Latest VISA CARD /MASTER CARD SCAM
21-02-2006, 08:45 AM
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Latest VISA CARD /MASTER CARD SCAM
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CREDIT CARD FRAUD: IMPORTANT - PLEASE READ
>
Quote: This information is worth reading. By understanding how the VISA &
>MasterCard Telephone Credit Card Scam works, you'll be better prepared to
>protect yourself.
>
One of our employees was called on Wednesday from "VISA", and I was called
>on Thursday from "MasterCard". Note, the callers do not ask for your card
>number; they already have it.
>
The scam works like this: Person calling says, "This is (name), and I'm
>calling from the Security and Fraud Department at VISA. My Badge number is
>12460. Your card has been flagged for an unusual purchase pattern, and I'm
>calling to verify. This would be on your VISA card that was issued by (name
>of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a
>Marketing company based in (name of any town or city)?"
>
When you say "No" the caller continues with, "Then we will be issuing a
>credit to your account. This is a company we have been watching and the
>charges range from £150 to £249, just under the £250 purchase pattern that
>flags most cards. Before your next statement, the credit will be sent to
>(gives you your address), is that correct?"
>
You say "yes". The caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should call the 0800 number
>listed on the back of your card and ask for Security. You will need to refer
>to this Control Number. The caller then gives you a 6 digit number. "Do you
>need me to read it again?"
>
Here's the IMPORTANT part on how the scam works. The caller then says, "I
>need to verify you are in possession of your card". He'll ask you to "turn
>your card over and look for some numbers". There are 7 numbers; the first 4
>are part of your card number, the next 3 are the security Numbers that
>verify you are the possessor of the card. These are the numbers you
>sometimes use to make Internet purchases to prove you have the card. The
>caller will ask you to read the 3 numbers to him.
>
After you tell the caller the 3 numbers, he'll say, "That is correct, I just
>needed to verify that the card has not been lost or stolen, and that you
>still have your card. Do you have any other questions?" After you say No,
>the caller then thanks you and states, "Don't hesitate to call back; if you
>do", and hangs up. You actually say very little, and they never ask for or
>tell you the Card number. But after we were called on Wednesday, we called
>back within 20 minutes to ask a question. Are we glad we did! The REAL VISA
>Security Department told us it was a scam and in the last 15 minutes a new
>purchase of £249.99 was charged to our card.
>
Long story made short - we made a real fraud report and closed the VISA
>account. VISA is reissuing us a new number. What the scammers want is the
>3-digit PIN number on the back of the card. Don't give it to them.
>
Instead, tell them you'll call VISA or Master card directly for verification
>of their conversation. The real VISA told us that they will never ask for
>anything on the card as they already know the information since they issued
>the card! If you give the scammers your 3 Digit PIN you think you're
>receiving a credit. However, by the time you get your statement you'll see
>charges for purchases you didn't make, and by then it's almost too late
>and/or more difficult to actually file a fraud report.
>
What makes this more remarkable is that on Thursday, I got a call from a
>"Jason Richardson of MasterCard" with a word-for-word repeat of the VISA
>scam. This time I didn't let him finish. I hung up! We filed a police
>report, as instructed by VISA. The police said they are taking several of
>these reports daily!
>
They also urged us to tell everybody we know that this scam is happening.
>Please pass this on to all your family and friends. By informing each other,
>we protect each other.
CREDIT CARD FRAUD: IMPORTANT - PLEASE READ
>
Quote: This information is worth reading. By understanding how the VISA &
>MasterCard Telephone Credit Card Scam works, you'll be better prepared to
>protect yourself.
>
One of our employees was called on Wednesday from "VISA", and I was called
>on Thursday from "MasterCard". Note, the callers do not ask for your card
>number; they already have it.
>
The scam works like this: Person calling says, "This is (name), and I'm
>calling from the Security and Fraud Department at VISA. My Badge number is
>12460. Your card has been flagged for an unusual purchase pattern, and I'm
>calling to verify. This would be on your VISA card that was issued by (name
>of bank). Did you purchase an Anti-Telemarketing Device for £249.99 from a
>Marketing company based in (name of any town or city)?"
