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Paying for a car on debit card....

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Old 06-06-2010, 09:06 AM
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dave_si
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Default Paying for a car on debit card....

Good Morning All!!!

Got a Barclays card and need to know whether I need to inform them that ill be spending about 7k on it today or whether it will go straight through?


Thanks

Dave
Old 06-06-2010, 09:10 AM
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FletchCossie
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Ring them and ask directly 0845 755 5555 if they are not open just use the card and see what happens.
Old 06-06-2010, 09:15 AM
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749steve
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its best to tell them as that sort of amount will usually be declined
father in law did the same and had to ring them up to autherise it afterwards
Old 06-06-2010, 09:15 AM
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Rab
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You need to tell them, as I'm sure debit card transactions above a certain amount are stopped and verified.

Only time I did it they stopped the payment, and rang the garage to speak to me and I had to confirm a load of info for them. That was for 5k.

Best bet is to phone them first and clear it with em.
Old 06-06-2010, 09:15 AM
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EssexMikeSi
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I'd do it just incase mate as ou wouldnt want to get there and then discover u cant. I know ive had togive them notice before when just going in the bank to get larger amounts of money out.
Old 06-06-2010, 09:24 AM
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RS500/364
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I paid for the RS500 on credit card
was shaking if it went though and don't think it is a debt card you have more a visa debt will take from your account !
Old 06-06-2010, 09:38 AM
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dave_si
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Originally Posted by EssexMikeSi
I'd do it just incase mate as ou wouldnt want to get there and then discover u cant. I know ive had togive them notice before when just going in the bank to get larger amounts of money out.
Keeno you brute what you doing later?

Cheers Guys, think ill give them a ring to make sure. If I do get there and it declines, is it just a case of them ringing through to authorise it whilst im there?


Thanks
Old 06-06-2010, 09:42 AM
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focusv8
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I used one last year for over Ł9k. for a car.
Let the dealer put it through then wait for the card co. to contact you.
The card co. rang the dealer back as a check on them, then asked to speak to me on the dealers phone.
No point in warning them, they need to authorise the actual transaction.
I just had to confirm security / personal info.

.

Last edited by focusv8; 06-06-2010 at 09:44 AM.
Old 06-06-2010, 09:43 AM
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Originally Posted by FletchCossie
Ring them and ask directly 0845 755 5555 if they are not open just use the card and see what happens.
Just called em, said it would be fine
Old 06-06-2010, 09:52 AM
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what car u getting?
Old 06-06-2010, 10:17 AM
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RichieST
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Originally Posted by focusv8
I used one last year for over Ł9k. for a car.
Let the dealer put it through then wait for the card co. to contact you.
The card co. rang the dealer back as a check on them, then asked to speak to me on the dealers phone.
No point in warning them, they need to authorise the actual transaction.
I just had to confirm security / personal info.

.

Same with me when I bought mine. 12k on the debit card, wa hard putting the card in the machine

As it was authourising it came up on the machine please ring blah de blah, dealer phoned it and i spoke to them to confirm details etc.
Old 06-06-2010, 10:20 AM
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as above, done many times, they ring bank, you speak job done!
Old 06-06-2010, 10:34 AM
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I always buy cars on cards when possible, saves lugging around cash. Bought My FRS for 18.5K on a card and had to answer a few questions. The dealers are well prepared for it tbh.
Old 06-06-2010, 10:46 AM
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My dad bought a car on friday. Ł10.6k paid on debit card..... no phone call from the bank :O, and it just went straight through.
Old 06-06-2010, 10:54 AM
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Originally Posted by focusv8
I used one last year for over Ł9k. for a car.
Let the dealer put it through then wait for the card co. to contact you.
The card co. rang the dealer back as a check on them, then asked to speak to me on the dealers phone.
No point in warning them, they need to authorise the actual transaction.
I just had to confirm security / personal info.

.
I had exactly the same when I bought my Focus ST, the bank asked me loads of questions because it was Ł9,500 and then authorised the payment. Even though I knew the cash was in my account I was still very nervous You can't beat taking cash with you
Old 06-06-2010, 11:36 AM
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itd all fine taking cash with you till ya mugged for it when ya turn up.
Old 06-06-2010, 11:44 AM
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Westy
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Originally Posted by RS500/364
I paid for the RS500 on credit card
was shaking if it went though and don't think it is a debt card you have more a visa debt will take from your account !
Why don't ANY of your posts make any sense?
Old 06-06-2010, 12:10 PM
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I paid for my golf on card, i warned them first but i still had to confirm it at the dealers, was pretty straight forward enough tho
Old 06-06-2010, 02:47 PM
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Rhys
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Strange people saying thwy had ro ring and confirm. I paid 14k for my car via debit card and went through with no problems. Scary how easy it was lol.
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