Insurance for 3 door for 24 year old driver. PLEASE!!
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Feeling much better this afternoon and ringing round for quotes on forthcoming car purchase.
I will be buying a 3 door cos, stg 3 - 320 BHP, 18"s, AP 4 pots and Koni suspension. Have a spare year to go on from S2 I sold at the wknd, and 2 years on daily driver.
Had SO many companies refuse as under 25.
I'm waiting on Greenlight to email me back and just have HIC to phone - best price so far has been Brentacre from back of Fast Ford at £1594.70!!!
I've tried - Adrian Flux, Boncaster, Performance Direct, A Plan, Sky, Chris Knott, AON, Peter Best, Michael Ward, Endsleigh (!), Cover Sure/Term and 1 more I can't remember!
Anyone recommend anyone else?
I will be buying a 3 door cos, stg 3 - 320 BHP, 18"s, AP 4 pots and Koni suspension. Have a spare year to go on from S2 I sold at the wknd, and 2 years on daily driver.
Had SO many companies refuse as under 25.
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I'm waiting on Greenlight to email me back and just have HIC to phone - best price so far has been Brentacre from back of Fast Ford at £1594.70!!!
I've tried - Adrian Flux, Boncaster, Performance Direct, A Plan, Sky, Chris Knott, AON, Peter Best, Michael Ward, Endsleigh (!), Cover Sure/Term and 1 more I can't remember!
Anyone recommend anyone else?
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#5
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HIC always sorted me out. Try and get it on classic insurance as that will be cheaper and limit your mileage.
I bought mine when I was 26 and paid adrian flux £210 0 for a fully comp policy (not classic). Then the following year went to HIC and it was £1500 and year after that 1000, then 850 and finally waqs quoted 650 this year.
All mods delcared to 400bhp too.
I bought mine when I was 26 and paid adrian flux £210 0 for a fully comp policy (not classic). Then the following year went to HIC and it was £1500 and year after that 1000, then 850 and finally waqs quoted 650 this year.
All mods delcared to 400bhp too.
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Its a policy with equity red star. I can't get the classic at the min as they won't cover my age (24) for 300+ brake. My S2 was on the classic which was pretty cheap! ![Sad](https://passionford.com/forum/images/smilies/icon_sad.gif)
XS is £450 for HIC compared to £750 for Brentacre - TBH I'm prefering slightly less XS incase the worst happens! I'm gonna call Greenlight in a min cos I hate waiting for emails!!
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XS is £450 for HIC compared to £750 for Brentacre - TBH I'm prefering slightly less XS incase the worst happens! I'm gonna call Greenlight in a min cos I hate waiting for emails!!
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Just as I was about to call them, my email arrived:
SUPERB NEWS!!!!!
CHEERS TONY AND ALL AT GREENLIGHT!
Originally Posted by GREENLIGHT
Dear Mr X
Having received and referred your quotation to our Underwriters we are
able to offer you the following quotation in respect of your Ford
sierra rs cosworth 3 door
Comprehensive cover with a £400 Accidental Damage, Fire and Theft
excess
Estimated premium: £892.70 (inc insurance premium tax at 5%) based upon
the details provided by you and with yourself only driving.
Having received and referred your quotation to our Underwriters we are
able to offer you the following quotation in respect of your Ford
sierra rs cosworth 3 door
Comprehensive cover with a £400 Accidental Damage, Fire and Theft
excess
Estimated premium: £892.70 (inc insurance premium tax at 5%) based upon
the details provided by you and with yourself only driving.
![Banana](https://passionford.com/forum/images/smilies/banana_dance.gif)
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SUPERB NEWS!!!!!
CHEERS TONY AND ALL AT GREENLIGHT!
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#11
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Hi Chez,
Having just seen your post, can you PM me your actual name and postcode - then I'll be able to check progress for you.
Kind regards
Tony
Having just seen your post, can you PM me your actual name and postcode - then I'll be able to check progress for you.
