We gave my wife's old car to our eldest but never changed the keeper on the V5 - he lives here at home with us, he doesn't own the car, and why add keepers unnecessarily?

He bought and paid for his own fully comp insurance and on the certificate it says he is neither the owner or registered keeper. Neither my wife or I are named drivers because he pays enough without the extra that Direct Line wanted to add us, even though we both have clean records, and we never drive the car anyway.

We went to get the tax disc at the local post office and they wouldn't do it, even after calling the DVLA helpline - because the car is registered to my wife, but the insurance is in my son's name and we aren't named drivers.

Came home and did the renewal on the Direct.Gov website with no trouble at all.

Stupid government can't even be consistent with their own shitty rules.