You should live in Australia, we have a car tax system (REGO) and included in it is 3rd party insurance, good idea i think, but if like me you have fully comp on the car as well you cant get a refund on the 3rd party. Also if i was to give a car to my son no money changes hands, or even leave it to him in my will, the government will value the car and he will have to pay stamp duty on it, so it could cost quite a few dollars. In fact a car can, if sold a few times accrew more money in stamp duty than the actual value of the vehicle. What a rort. However i was lucky when i bought my escos i told them i paid $3,600 for it (they never checked on it because they have no idea what an escort cosworth is to them it is just a 1993 escort which is only worth about $3,600) and they then only charged me $200 in stamp duty in stead of the full $2000.