninsured drivers?

well the will just SORN it off, then still drive it??
Old 03-03-2011 | 01:37 PM
  #10  
Karl 3dr's Avatar
Karl 3dr
PassionFord Post Whore!!
iTrader: (9)
 
Joined: Jun 2004
Posts: 5,587
Likes: 37
From: here
Default

Mine is insured while off the road too so won't affect me.

Last edited by Karl 3dr; 03-03-2011 at 05:14 PM.
Old 03-03-2011 | 02:54 PM
  #11  
mobb-black's Avatar
mobb-black
Regular Contributor
 
Joined: Jul 2008
Posts: 339
Likes: 0
From: Blackpool
Default

Its all to do with the database the police use.

Each car has an entry, and by scanning your reg they'll know whether your taxed, insure and mot'd.

At the mo by law your car must be EITHER sorn or taxed. If it isn't, the database will automatically issue you with your fine.

All there doing is adding the code to the data base that checks the SORN, if your car is taxed but has no insurance against it then in the eyes of the law your using your car on the public high way without insurance. At this point the database will automatically issue you with your fine.

But it's like you say, to those that run with nothing on their car it'll make no difference what so ever.
Old 03-03-2011 | 02:57 PM
  #12  
Mike C's Avatar
Mike C
The Special One
iTrader: (1)
 
Joined: Mar 2005
Posts: 10,852
Likes: 0
From: Bridgnorth
Default

All my cars are insured, even the ones on a SORN.
Old 03-03-2011 | 04:20 PM
  #13  
focusv8's Avatar
focusv8
PassionFord Post Whore!!
 
Joined: Sep 2004
Posts: 4,772
Likes: 86
From: Nottingham
Default

Before the the new rules you could have a car off road, taxed but not insured and not Sorn.

Now you can't have a car either not insured and not Sorn OR not taxed and not Sorn.

It will now affect people who leave tax on and swop insurance to another car, they will have to cash in the tax and Sorn it.


.
Old 03-03-2011 | 05:20 PM
  #14  
jaimesdna's Avatar
jaimesdna
Advanced PassionFord User
iTrader: (3)
 
Joined: Dec 2004
Posts: 1,893
Likes: 1
From: great yarmouth
Default

it stops people owning lets say 2 cars, insuring one of them & registering the other in someone elses name & driving it on the 'insured to drive other vechicles not belonging to yourself' part of thier policy.
Old 03-03-2011 | 05:24 PM
  #15  
rsfido_1989's Avatar
rsfido_1989
I've found that life I needed.. It's HERE!!
 
Joined: May 2004
Posts: 1,102
Likes: 1
From: baldock
Default

Also stops people using traders policy on multipul cars they own too does it not?
Old 03-03-2011 | 05:26 PM
  #16  
jaimesdna's Avatar
jaimesdna
Advanced PassionFord User
iTrader: (3)
 
Joined: Dec 2004
Posts: 1,893
Likes: 1
From: great yarmouth
Default

wouldnt have thought so as they have to txt the registration numbers to the insurance company to add the cars to the database
Old 03-03-2011 | 05:51 PM
  #17  
155lee's Avatar
155lee
PassionFord Post Whore!!
iTrader: (10)
 
Joined: Dec 2006
Posts: 4,103
Likes: 134
From: Uk
Default

the way i heard it was every car needs insurance,on the road or off full stop.i suspected it was attention grabbing headlines.
my cars is either sorn'd or insured,once it is complete it will be insured all year round incase its stolen or a nice day in the winter and i can use it.
Old 03-03-2011 | 06:07 PM
  #18  
as355f1's Avatar
as355f1
I've found that life I needed.. It's HERE!!
 
Joined: Jul 2005
Posts: 1,192
Likes: 0
From: Newcastle Upon Tyne
Default

Originally Posted by rsfido_1989
Also stops people using traders policy on multipul cars they own too does it not?
no otherwise car dealers/main dealers are going to have a shit load of fines or payperwork
Old 03-03-2011 | 06:53 PM
  #19  
LHD220Turbo's Avatar
LHD220Turbo
10K+ Poster!!
iTrader: (4)
 
Joined: Oct 2007
Posts: 10,654
Likes: 18
From: swindon, wiltshire
Default

erplying from my phone so havent read link.

current situation: Mrs car, currently taxed, but not insured and has no MOT.

where do i stand?
Old 03-03-2011 | 07:07 PM
  #20  
matts1's Avatar
matts1
PassionFord Post Whore!!
 
Joined: Apr 2004
Posts: 8,264
Likes: 17
Default

cant see it being a big deal tbh, if you aren't using the car for long periods and dont want to insure it when not using, then why would you want to be paying tax on it?

Might cause problems for the delboy traders with 7 cars parked up the street with sale tickets in but then that is no loss lol!

Daft thing is, as with all these things is that it wont lower the number of people driving without insurance, they dont abide by the law now so what difference will this one make?

