MUST READ! - Compulsory car insurance law change
#1
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MUST READ! - Compulsory car insurance law change
New laws are coming into force which will make it illegal to keep a car uninsured, even if it's not being used.
Drivers will face a £100 fine and potentially have their car seized and destroyed, unless the vehicle is certified as off the road.
From today, the DVLA is including information about the changes when it sends out reminders for road tax.
The laws come into force in England, Scotland and Wales in late Spring.
Drivers will face a £100 fine and potentially have their car seized and destroyed, unless the vehicle is certified as off the road.
From today, the DVLA is including information about the changes when it sends out reminders for road tax.
The laws come into force in England, Scotland and Wales in late Spring.
Yours thoughts, as most of you do some work on your car while off the road.
#2
Heard about this ages ago, I don't understand this bit.
So If I sorn it, then I don't have to insure it?
Drivers will face a £100 fine and potentially have their car seized and destroyed, unless the vehicle is certified as off the road
#3
all it means is it has to be sorned. nothing else.
it does mean the DVLA will make more money out of screwing people over on tax refunds and £100 fines as well.
I suspect "income generation" is the driving factor here. Lets be honest, those who already drive illegally this will make NO difference to whatsoever.
Although you can get round most of the £100 fines for sorn etc easily enough.
it does mean the DVLA will make more money out of screwing people over on tax refunds and £100 fines as well.
I suspect "income generation" is the driving factor here. Lets be honest, those who already drive illegally this will make NO difference to whatsoever.
Although you can get round most of the £100 fines for sorn etc easily enough.
#5
Its BBC shoddy reporting again
If you actually read the info on the DVLA site it tells you that you will only get fined if you do not SORN, which most do as a matter of course if you take the car of the road for winter etc
If you actually read the info on the DVLA site it tells you that you will only get fined if you do not SORN, which most do as a matter of course if you take the car of the road for winter etc
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#9
i agree what has really changed?
people who only use there car in the summer, will SORN there car off, just have the added paper work to SORN the car off to insurance.
will it help catch uninsured drivers?
well the will just SORN it off, then still drive it??
#11
Its all to do with the database the police use.
Each car has an entry, and by scanning your reg they'll know whether your taxed, insure and mot'd.
At the mo by law your car must be EITHER sorn or taxed. If it isn't, the database will automatically issue you with your fine.
All there doing is adding the code to the data base that checks the SORN, if your car is taxed but has no insurance against it then in the eyes of the law your using your car on the public high way without insurance. At this point the database will automatically issue you with your fine.
But it's like you say, to those that run with nothing on their car it'll make no difference what so ever.
Each car has an entry, and by scanning your reg they'll know whether your taxed, insure and mot'd.
At the mo by law your car must be EITHER sorn or taxed. If it isn't, the database will automatically issue you with your fine.
All there doing is adding the code to the data base that checks the SORN, if your car is taxed but has no insurance against it then in the eyes of the law your using your car on the public high way without insurance. At this point the database will automatically issue you with your fine.
But it's like you say, to those that run with nothing on their car it'll make no difference what so ever.
#13
Before the the new rules you could have a car off road, taxed but not insured and not Sorn.
Now you can't have a car either not insured and not Sorn OR not taxed and not Sorn.
It will now affect people who leave tax on and swop insurance to another car, they will have to cash in the tax and Sorn it.
.
Now you can't have a car either not insured and not Sorn OR not taxed and not Sorn.
It will now affect people who leave tax on and swop insurance to another car, they will have to cash in the tax and Sorn it.
.
#14
it stops people owning lets say 2 cars, insuring one of them & registering the other in someone elses name & driving it on the 'insured to drive other vechicles not belonging to yourself' part of thier policy.
#17
the way i heard it was every car needs insurance,on the road or off full stop.i suspected it was attention grabbing headlines.
my cars is either sorn'd or insured,once it is complete it will be insured all year round incase its stolen or a nice day in the winter and i can use it.
my cars is either sorn'd or insured,once it is complete it will be insured all year round incase its stolen or a nice day in the winter and i can use it.
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#20
cant see it being a big deal tbh, if you aren't using the car for long periods and dont want to insure it when not using, then why would you want to be paying tax on it?
Might cause problems for the delboy traders with 7 cars parked up the street with sale tickets in but then that is no loss lol!
Daft thing is, as with all these things is that it wont lower the number of people driving without insurance, they dont abide by the law now so what difference will this one make?
They also claim it will lower insurance policies? nice if they actually forced insurance firms to do it as I cant see it happening.
Same with the women paying equal insurance?? that is the stupidest thing ever, an excuse for the insurance firms to cripple us even more when insurance is based on statistical risk, does it mean a young person can't be made to pay higher premiums as this would be discriminatory against them?
All just another way to squeeze cash from those that dont cause the issue in the first place.
Might cause problems for the delboy traders with 7 cars parked up the street with sale tickets in but then that is no loss lol!