Kind regards
Tony
Originally Posted by bigchez
Its a policy with equity red star. I can't get the classic at the min as they won't cover my age (24) for 300+ brake. My S2 was on the classic which was pretty cheap! ![Sad](https://passionford.com/forum/images/smilies/icon_sad.gif)
XS is £450 for HIC compared to £750 for Brentacre - TBH I'm prefering slightly less XS incase the worst happens! I'm gonna call Greenlight in a min cos I hate waiting for emails!!
![Sad](https://passionford.com/forum/images/smilies/icon_sad.gif)
XS is £450 for HIC compared to £750 for Brentacre - TBH I'm prefering slightly less XS incase the worst happens! I'm gonna call Greenlight in a min cos I hate waiting for emails!!
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Just searched for 3dr, 300BHP Cosworth - think ive found your quotation.
It's already been replied to using a talk21 e-mail address, but if you havent received this i'll send again.
Kindest regards
Tony
It's already been replied to using a talk21 e-mail address, but if you havent received this i'll send again.
Kindest regards
Tony
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Originally Posted by Tony @ Greenlight
Just searched for 3dr, 300BHP Cosworth - think ive found your quotation.
It's already been replied to using a talk21 e-mail address, but if you havent received this i'll send again.
Kindest regards
Tony
It's already been replied to using a talk21 e-mail address, but if you havent received this i'll send again.
Kindest regards
Tony
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i take it you spoke to bufty then mate
what u worried about them insurance quote for, they are only a little more than i pay for my RS2000
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what u worried about them insurance quote for, they are only a little more than i pay for my RS2000
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Originally Posted by kitchy
i take it you spoke to bufty then mate
what u worried about them insurance quote for, they are only a little more than i pay for my RS2000![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
what u worried about them insurance quote for, they are only a little more than i pay for my RS2000
![Surprised](https://passionford.com/forum/images/smilies/bigcry.gif)
![Big Grin](https://passionford.com/forum/images/smilies/icon_mrgreen.gif)
Originally Posted by DaBoy12s
just out of interest what price did you get Chez?
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#19
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Hi Chez,
Just to clarify, the policy is not a classic car contract, it's based upon our one of our modified car schemes which unlike classic policies actually accrues NCB.
Classic car policies do not require NCB and although they can be quite competitive your NCB is not in use and will expire after 2 years.
With regard to your cover under the modified contract - in addition to the traditional cover you expect from comprehensive cover polcies this also includes like-for-like replacement of individually damaged/stolen modified parts, agreed value is available and track cover is available on a per-event basis from the Underwriter concerned.
Hope this helps.
Kind regards
Tony
Just to clarify, the policy is not a classic car contract, it's based upon our one of our modified car schemes which unlike classic policies actually accrues NCB.
Classic car policies do not require NCB and although they can be quite competitive your NCB is not in use and will expire after 2 years.
With regard to your cover under the modified contract - in addition to the traditional cover you expect from comprehensive cover polcies this also includes like-for-like replacement of individually damaged/stolen modified parts, agreed value is available and track cover is available on a per-event basis from the Underwriter concerned.
Hope this helps.
Kind regards
Tony
#20
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anothe happy greenlight customer
Tony i'll be back to you guys next year...started saving already, and the donkey diesel will be gone it time for something suitbale for lemans 2008
may not be a ford, but it will definately be a little exciting, and i'll be calling you guys first
Tony i'll be back to you guys next year...started saving already, and the donkey diesel will be gone it time for something suitbale for lemans 2008
may not be a ford, but it will definately be a little exciting, and i'll be calling you guys first
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#21
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Originally Posted by Tony @ Greenlight
Hi Chez,
Just to clarify, the policy is not a classic car contract, it's based upon our one of our modified car schemes which unlike classic policies actually accrues NCB.
Classic car policies do not require NCB and although they can be quite competitive your NCB is not in use and will expire after 2 years.
With regard to your cover under the modified contract - in addition to the traditional cover you expect from comprehensive cover polcies this also includes like-for-like replacement of individually damaged/stolen modified parts, agreed value is available and track cover is available on a per-event basis from the Underwriter concerned.
Hope this helps.
Kind regards
Tony
Just to clarify, the policy is not a classic car contract, it's based upon our one of our modified car schemes which unlike classic policies actually accrues NCB.
