Christian and Beccy

iTrader: (14)

I am after insuring an 8 or 9 seat Minibus for a weekend and need to find an insurance company that can cover me.

Tony from Greenlight kindly sent me a link to www.dayinsure.com (nothing to do with him, I think he just Google'd it), but they sound a little weird and at £10 per day it just seems a little too good to be true, so I want a second opinion!

Any help appreciated.

dave cos4x4

iTrader: (5)

£10 per day, thats £3650 per year,not that cheap.

Christian and Beccy

iTrader: (14)

I mean, imagine if you only take 1 days insurance.

They have to administrate it, write some form of Cover-note, post it and also cover the Insurance premium out of £10. Just doesn't seem possible to me. Great news if it is!!

Si B

iTrader: (59)

Do you need insurance?

Seriously though, depending on where you're getting the mini bus from, I'd have thought normally they would have insurance for you. As in if you hire from Hertz / Avis the cost includes insurance.

The minibus I look after for the local Scout Group has it's own insurance policy which covers ANY driver over age 25 that has been given permission by the Scout Group to drive it - so a lot of people drive it under the Group's policy.

Depending on your own insurance's specific wording you may well be covered by your own car policy as well - normally third party only cover (so don't crash anything you can't afford to fix!) and IIRC vehicles up to 7 seats (so poss not the minibus you're talking about, but smaller vans and people carriers should be ok)

It may also be worth checking with whoever owns / insures the minibus currently if they can add you onto their own policy as a named driver as a last alternative? I did that with a car of mine, and added a friend on my Fully Comp policy for £40 for 2 weeks. Worth it for peace of mind.

Hope someone else can help you with some better suggestions!
Simon

dave cos4x4

iTrader: (5)

just give them a ring and find out then.

£10 is fook all is it.

focusv8

Look at the terms and its an electronic cover note You print it off.
.

Christian and Beccy

iTrader: (14)

SiB,

I have had several quotes and the best of them is a VW Main Dealer, but they cannot insure me as I have a fairly nasty ban (NOT DD) in my driving history. They have given me a pukka price for the hire without insurance, so I can sort my own, however, they ask for it to be decent cover, ideally with the vehicle specified.

Greenlight (understandably) can't cover me as it is not a performance vehicle!! I'm fine with that.

For certain reasons, we have had to be fussy with what we hire, so to have found someone that has the ideal vehicle, it was so typical that there would be an obstacle like this!!

OK, I haven't read the detailed terms, but I requested a call-back, which I received from a Mobile number and was a girl who sounded like she really couldn't give a crap. I only worried incase it was some kind of fly-by-night company. The vehicle is worth over £20k, so I want good cover!

Cheers for your help guys.

NUTS RuS

iTrader: (35)

First heard of them about 18 months ago Christian, so they have deffinatly been around that long and the bottom of the site quotes

"dayinsure.com is underwritten by Norwich Union Insurance, a member of the Aviva group.
Norwich Union Insurance Limited. Registered in England Number 99122. Registered Office 8 Surrey Street, Norwich, NR1 3NG.
Authorised and Regulated by the Financial Services Authority."

The web name is registered via SCHLUND+PARTNER AG and is owned and operated by Vince Powell of DCML in Stockport Manchester and hosted by 1and 1.

Trace DCML back and they have a portfolio of vehicle related products
http://www.dcmnet.com/public/index.aspx

Make your own mind up if its fly by night or not though

Rob M666SCC

are you not covered on your trade policy ???

mine covers me to drive anything

ronf42

iTrader: (2)

http://www.norwichunion.com/short-te...ance/index.htm

didnt read any of the terms and conditions, but may be of some help

Tony @ Greenlight

Hi Christian/Beccy,

The link that Ron's posted is basically the same cover, but direct with Norwich Union.

If it's underwritten by Norwich Union it should be ok.. just means dealing "overseas" if you need to call/have a claim.

May be safer following Ron's link.

Kind regards

Tony

M Brian

i thought that cover was only for third party only insurance for a day?

Christian and Beccy

iTrader: (14)

Strangely, Beccy emailed a query via the Norwich Union site this morning and half-an-hour later we got an email from 'Day Insure', which we can only assume was a reply to the Norwich Union one.

Which makes it seem even more odd as I got a call from Day Insure last time I mailed them, but it was from a girl calling from a Mobile Number who sounded like she was trading from home!! Hardly Norwich Union style.

M Brian - Interesting point. I will have to investigate that.

John Laverick

That looks REALLY interesting!!

I was planning on not using my RS AT ALL this year as I have just bought a sports bike and can't justify having 3 x Insurance/Tax & MOT [including my runabout].

This short term insurance would let me take the car to occasionaly track-days/shows if I fancied it!!

Cool