Have you ever been charged by your bank????
27-10-2006, 10:44 AM
#681
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Originally Posted by smitsturbo
i forgot to write what happend to me about this...
firstly it cost me £90 for 3 & half years statements,
totalled it up to about £1600,
sent the letter telling them to pay up,
a week later i got a letter 3 pages long telling me about contracts etc etc
basicly they have told me to fuck off?
what now
that was clydesdale bank by the way
firstly it cost me £90 for 3 & half years statements,
totalled it up to about £1600,
sent the letter telling them to pay up,
a week later i got a letter 3 pages long telling me about contracts etc etc
basicly they have told me to fuck off?
what now
that was clydesdale bank by the way
27-10-2006, 10:46 AM
#682
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Originally Posted by fordsportjay
has anyone had any dealings with mbna
a few years ago i got well and truly into debt with them and was getting hefty charges every month for either late payments or being over my limit.
must have gone on for over 2 years.
im under my limit now but still owe nearly £3000!
is this the sort of thing i can claim back?
i hate the bastards as they gave me a loan on the understanding i paid off my card and the limit went down from £3000 to £500.they gave me the loan and then upped my limit to £4200 instead which of course i eventually ran up again-
never do it again but detest paying them anything each month !
a few years ago i got well and truly into debt with them and was getting hefty charges every month for either late payments or being over my limit.
must have gone on for over 2 years.
im under my limit now but still owe nearly £3000!
is this the sort of thing i can claim back?
i hate the bastards as they gave me a loan on the understanding i paid off my card and the limit went down from £3000 to £500.they gave me the loan and then upped my limit to £4200 instead which of course i eventually ran up again-
never do it again but detest paying them anything each month !
27-10-2006, 10:48 AM
#683
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Originally Posted by lamb chops
Has anyone beaten my 6.5k though
she also got £9,000 from abbey last week 
27-10-2006, 11:00 AM
#684
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I notice on my statement it says "overdrafy fee 100 quid and Debit interest 60 quid".These charges will be taken soon.What out of these can I claim?I dont know which is which?cheers peeps.
27-10-2006, 11:19 AM
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Originally Posted by Smit
I posted off requesting £1611.00 over the past 3 years as only been with them that long....
Went on holiday for 2 weeks..
Came home to letter offering £1500.
I accepted...
Posted the accepted letter recorded delivery yesterday...
Is in my bank today.
Happy fuckin days!
Went on holiday for 2 weeks..
Came home to letter offering £1500.
I accepted...
Posted the accepted letter recorded delivery yesterday...
Is in my bank today.
Happy fuckin days!
WELL DONE THOUGH MATEY
27-10-2006, 11:22 AM
#686
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Originally Posted by lamb chops
Got my bank statments from Barclays on Friday, 6.5k total for three accounts!! think I will be claiming this back thanks very much 
Makes my £670 quid for 6 years banking look like pennies
27-10-2006, 01:03 PM
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Originally Posted by Uncle Winnett
i won again
£1318
hlifax this tme
john
£1318
hlifax this tme
john
27-10-2006, 04:26 PM
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Originally Posted by Graceland
Originally Posted by lamb chops
Got my bank statments from Barclays on Friday, 6.5k total for three accounts!! think I will be claiming this back thanks very much
Makes my £670 quid for 6 years banking look like pennies
Will be over the moon if I get it back I have to say. Now where's that RS500 I want..
28-10-2006, 12:27 AM
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Originally Posted by DanCossie
Originally Posted by Uncle Winnett
i won again
£1318
hlifax this tme
john
£1318
hlifax this tme
john
john
28-10-2006, 07:16 AM
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OH NOOO!!
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
28-10-2006, 07:18 AM
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Originally Posted by TemptRS
OH NOOO!!
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
28-10-2006, 07:20 AM
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Originally Posted by starturbo
Originally Posted by TemptRS
OH NOOO!!
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
28-10-2006, 08:50 AM
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Originally Posted by TemptRS
Originally Posted by starturbo
Originally Posted by TemptRS
OH NOOO!!
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
I have a letter saying that they're not paying out and i gotta contact the ombudsman, so now what do i do??
I'm only claiming for £250 so is it worth it, and they have already paid me out over 1k so whats the chances they'll do it again?
28-10-2006, 06:28 PM
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hi, dont worry about the ombudsan rubbish its just a standard reply to fob you off. just ignore them. carry on with your calims as normal. stick with it and you will have your money back soon enough
any problems or questions just go to www.consumercorner.co.uk.
any problems or questions just go to www.consumercorner.co.uk.
28-10-2006, 06:33 PM
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Originally Posted by turbo1973
whats the lloyds tsb like for getting charges back and has any one had money back off of credit cards
just as way of a little proof one of our members was claiming £18,000 (now they say they cannot afford to defend these claims) they bartered for days just before the hearing and got as far as 90% of the claim when we still said no sod off. they backed off and apid 100%
all credit to the member for sticking it out and trusting us though 
as for credit cards 1000's of people have succesfully claimed back the charges, the circumstances and laws are the same as for banks, catalogues, loans, mortgages, ppi, erp's etc. etc. even cancelled contracts
28-10-2006, 06:38 PM
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Originally Posted by MATCOS
Ok without reading through 19 pages , has anyone had any success with Nationwide, when I last read it seemed they were the hardest to get the charges from 
, has anyone had any success with Nationwide, when I last read it seemed they were the hardest to get the charges from it is all easy with all of them. we have standard replies to their standard replies
even preformatted responses to their defences.it is just a matter of time before they pay. and they will pay
31-10-2006, 08:03 AM
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Originally Posted by TemptRS
i dunno what step to take next??