Classic car policies do not require NCB and although they can be quite competitive your NCB is not in use and will expire after 2 years.
With regard to your cover under the modified contract - in addition to the traditional cover you expect from comprehensive cover polcies this also includes like-for-like replacement of individually damaged/stolen modified parts, agreed value is available and track cover is available on a per-event basis from the Underwriter concerned.
Hope this helps.
Kind regards
Tony
![Surprised](https://passionford.com/forum/images/smilies/shocked.gif)
Can't believe within the space of an hour I can half my premium and XS, and keep/accrue NCB.
Excellent work, and I shall be recommending Greenlight as first port of call from now on!
Thanks again Tony.
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#22
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Glad to hear it buddy.
You'd been with us so long that the place just doesnt seem the same without you
Kind regards
Tony
You'd been with us so long that the place just doesnt seem the same without you
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Kind regards
Tony
Originally Posted by gingeRS
Tony i'll be back to you guys next year...started saving already, and the donkey diesel will be gone it time for something suitbale for lemans 2008
may not be a ford, but it will definately be a little exciting, and i'll be calling you guys first
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
may not be a ford, but it will definately be a little exciting, and i'll be calling you guys first
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
#26
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Vroom,
You can still use hotmail, but you will need to add greenlight to your safelist before you apply.
Due to our sending a quote guarantee and details via e-mail for our potential customer to retain for each application made, we do send an awful lot of e-mails each day.
Whilst these are genuine (ie not spam) the enhancements to Hotmail accounts in terms of their spam/junk filter often mean that our e-mails unfortunately end up there.
We have contacted Microsoft three times in an attempt to resolve, but they are such a goliath of a company and the best they could offer for a sizeable fee would be around a 25% improvement in receipt of mail.
With this in mind we backed off and continued our development of an automated process, which will be available next year.
In the meantime, if you have a hotmail address you can still apply online with that address - but in the event that you do not receive a reply simply call our office and we will be able to trace your online application.
Alternatively, you could set yourself up with another free address that has greater flexibility (such as gmail - google mail or similar).
Kind regards
Tony
You can still use hotmail, but you will need to add greenlight to your safelist before you apply.
Due to our sending a quote guarantee and details via e-mail for our potential customer to retain for each application made, we do send an awful lot of e-mails each day.
Whilst these are genuine (ie not spam) the enhancements to Hotmail accounts in terms of their spam/junk filter often mean that our e-mails unfortunately end up there.
We have contacted Microsoft three times in an attempt to resolve, but they are such a goliath of a company and the best they could offer for a sizeable fee would be around a 25% improvement in receipt of mail.
With this in mind we backed off and continued our development of an automated process, which will be available next year.
In the meantime, if you have a hotmail address you can still apply online with that address - but in the event that you do not receive a reply simply call our office and we will be able to trace your online application.
Alternatively, you could set yourself up with another free address that has greater flexibility (such as gmail - google mail or similar).
Kind regards
Tony
Originally Posted by vroooom ptssssh
I cant do an online quote as I havent got another email addy other than hotmail ![Sad](https://passionford.com/forum/images/smilies/icon_sad.gif)
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#27
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hiya tony. I have a series 1 escort turbo, with 5 years NCB. Im 24, no dodgy history. What could you do for me? car needs insuring ASAP as it ran out 2 weeks ago. best i have had so far is £350 with 5000 limited miles and protected NCB.
Cheers!
Mike
Cheers!
Mike
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Wow tony you are very helpfull,
Im gonna set myself up a google mail account and get busy as ive just picked up a non custom series 2 that maybe be used for the odd track day......Also i would prefer to use a company that will not penalise you for having modifications aswell
Cant wait to see what they come up with
Im gonna set myself up a google mail account and get busy as ive just picked up a non custom series 2 that maybe be used for the odd track day......Also i would prefer to use a company that will not penalise you for having modifications aswell
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Cant wait to see what they come up with
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#30
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Hi Mike,
We can certainly cover the vehicle and your record does sound good, but I think our comprehensive cover minimum premium for a 24 year old is above £350.
So although we can offer the cover you need (like for like mods replacement, Protected NCB, track cover option etc), until you turned 25 we'd be more than the quote you've already had.
