Cheap insurers? 17yr old on an ERST?
04-12-2004, 07:28 PM
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Cheap insurers? 17yr old on an ERST?
Okay, decided I want one now.....Im going to have a ring round about quotes etc ...any ideas so Im not on the fone all day on monday?
Dad works in insurance but is playing hush hush as he doesn't want me to be driving one, isnt it always the way?
I know HIC won't take me, and I know admiral and dominion plan will rape me up the arse...any other input would be helpful =)
To be honest I just want a list of insurers that would take a 17yr old...I can compare prices myself as obviously it's going to differ a lot locationwise to some of you etc
Much appreciated
Kate
xx
Dad works in insurance but is playing hush hush as he doesn't want me to be driving one, isnt it always the way?
I know HIC won't take me, and I know admiral and dominion plan will rape me up the arse...any other input would be helpful =)
To be honest I just want a list of insurers that would take a 17yr old...I can compare prices myself as obviously it's going to differ a lot locationwise to some of you etc
Much appreciated
Kate
xx
04-12-2004, 07:39 PM
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Ive worked for Dominion Plan this summer, lol....hence I know I would never ever be insured by them....not the most productive company im sure, lol.
Im not too worried about the cost really....it's the actual issue of which insurers won't just laugh at me when I ring up trying to insure one =)
Im not too worried about the cost really....it's the actual issue of which insurers won't just laugh at me when I ring up trying to insure one =)
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04-12-2004, 08:11 PM
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Try www.confused.com
They came up with a few half decent quotes for me,theres a couple which they search who specialize in female drivers i think,ladybird or something?
They came up with a few half decent quotes for me,theres a couple which they search who specialize in female drivers i think,ladybird or something?
co-op wanted £3600 on full license and £3400 on a provisional pmsl
04-12-2004, 09:19 PM
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can u not go as a named driver? i dont see the merit in forking out so much for your own insurance, fair enough u get no claims, but as i have proved most people do crash within first 2 years of owning their license and insurance is a lot lower when ur a bit older anyway..
fair enough u can afford it but i see it like this, its like paying £100 for packet of biscuits... you can afford it but its just not worth it...
if u see what i mean... xx
fair enough u can afford it but i see it like this, its like paying £100 for packet of biscuits... you can afford it but its just not worth it...
if u see what i mean... xx
04-12-2004, 09:26 PM
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As i suggested earlier babe, try and get named driver or something with your mum.
Its like you pointed out earlier tho, which would you rather?
£3k Fiesta 1.4 + £1k insurance
or
£2k S2 and £2k Insurance
I know which id chose!
Got mine when I was 17 too
Its like you pointed out earlier tho, which would you rather?
£3k Fiesta 1.4 + £1k insurance
or
£2k S2 and £2k Insurance
I know which id chose!
Got mine when I was 17 too
04-12-2004, 09:31 PM
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I'd rather start building up the no claims straight off, whilst I have the money to pay the higher costs now, as I doubt I could afford insurance without any no claims when im in uni living on beans and tinned hot dog sausages. =)
As nice as you have all been, who should I actually make a point of ringing on monday.... I'll try diamond, interford?
As nice as you have all been, who should I actually make a point of ringing on monday.... I'll try diamond, interford?
04-12-2004, 09:41 PM
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Originally Posted by Katie
I'd rather start building up the no claims straight off, whilst I have the money to pay the higher costs now, as I doubt I could afford insurance without any no claims when im in uni living on beans and tinned hot dog sausages. =)
As nice as you have all been, who should I actually make a point of ringing on monday.... I'll try diamond, interford?
As nice as you have all been, who should I actually make a point of ringing on monday.... I'll try diamond, interford?
04-12-2004, 09:46 PM
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Originally Posted by s1rscustom
yeah better off with own policy least build no claims, i know people who went as named drivers for few years now they want own they cant too expensive still, we all have start somewhere,
I went to confused.com and got 3 sub 3grand quotes....thats including my saying it would be a modified car, and that im a new driver without pass-plus (althought I do intend to get pass-plus, Id rather get the higher quotes, at least then I get a nice surprise when i have the pp lol)
QUOTE-A-CAR/Quote 1 £2699.17
BUDGET/Zenith £2762.18
DIAL DIRECT/Zenith £2767.04
Not half bad, Ill give them a ring Monday no problems =)
04-12-2004, 09:51 PM
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Originally Posted by Katie
Originally Posted by s1rscustom
yeah better off with own policy least build no claims, i know people who went as named drivers for few years now they want own they cant too expensive still, we all have start somewhere,
I went to confused.com and got 3 sub 3grand quotes....thats including my saying it would be a modified car, and that im a new driver without pass-plus (althought I do intend to get pass-plus, Id rather get the higher quotes, at least then I get a nice surprise when i have the pp lol)
QUOTE-A-CAR/Quote 1 £2699.17
BUDGET/Zenith £2762.18
DIAL DIRECT/Zenith £2767.04
Not half bad, Ill give them a ring Monday no problems =)
04-12-2004, 10:50 PM
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how much 
then you will need £2000 to spend on the thing ever time it plays up 
and half the time it will be parked up(broken) but you are thinking along the right lines we all got to start some where good luck!
then you will need £2000 to spend on the thing ever time it plays up and half the time it will be parked up(broken) but you are thinking along the right lines we all got to start some where good luck!
04-12-2004, 10:52 PM
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i dunno, when i had my civic i went with www.insureyourmotor.com or whatever it is (.co.uk, i can't be arsed checking) they were pretty cheap
worth a try i suppose
worth a try i suppose
04-12-2004, 11:19 PM
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bloody hell!just had a look at this thread .you young uns have it tough with insurance.cant believe what your prepared to pay its bloody stupid.still wish i was your age though
04-12-2004, 11:19 PM
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bloody hell!just had a look at this thread .you young uns have it tough with insurance.cant believe what your prepared to pay its bloody stupid.still wish i was your age though
05-12-2004, 12:37 AM
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when im in uni living on beans and tinned hot dog sausages
05-12-2004, 12:51 AM
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Originally Posted by townie9371
sorry not one to gloat but i have insured my rst for £270 fully comp 
with protected no claims aswell
with protected no claims aswell
05-12-2004, 08:08 AM
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OMG there is no way i would pay that even if i had the money
you must be earning a fortune to even consider it..
Just think how many cans of baked beans you could buy at uni with that
you must be earning a fortune to even consider it..
Just think how many cans of baked beans you could buy at uni with that
05-12-2004, 09:52 AM
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Originally Posted by XRdodgybird
Originally Posted by townie9371
sorry not one to gloat but i have insured my rst for £270 fully comp with protected no claims aswell
with protected no claims aswell
05-12-2004, 10:01 AM
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My Mk2 RS2k is £134 to insure fully comp
Yet when i had the Esc Cossie that was £1970 at 30 years old with a "couple" of points
If you can afford to build your no claims do so , however the 2k+ your gonna spend would pay for some nice mods though ??
Nige
Yet when i had the Esc Cossie that was £1970 at 30 years old with a "couple" of points
If you can afford to build your no claims do so , however the 2k+ your gonna spend would pay for some nice mods though ??
Nige
05-12-2004, 10:17 AM
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Yet when i had the Esc Cossie that was £1970 at 30 years old with a "couple" of points
When my missis past her test she bought a uno turbo and that was 850tpft with dimond
05-12-2004, 10:53 AM
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Re: Cheap insurers? 17yr old on an ERST?
Originally Posted by Katie
dominion plan will rape me up the arse
2k for insurance is criminal, my first motor was 400 datsun 120y and i was 20