Daft thing is, as with all these things is that it wont lower the number of people driving without insurance, they dont abide by the law now so what difference will this one make?
They also claim it will lower insurance policies? nice if they actually forced insurance firms to do it as I cant see it happening.
Same with the women paying equal insurance?? that is the stupidest thing ever, an excuse for the insurance firms to cripple us even more when insurance is based on statistical risk, does it mean a young person can't be made to pay higher premiums as this would be discriminatory against them?
All just another way to squeeze cash from those that dont cause the issue in the first place.
#21
its gonna be a major arse ache for people who own 2 cars but only use one at a time as i just swop insurance over and drive the other car till it breaks then transfer it back to the other car,,,,, now im gonna have to insure 2 "high performance (wankers) vehicles" but can only use 1 set of no claims bonus,,,,,,, notice they aint looked into that one though
its to do woth the new log books, anyone with a old log book dont have to worry about it till you get the new red log book
its to do woth the new log books, anyone with a old log book dont have to worry about it till you get the new red log book
#22
Really it just sounds like a random fine generator, and it will make no difference whatsoever to uninsured drivers.
Which in reality are not a problem anyway. The government and insurance companies themselves ARE the problem. The continually blame uninsured drivers to try and fool people, while they continue to extort ridiculous sums of money from us !! yet give is nothing in return.
And being in the situation that someone just destroyed my van because of their sheer stupidity. My dealings with insurance over this past few days, has just re-enforced how crooked and corrupt they are.
There are some small positive aspects, true. But there are also some negative aspects and these are one of the main reasons premiums are so high.
the only way I can describe insurance...it's a bit like a money tree, which was of course designated illegal as a scam when they were all over the UK.
Money gets moved about everywhere on a promise of getting a good return. Except right at the bottom of the pile....US, the mere peasants of society are the ones who have to fork out the cash, that the rich ( insurance companies etc ) get to spend.
#24
They will be covered for 14 days anyway generally so they can buy cars at auctions and drive them away and they will be covered instantly, but it's obviously beneficial to get the reg number on the MID as soon as possible so as the Police's ANPR recognises it as an insured car.
#25
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#31
So its basically more to do with sorn than insurance, if the car is it doesn't have to be insured but if not sorn nor tax its £100 fine even if the car is off the road In a garage
#32
It's just a load of balls to extort money from motorists...yet again.
it's either Taxed, or SORN'd Nothing else
Although for a race car that will never see the road again. You could either just sell it on to a make believe person ( or tell them you sold it, scrapped it, whatever ) just to get the legal aspect off your back having to update SORN etc every year.
The ID will just disappear into oblivion.
it's either Taxed, or SORN'd Nothing else
Although for a race car that will never see the road again. You could either just sell it on to a make believe person ( or tell them you sold it, scrapped it, whatever ) just to get the legal aspect off your back having to update SORN etc every year.
The ID will just disappear into oblivion.
#33
I've just bought a new snotter to replace the old one. Its taxed and MOT'd and parked at the bottom of my garden broken. I am assessing whether its worth repairing and putting back on the road or just scrapping. If I decide to repair then it may take a few weeks, all the while I am driving my current shitter.
Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.
Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.
Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
#34
#35
I've just bought a new snotter to replace the old one. Its taxed and MOT'd and parked at the bottom of my garden broken. I am assessing whether its worth repairing and putting back on the road or just scrapping. If I decide to repair then it may take a few weeks, all the while I am driving my current shitter.
Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.
Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
Why should I have the ballache of cashing the tax in for a couple of weeks to then have to go renew it when its fixed? All the time the car is not on the road and in no danger of causing anyone any harm. Afterall 3rd party insurance covers you against claims from others.
Then if I do fix it and insure it what happens to the old one I will need to sell?? Park it up, declare sorn and the the new owner would have to re-tax it. Maybe days after its sorn. Seems an absolute pisstake which ultimately resolves nothing.
#36
It's been like this for years in Holland and I do think it's a good system.
If the car is in your name it has to be insured and have a MOT, for the tax
you will be billed automatically, no need for discs in Holland. There is a strong
possibility you will get an automatic fine if one of the conditions isn't met.
Also the car has to be registered to someone, untill it's scrapped. You can't
declare in Holland that you don't own the car anymore and don't have prove for it.
The car stays in your name and you WILL be held responsible for it until you sell the
car, go to the postoffice and register it on somebodyelses name. It's an easy and fair system IMHO.
If the car is in your name it has to be insured and have a MOT, for the tax
you will be billed automatically, no need for discs in Holland. There is a strong
possibility you will get an automatic fine if one of the conditions isn't met.
Also the car has to be registered to someone, untill it's scrapped. You can't
declare in Holland that you don't own the car anymore and don't have prove for it.
The car stays in your name and you WILL be held responsible for it until you sell the
car, go to the postoffice and register it on somebodyelses name. It's an easy and fair system IMHO.
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