They also claim it will lower insurance policies? nice if they actually forced insurance firms to do it as I cant see it happening.

Same with the women paying equal insurance?? that is the stupidest thing ever, an excuse for the insurance firms to cripple us even more when insurance is based on statistical risk, does it mean a young person can't be made to pay higher premiums as this would be discriminatory against them?

All just another way to squeeze cash from those that dont cause the issue in the first place.
Old 03-03-2011 | 07:19 PM
  #21  
Ginge !'s Avatar
Ginge !
just finding my feet
 
Joined: May 2003
Posts: 41,052
Likes: 2
From: Im behind you
Default

its gonna be a major arse ache for people who own 2 cars but only use one at a time as i just swop insurance over and drive the other car till it breaks then transfer it back to the other car,,,,, now im gonna have to insure 2 "high performance (wankers) vehicles" but can only use 1 set of no claims bonus,,,,,,, notice they aint looked into that one though

its to do woth the new log books, anyone with a old log book dont have to worry about it till you get the new red log book
Old 03-03-2011 | 07:26 PM
  #22  
stevieturbo's Avatar
stevieturbo
C**t
 
Joined: Oct 2003
Posts: 7,955
Likes: 261
From: Norn Iron
Default

Originally Posted by JohnnyB
i agree what has really changed?

people who only use there car in the summer, will SORN there car off, just have the added paper work to SORN the car off to insurance.

will it help catch uninsured drivers?

well the will just SORN it off, then still drive it??
Sounds like a fine for no SORN and now a fine for no insurance if not SORN.

Really it just sounds like a random fine generator, and it will make no difference whatsoever to uninsured drivers.

Which in reality are not a problem anyway. The government and insurance companies themselves ARE the problem. The continually blame uninsured drivers to try and fool people, while they continue to extort ridiculous sums of money from us !! yet give is nothing in return.


And being in the situation that someone just destroyed my van because of their sheer stupidity. My dealings with insurance over this past few days, has just re-enforced how crooked and corrupt they are.
There are some small positive aspects, true. But there are also some negative aspects and these are one of the main reasons premiums are so high.


the only way I can describe insurance...it's a bit like a money tree, which was of course designated illegal as a scam when they were all over the UK.
Money gets moved about everywhere on a promise of getting a good return. Except right at the bottom of the pile....US, the mere peasants of society are the ones who have to fork out the cash, that the rich ( insurance companies etc ) get to spend.
Old 04-03-2011 | 06:37 AM
  #23  
BRAMMER's Avatar
BRAMMER
PassionFord Post Whore!!
iTrader: (23)
 
Joined: Dec 2004
Posts: 9,665
Likes: 16
From: The North
Default

Do you have to renew sorn every year or 6 months?? as mine is going to be off the road with no tax nor insurance so what do i have to do?
Old 04-03-2011 | 08:07 AM
  #24  
Mike C's Avatar
Mike C
The Special One
iTrader: (1)
 
Joined: Mar 2005
Posts: 10,852
Likes: 0
From: Bridgnorth
Default

Originally Posted by rsfido_1989
Also stops people using traders policy on multipul cars they own too does it not?
No, all they have to do is call or e-mail their policy manager and give them the reg plate of the car and any other details they ask for and it's on the database.

They will be covered for 14 days anyway generally so they can buy cars at auctions and drive them away and they will be covered instantly, but it's obviously beneficial to get the reg number on the MID as soon as possible so as the Police's ANPR recognises it as an insured car.
Old 04-03-2011 | 08:08 AM
  #25  
Mike C's Avatar
Mike C
The Special One
iTrader: (1)
 
Joined: Mar 2005
Posts: 10,852
Likes: 0
From: Bridgnorth
Default

Originally Posted by BRAMMER
Do you have to renew sorn every year or 6 months?? as mine is going to be off the road with no tax nor insurance so what do i have to do?
12 months.
Old 04-03-2011 | 08:48 AM
  #26  
rich123's Avatar
rich123
I've found that life I needed.. It's HERE!!
iTrader: (3)
 
Joined: Jun 2008
Posts: 1,243
Likes: 0
From: north wales
Default

nothing to worry about realy not that much changed as long as the car is on private property and declared sorn there's nothing to worry about
Old 04-03-2011 | 09:41 AM
  #27  
The Youth.'s Avatar
The Youth.
PassionFord Post Whore!!
iTrader: (1)
 
Joined: May 2003
Posts: 8,952
Likes: 55
From: stockton on tees
Default

so what the hell happens to my and most other race cars in the uk??
my car is sorned but not insured and will never be driven on a british road again!

steve
Old 04-03-2011 | 09:58 AM
  #28  
Jimmyc's Avatar
Jimmyc
Too many posts.. I need a life!!
 