If you have 5 mins spare and still wish to see what we can do, simply log onto www.greenlightinsurance.com we'd be happy to do our best for you.
Im just mindful that due to the type of cars we Insure our minimum premiums will impact upon what we can offer.
Kind regards
Tony
We can certainly cover the vehicle and your record does sound good, but I think our comprehensive cover minimum premium for a 24 year old is above £350.
So although we can offer the cover you need (like for like mods replacement, Protected NCB, track cover option etc), until you turned 25 we'd be more than the quote you've already had.
If you have 5 mins spare and still wish to see what we can do, simply log onto www.greenlightinsurance.com we'd be happy to do our best for you.
Im just mindful that due to the type of cars we Insure our minimum premiums will impact upon what we can offer.
Kind regards
Tony
Originally Posted by boXXer
hiya tony. I have a series 1 escort turbo, with 5 years NCB. Im 24, no dodgy history. What could you do for me? car needs insuring ASAP as it ran out 2 weeks ago. best i have had so far is £350 with 5000 limited miles and protected NCB.
Cheers!
Mike
Cheers!
Mike
#31
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greenlight came up trumps on my quote
£1000 cheaper than im paying now...!!!!
BUT... BUDGET (RIPOFF) want £500 + to cancel my existing policy
so im stuck...
god im angry...
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
![Top](https://passionford.com/forum/images/smilies/smile011.gif)
BUT... BUDGET (RIPOFF) want £500 + to cancel my existing policy
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
![Wall](https://passionford.com/forum/images/smilies/wall.gif)
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so im stuck...
god im angry...
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#32
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JUST SO EVEYONE KNOWS, BUDGET INSURANCE ARE AN ABSOLUTE RIP OFF, DONT TOUCH THEM, ONCE THEY TOOK YOUR MONEY THEY DONT GIVE A SHIT, CUSTOMER SERVICE IS DISGUSTING!!!!!!!
NEXT YEAR I'L DEFO BE USING GREENLIGHT !!!!!!
NEXT YEAR I'L DEFO BE USING GREENLIGHT !!!!!!
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#33
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Just got my quote through from greenelight,
But i have a ? where the first number goes on the price it reads
Estimated premium: ?82.70 (inc insurance premium tax at 5%) based upon the details provided by you and with yourself only driving
Just waiting to get in touch now
But i have a ? where the first number goes on the price it reads
Estimated premium: ?82.70 (inc insurance premium tax at 5%) based upon the details provided by you and with yourself only driving
Just waiting to get in touch now
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#37
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I do..
As a rule of thumb, if you are aged 25 or over (doesnt have to be comprehensive cover) are not involved in the motor trade, self-drive hire, or taxi/courier driving then it is likely that you will be able to drive other cars that are not owned/registered/belonging to you on a Third Party cover basis.
All main scheme underwriters include this extension as above, but our older limited mileage policies (arranged pre July 2007) may also have this extension excluded.
It takes 2 seconds to check on our system, all you need do is contact us on 01277 263030 so we can confirm.
A more immediate way to check (for all Insurance providers - not just Greenlight) is to take a look at your certificate of motor insurance, as if the extension is included it will usually be listed next to the classes/permissions/people allowed to drive.
Kind regards
Tony
As a rule of thumb, if you are aged 25 or over (doesnt have to be comprehensive cover) are not involved in the motor trade, self-drive hire, or taxi/courier driving then it is likely that you will be able to drive other cars that are not owned/registered/belonging to you on a Third Party cover basis.
All main scheme underwriters include this extension as above, but our older limited mileage policies (arranged pre July 2007) may also have this extension excluded.
It takes 2 seconds to check on our system, all you need do is contact us on 01277 263030 so we can confirm.
A more immediate way to check (for all Insurance providers - not just Greenlight) is to take a look at your certificate of motor insurance, as if the extension is included it will usually be listed next to the classes/permissions/people allowed to drive.
Kind regards
Tony
Originally Posted by 5axo.rst
Does anyone know whether Greenlight Full comp insurance covers you to drive any other car (with the owners permission)?
Cheers
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Cheers
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