Ryan

Is it purely a stigma attached to them?

never bought one before but been tempted with one, that was stolen recovered, normally i wouldnt be able to afford a non cat d one, but being cat d puts it in easily in my price bracket.

does it affect anything other than price?

does it affect your insurance? i.e higher?

what about resale? really hard to sell on?

Advice much apprieciated.

rs kyle

iTrader: (1)

as far as i know mate it looses 25% of its value. not sure about the insurance, but if you are going to buy one MAKE SURE its repaired properly and not bodged back together
cheers kyle

billybigspuds

get someone who knows bodywork to go with you, yes value wise there supposed to be worth less but all my cat d's ive sold for the same money, if its something tasty and cheaper than every other one even better as it will be easier to sell

CossieRich

iTrader: (1)

Ryan,

Regarding the resale of it. Look at the questions you are asking and that is what any other potentail buyer will also be asking.

What car is itr anyway?

Turbosimpsons

iTrader: (3)

iv'e had a few. repaired them myself. insurance not affected. end value cheaper. not worth buying and paying to hav it fixed, ok if your repairing it yourself. i paid Ł6700 + vat for ford ranger, was only 6mths old was Ł20,000 + vat new at the time. was surprised how cheap panels were from ford.

scottyrs

iTrader: (1)

my brother in law buys them fixes them and sells them on always makes a profit some people arnt bothered about the CAT D at the end of the day they get a car that they wouldnt normally be able to own

matts1

The main thing is that it has been repaired properly and not botched, stolen recovered can still mean it was damaged.

Also check for stuff like history as often this gets lost between the original owner, insurance companies and salvage yards so you may have no paperwork or spare key for the car.

Make sure it is cheaper than non damaged, as when you come to sell it, it will need to be cheaper than non damaged.

In general though they can be a decent way to get a nice car for less money and nobody but you knows.

Look out for people claiming cars to be cat D when they are actually cat C and hope you wont bother to check.

Ryan

its not a car that was bought and then sold on for a quick profit its still the original owner from new, just says the car doesnt feel the same, car was repaired by dealer.

damage was minimal, but they stole, wheels, nat, and a few other stupid bits.

but obviously all locks were replaced and keys recorded and new wheels, tyres, nat etc etc all at dealers prices. OUCH!

Ryan

yes its roughly 30% cheaper than a non damaged one

billybigspuds

thats strange, unless they got paid out and bought the car back

otherwise a listed car would of been sold by insurance company

ben_bailey

iTrader: (1)

If a car has been a Cat C at any point in it's life. That information will be on the front page of the V5 / Logbook. And always will be for as long as that car lives.

tabetha

My gf's car is a cat d 3 times now!!, last time it was hit caused around Ł450 damage, that you really can't see, so insurer paid out full repair money, I didn't bother repairing she just pocketed the money, still insured with the same insurers doesn't affect premium.
Damage was a dent in off side rear 1/4, was quoted for a complete 1/4 on a 16 year old astra!!, could just put a bit of filler in there, but have trouble finding the dent it's so big!!
tabetha

Ryan

car was bought back by the owner.

i actually did this myself on my 3dr. i asked about it during the claim and they said no problem, sold it back to me for a percentage of the valuation.

24vcossiemat

mostly there just cosmetic damage, maybe a panel or two, they get written off due to costs of hire car replacement stuff like that, cat c is that the car is uneconomical to repair. it should be worth 75 % the value of a normal one

billybigspuds

not true

24vcossiemat

not sure on this, heard something about it the other day, it may be that cars that have now become cat c or d may now have to have a logbook with it on. maybe a new thing in other words

billybigspuds

pre 2006 cat c's wouldnt of had a vic as it didnt excist, also if the car has had a private plate put on it the vic marker on the v5 would dissapear

vaughant

iTrader: (1)

Not strictly true mate,cat d/c are both uneconomical to repair.cat c could be cosmetic damage but the assessor just decided to cat c it,it literally could be for a scratched side or something,even a headlight smashed on some cars.

It's just a fucking joke really,you don't even need to vic check some cat c's,all down to vosa.commercials do not require vic check from cat c.

vaughant

iTrader: (1)

The bit about cat c's claiming to be cat d's is a common eBay trick.I've seen loads of people on there claiming it must be cat d as they have the logbook in their possession,this is BOLLOX!!

I currently have a 2000 grand Cherokee,got logbook,mot, history, 2 sets of keys etc but it's definatley a cat c on hpi,although I could easily have pulled that trick,you'll only know when you get a letter from the dvla asking you to take it for a vic check,which incidently they don't always do.

I think matts just saying be careful,do your hpi.

Fudgey

iTrader: (4)

resale has a lot to do with what the actual car is imo, as unless its a bit special trying to sell it may be a pain

is it a m3 csl by any chance lol?

get it bought if so i reckon

Ryan

lol

Fudgey

iTrader: (4)

bought it yet?

as i really dont think you will have any issues selling a csl a bit cheap lol

ben_bailey

iTrader: (1)

I genuinely never knew putting a private plate on a car would remove the vic marker!

All cat C's I've dealt with have had it marked on the V5. But I've never come across one on a private plate. That is if true, quite stunning.

vaughant

iTrader: (1)

+1,I've heard bbs mention it on another post but never tried it myself,might do on my Cherokee.

Rick

Cat D is nothing, main dealer turn a lot of light damage into Cat D.

Ryan

yeah at the prices the parts are, im not suprised, wheels and tyres Ł4k

going to sort out flights tomorrow to view this and another car as both up up in bloody scotland

Fudgey

iTrader: (4)

least you will be driving home lol

good barganing point too!

Ryan

could work both way though

i.e he knows im not going to fly home over Ł200-300 lol if i try and haggle him down

Fudgey

iTrader: (4)

so you only got a 1 way flight lol.

the drive home will be inspiring!

its all in the mind when people say a car never feels the same, my uncle had someone hit his 3 seris beemer years ago, had it repaired and said it wasnt the same.

if it was just stolen and had the wheels and a few bits nicked, and no actual damage, most people dont like the idea of some slimey cunt having drivven their pride and joy and cant get passed that.

im sure the rest of it will be top notch, as knowing you, if it wasnt A1 you wouldnt be wasting your time!

Escy

Like you say, not got much chance of haggling when you've flown to see the car. When ever i'm selling a car to someone who's come a long way, I always play hard ball, tell them if they don't want it for the asking price, go home. They never do...

Ryan

i'll going to get a return ticket anyway, as its like an extra Ł40, so at least i can use it as a bargaining point, im deffo not going 1 way.

as you say drive home might be interesting, cant see 1 tank last the way home at all lol!

Fudgey

iTrader: (4)

good point lol

tabetha

They can't refuse as it is YOUR car until you accept the payout, they can't do a thing, so most are happy to settle like this, saves them from costs of disposal also.
The exception is cat cars that have to be crushed/broken these they can't sell back, but those they can the valuation of salvage is 10% of the cost.
We've never been charged for ours yet, but that would only be Ł30-Ł40!!
tabetha

Ryan

i bought my 3dr back for Ł800 and mine was a CAT B.

i just had to send them proof of its disposal to a recognised salvage yard, which was free.

remember when they turn up, look on the blokes face was priceless

neil1980

Cat d is nowt major all it is or all it needed is panels had 2 cat ds but the problem like people have already said reselling only buy a cat d if your planning on keeping it till death.