We gave my wife's old car to our eldest but never changed the keeper on the V5 - he lives here at home with us, he doesn't own the car, and why add keepers unnecessarily?

He bought and paid for his own fully comp insurance and on the certificate it says he is neither the owner or registered keeper. Neither my wife or I are named drivers because he pays enough without the extra that Direct Line wanted to add us, even though we both have clean records, and we never drive the car anyway.

We went to get the tax disc at the local post office and they wouldn't do it, even after calling the DVLA helpline - because the car is registered to my wife, but the insurance is in my son's name and we aren't named drivers.

Came home and did the renewal on the Direct.Gov website with no trouble at all.

Stupid government can't even be consistent with their own shitty rules.

 

next time tear off the new keeper slip and fill it in in pencil, or as you done do it online

 

Crazy isn't it, you wouldn't have thought the government would make it difficult for you to give them money!

 

i was gonna say insure it online

 

Thats how i get round it if im not the registered keeper or using a mates traders insurance policy

 

or just go to a different post office some of them plums behind the counter are right little hitlers

 

id be a cunt and stand my ground in the post office, getting manager and everything. You know your right and legal to tax it that way so fuck the post office.

 

Im sure somewhere in the insurance he will have been asked if he is the registred keeper!

If not this could make his insurance void in the event of a claim ,


Might be worthwhile checking to keep yourselves right

 

try to tax it on the dvla website?

 

We covered that when taking out the policy and, as said, the certificate confirms he is NOT the registered keeper OR the owner so they can't deny it later.

 

Already done that before I posted about how stupid the whole system is.

 

It's strange Direct Line wanted more to add you on to the policy.

I'm 21 and I have always added my Dad and Mum to my policy, as it usually brings it down by around £200.

That has been with Admiral and HIC though.

 

its the shitty post office there ALLWAYS ackward

 

You should live in Australia, we have a car tax system (REGO) and included in it is 3rd party insurance, good idea i think, but if like me you have fully comp on the car as well you cant get a refund on the 3rd party. Also if i was to give a car to my son no money changes hands, or even leave it to him in my will, the government will value the car and he will have to pay stamp duty on it, so it could cost quite a few dollars. In fact a car can, if sold a few times accrew more money in stamp duty than the actual value of the vehicle. What a rort. However i was lucky when i bought my escos i told them i paid $3,600 for it (they never checked on it because they have no idea what an escort cosworth is to them it is just a 1993 escort which is only worth about $3,600) and they then only charged me $200 in stamp duty in stead of the full $2000.