Joined: Jun 2007
Posts: 855
Likes: 0
From: Lincoln / Notts / Leeds
Default

Originally Posted by the youth
so what the hell happens to my and most other race cars in the uk??
my car is sorned but not insured and will never be driven on a british road again!

steve
You'll be fine mate, as it the fines only apply if the car is NOT sorn.
Old 04-03-2011 | 10:35 AM
  #29  
FasterFords's Avatar
FasterFords
Advanced PassionFord User
 
Joined: Sep 2003
Posts: 1,935
Likes: 0
From: Reading
Default

Can you SORN a car thats still taxed ?

Thinking about taking a car off the road, insurance ran out, but still a couple of months tax left.
Old 04-03-2011 | 10:43 AM
  #30  
Jimmyc's Avatar
Jimmyc
Too many posts.. I need a life!!
 
Joined: Jun 2007
Posts: 855
Likes: 0
From: Lincoln / Notts / Leeds
Default

Originally Posted by FasterFords
Can you SORN a car thats still taxed ?

Thinking about taking a car off the road, insurance ran out, but still a couple of months tax left.
Yeah you can, you can claim your outstanding months tax back and then declare the car SORN.
Old 04-03-2011 | 11:29 AM
  #31  
BRAMMER's Avatar
BRAMMER
PassionFord Post Whore!!
iTrader: (23)
 
Joined: Dec 2004
Posts: 9,665
Likes: 16
From: The North
Default

So its basically more to do with sorn than insurance, if the car is it doesn't have to be insured but if not sorn nor tax its £100 fine even if the car is off the road In a garage
Old 04-03-2011 | 12:58 PM
  #32  
stevieturbo's Avatar
stevieturbo
C**t
 
Joined: Oct 2003
Posts: 7,955
Likes: 261
From: Norn Iron
Default

It's just a load of balls to extort money from motorists...yet again.

it's either Taxed, or SORN'd Nothing else

Although for a race car that will never see the road again. You could either just sell it on to a make believe person ( or tell them you sold it, scrapped it, whatever ) just to get the legal aspect off your back having to update SORN etc every year.

The ID will just disappear into oblivion.
Old 04-03-2011 | 03:38 PM
  #33  
Kieron's Avatar
Kieron
Advanced PassionFord User
 
Joined: Jul 2003
Posts: 1,850
Likes: 0
Default

I've just bought a new snotter to replace the old one. Its taxed and MOT'd and parked at the bottom of my garden broken. I am assessing whether its worth repairing and putting back on the road or just scrapping. If I decide to repair then it may take a few weeks, all the while I am driving my current shitter.

Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.

Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
Old 04-03-2011 | 03:59 PM
  #34  
focusv8's Avatar
focusv8
PassionFord Post Whore!!
 
Joined: Sep 2004
Posts: 4,772
Likes: 86
From: Nottingham
Default

Originally Posted by LHD220Turbo
Mrs car, currently taxed, but not insured and has no MOT.

where do i stand?
You have to cash the tax in and Sorn it.

.

Last edited by focusv8; 04-03-2011 at 04:00 PM.
Old 04-03-2011 | 05:17 PM
  #35  
stevieturbo's Avatar
stevieturbo
C**t
 
Joined: Oct 2003
Posts: 7,955
Likes: 261
From: Norn Iron
Default

Originally Posted by Kieron
I've just bought a new snotter to replace the old one. Its taxed and MOT'd and parked at the bottom of my garden broken. I am assessing whether its worth repairing and putting back on the road or just scrapping. If I decide to repair then it may take a few weeks, all the while I am driving my current shitter.

Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.

Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
The only thing it resolves...is drawing even more money in for the government, whilst causing more hassle for everyone else.
Old 04-03-2011 | 10:30 PM
  #36  
RobertM's Avatar
RobertM
Wahay!! I've lost my Virginity!!
 
Joined: Feb 2009
Posts: 92
Likes: 1
From: Netherlands
Default

It's been like this for years in Holland and I do think it's a good system.
If the car is in your name it has to be insured and have a MOT, for the tax
you will be billed automatically, no need for discs in Holland. There is a strong
possibility you will get an automatic fine if one of the conditions isn't met.
Also the car has to be registered to someone, untill it's scrapped. You can't
declare in Holland that you don't own the car anymore and don't have prove for it.
The car stays in your name and you WILL be held responsible for it until you sell the
car, go to the postoffice and register it on somebodyelses name. It's an easy and fair system IMHO.
Related Topics
Thread
Thread Starter
Forum
Replies
Last Post
biggiejody
Insurance
4
02-09-2015 12:04 PM
gcfcos
General Car Related Discussion.
118
18-08-2015 05:53 PM
tankybaby66
Technical help Q & A
9
09-08-2015 07:13 AM
fuzzy
General Car Related Discussion.
7
31-07-2015 11:40 PM



Quick Reply: MUST READ! - Compulsory car insurance law change



All times are GMT. The time now is 12:26 PM.