31-10-2006, 08:10 AM
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how do i do that then?
I noticed on my account that they were about to charge me £50 for going £30 overdrawn for ONE day
So i just called them up and demanded to speak to a manager and i got a result, they have refunded it
I noticed on my account that they were about to charge me £50 for going £30 overdrawn for ONE day
So i just called them up and demanded to speak to a manager and i got a result, they have refunded it
31-10-2006, 08:17 AM
#704
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hi you need to be logged into www.consumercorner.co.uk then go here it explains all you need to know http://consumercorner.co.uk/forum/index.php?topic=61.0
ps. excellent result with the phone call
ps. excellent result with the phone call
10-11-2006, 12:20 AM
#706
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I ordered the statements via the phone from Barclays about a month ago and immediately sent the letter to the local bank but with my own twist on it. About 2-3 weeks ago i received a letter of acknowledgement saying i will hear from them by the 8th of November.
Got the letter on the other day (8th) and they offered me £390, i claimed for £750. The letter basically states that they disagree and also another paragrath that i knew the terms and conditions when i joined but they then say HOWEVER, we will offer £390 as offer of goodwill to end the matter.
I can't be bothered to send another letter but a number is provided, so would it be worth a go on the phone or shall i just sign the form for and stick with the offer? What about the a meeting with the bank manager is that worth a go?
Got the letter on the other day (8th) and they offered me £390, i claimed for £750. The letter basically states that they disagree and also another paragrath that i knew the terms and conditions when i joined but they then say HOWEVER, we will offer £390 as offer of goodwill to end the matter.
I can't be bothered to send another letter but a number is provided, so would it be worth a go on the phone or shall i just sign the form for and stick with the offer? What about the a meeting with the bank manager is that worth a go?
follow the advice, claim ALL your money back. Why give them £350?? If you dont want it I will have it mind
10-11-2006, 05:54 AM
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Originally Posted by smitsturbo
i forgot to write what happend to me about this...
firstly it cost me £90 for 3 & half years statements,
totalled it up to about £1600,
sent the letter telling them to pay up,
a week later i got a letter 3 pages long telling me about contracts etc etc
basicly they have told me to fuck off?
what now
that was clydesdale bank by the way
firstly it cost me £90 for 3 & half years statements,
totalled it up to about £1600,
sent the letter telling them to pay up,
a week later i got a letter 3 pages long telling me about contracts etc etc
basicly they have told me to fuck off?
what now
that was clydesdale bank by the way
10-11-2006, 08:06 AM
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they will not offer you anymore money now tell them to sod off. why are you giving them £350??? the amount of work you need to put in to get the rest is about half an hour so £750 an hour aint bad. or are you a bank manager
10-11-2006, 08:33 AM
#710
HSBC just tried to charge me £125 for 5 transactions while I was overdrawn. I've had to take a proper overdraft to pay them. fuckers
Been sending letters back and forth for 3 months and they want a fookin list of EVERY charge, debit interest payment and Reference number and date. Twats.
Been sending letters back and forth for 3 months and they want a fookin list of EVERY charge, debit interest payment and Reference number and date. Twats.
10-11-2006, 08:42 AM
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have you sent them a letter threatening cour? have you got all your statements ? you can claim allthe interest and any setup fee for the overdraft ! as you wouldnt need it if it wasnt for the charges go to www.consumercorner.co.uk HSBC are the best and quickest payer
10-11-2006, 02:26 PM
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Originally Posted by jbsportstech
Hi guys I am new! Drive a Focus ST
HAS ANYONE GOT THERE MONEY BACK OUT OF NATWEST ?????????? AS I RECKON THEY OWE ME CLOSE ON 2K!!!!
PLUS DO THEY CLOSE YOUR ACCOUNT?
HAS ANYONE GOT THERE MONEY BACK OUT OF NATWEST ?????????? AS I RECKON THEY OWE ME CLOSE ON 2K!!!!
PLUS DO THEY CLOSE YOUR ACCOUNT?
Look onm the website that's been listed a hundred times, go to the Natwest forum and whoopppeeee
11-11-2006, 03:00 PM
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Just finished filing a small claims against the RBS, as they dared to challenge me with a paltry offer of £420 out of £3391
They now owe me another £834.39 in interest too!!
Let you know how I get on!!
They now owe me another £834.39 in interest too!!
Let you know how I get on!!
11-11-2006, 03:38 PM
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Originally Posted by Oranoco
Will be giving Barclays a kick up the bum soon but don't want to piss them off before my mortgage gets underway
we'll still be here
nice one kjc300
16-11-2006, 04:00 PM
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Originally Posted by M K
which is the next letter to send after they offer you a partial refund? of the total amount requested
btw how much you asking for??
16-11-2006, 04:09 PM
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this one if its before court http://consumercorner.co.uk/forum/index.php?topic=50.0
this one if its after court http://consumercorner.co.uk/forum/index.php?topic=49.0
this one if its after court http://consumercorner.co.uk/forum/index.php?topic=49.0