capri280

iTrader: (1)

Just got traders insurance and am thinking about buying a sports car


what would you advise on buying up to a max of 16K

Currently have a sierra cossie 2wd that i am thinking about selling or would i be mad

C4llyT

E39 M5.

pete mcrash

iTrader: (1)

lada sri

DAN400

iTrader: (3)

mad i think , you ll regret it !!

tabetha

Are you a trader then ?
tabetha

Mr RS500

iTrader: (6)

Here we go again

I have just bought what i think is a real traders policy for 2k , and i think im covered for anything

Read the very small print on page 1,223 and you will find you most probably arnt covered for half the cars you think you are .
Unless, you are a real trader with premmisis and are paying about 5k then please dont take any notice of the above comments

Paul

lawnsy

iTrader: (1)

As above check what you are insured on

I have a traders and have done for years since i had my own valeting buisness and kept it on as i still buy and sell aprox 2 cars a month and do a lot of mot work on weekends but i agreed a valuation with my saff as with a traders they WILL try to pay you trade value for a car if anything happends and even though my insurence says i am insured on any car in the small print i am not covered on any jap import cars and had to get them to agree to cover cosworths as i do quite a bit work on them.......

John

costina

iTrader: (1)

I have also heard there a load of balls crash your car and get less than book for it

ideal for everyday cars clios corsa's etc

As Paul said you need to pay lots to get the real cover u need

Paul

YODI

iTrader: (1)

you get what you pay for with a traders policy.

Im only allowed to drive Jap cars if its 10% of my total cars, TVR's and any other space frames cars are banned.

Im allowed to drive left hookers and yank imports but it added about 40% to the cost of the policy to add those.

Yodi

lardypants

ive had mine 6 years no restrictions apart from motor homes recovery trucks that take over 2 cars and bikes

i had a non fault claim a year ago as it wasnt my fault they vertually paid me out retail on the car.

however i know one day if i damage my own car or have one stolen it will be a battle.

capri280

iTrader: (1)

i got mine for myself and wife named and declared a lc5 toyota landcruiser,a 1.9A4 tdi sport,a sierra cosworth,and a 24v sierra all named on the policy

got it fully comp for 1300.00 doing small bit if servicing,valeting and trading on classic cars

BLACKCOS

You need to watch the small print mine did not cover cosworths or imports with mma insurance

BIGMATT1

i got told mine wont cover cosworths or imports, and its only 3rd party, i know i wont get sod all out of them, but the other day i rang up and they put my cossy on it! ive read through the small print and it states not covered for imports but nothing excluding cosworths, i think they make it up as the go along sometimes. i did pay extra to have sports and performance added on when i renewed this year

Ollie.

Paul i am a trader and am covered on pretty much everything and i pay no where near 5k.....

benporter

iTrader: (1)

my traders policy covers me on everything i want to drive, best to check tough, just phone up and add the car ur driving to ur policy(as ur suposed to if you have the car more than 7 days anyway) to save any agro

Mr RS500

iTrader: (6)

I bet you have no where near the cover i have tho mate ,50k for snap on tools
250k for cars in the workshop , unlimited value cars i can drive , and also covered for social / domestic and pleasure , Oh and premmises .

Basic rule of thumb is if its under 3.5k its not good cover ( so my brocker says )

jonnyrsturbo

911 gt3 rs

Micky The Finn

i would change brockers paul,honestly,ive got workshop,roadrisk on any car,3 vans,4 rally cars including on event cover,5 million public liability,employees liability,contractors liability,stock in transit,tools,cash,motorbikes,3 staff,spouse,all the usual other cover etc for under £3200,

Ollie.

I dont need cover for tools mate or unlimited value as im not likely to drive any veyrons anytime soon but im covered on any car i like (all imports etc), all cars in my stock and social/domestic and pleasure.

Mr RS500

iTrader: (6)

I have had quotes from many many insurers Tim and nobody can come anywhere near what im paying ,,I have tried every year to get it cheaper with no luck at all

To be honest tho i have fantastic cover so im happy

Paul

polly_x

iTrader: (2)

Sounds like Tim has fantastic cover too but paying a lot less???

Surely if there is a chance to save 4 figure sums its worth you taking a look?

Now get back on topic......The guy thinks he has a good deal and policy like you do so let that be!!!! Now tell him what car to buy!

arch

I have never seen so many 'traders' policies as I have just lately. Tradex are a right pain for me on a professional level.

Seems god and his dog can get a traders policy nowadays.

costina

iTrader: (1)

Also enables idiots to drive fast cars not good imo

Porky boxster S/M5 bmw/skyline/RX8/Audi RS6

Paul