>
When you say "No" the caller continues with, "Then we will be issuing a
>credit to your account. This is a company we have been watching and the
>charges range from £150 to £249, just under the £250 purchase pattern that
>flags most cards. Before your next statement, the credit will be sent to
>(gives you your address), is that correct?"
>
You say "yes". The caller continues - "I will be starting a Fraud
>investigation. If you have any questions, you should call the 0800 number
>listed on the back of your card and ask for Security. You will need to refer
>to this Control Number. The caller then gives you a 6 digit number. "Do you
>need me to read it again?"
>
Here's the IMPORTANT part on how the scam works. The caller then says, "I
>need to verify you are in possession of your card". He'll ask you to "turn
>your card over and look for some numbers". There are 7 numbers; the first 4
>are part of your card number, the next 3 are the security Numbers that
>verify you are the possessor of the card. These are the numbers you
>sometimes use to make Internet purchases to prove you have the card. The
>caller will ask you to read the 3 numbers to him.
>
After you tell the caller the 3 numbers, he'll say, "That is correct, I just
>needed to verify that the card has not been lost or stolen, and that you
>still have your card. Do you have any other questions?" After you say No,
>the caller then thanks you and states, "Don't hesitate to call back; if you
>do", and hangs up. You actually say very little, and they never ask for or
>tell you the Card number. But after we were called on Wednesday, we called
>back within 20 minutes to ask a question. Are we glad we did! The REAL VISA
>Security Department told us it was a scam and in the last 15 minutes a new
>purchase of £249.99 was charged to our card.
>
Long story made short - we made a real fraud report and closed the VISA
>account. VISA is reissuing us a new number. What the scammers want is the
>3-digit PIN number on the back of the card. Don't give it to them.
>
Instead, tell them you'll call VISA or Master card directly for verification
>of their conversation. The real VISA told us that they will never ask for
>anything on the card as they already know the information since they issued
>the card! If you give the scammers your 3 Digit PIN you think you're
>receiving a credit. However, by the time you get your statement you'll see
>charges for purchases you didn't make, and by then it's almost too late
>and/or more difficult to actually file a fraud report.
>
What makes this more remarkable is that on Thursday, I got a call from a
>"Jason Richardson of MasterCard" with a word-for-word repeat of the VISA
>scam. This time I didn't let him finish. I hung up! We filed a police
>report, as instructed by VISA. The police said they are taking several of
>these reports daily!
>
They also urged us to tell everybody we know that this scam is happening.
>Please pass this on to all your family and friends. By informing each other,
>we protect each other.
21-02-2006, 09:14 AM
#2
it's a fairly regular scam that pops up every once in a while
they egt your number by skimming it or buying it from a shp employee or the like
but in order to be able to buy stuff they need the numbers on the back, and seeing as everyone needs to recite those numbers if they are calling over the phone or doing stuff over the net, thats all they need from you
ther aren't many variations of the cscam, but i've had calls from people saying they've been this that or the other, all you do is say you are going to look for the card, keep them hanging for about 15 minutes (it's their phone bill after all
) and then come back saying "OH NO!!!! IT MUST HAVE BEEN STOLEN!!!! I'M GOING TO REPORT IT TO THE NUMBER I'VE GOT WRITTEN DOWN HERE JUST IN CASE OF SUCH AN EMERGENCY" and put the phone down
then give the PROPER people a call to let them know
they egt your number by skimming it or buying it from a shp employee or the like
but in order to be able to buy stuff they need the numbers on the back, and seeing as everyone needs to recite those numbers if they are calling over the phone or doing stuff over the net, thats all they need from you
ther aren't many variations of the cscam, but i've had calls from people saying they've been this that or the other, all you do is say you are going to look for the card, keep them hanging for about 15 minutes (it's their phone bill after all
) and then come back saying "OH NO!!!! IT MUST HAVE BEEN STOLEN!!!! I'M GOING TO REPORT IT TO THE NUMBER I'VE GOT WRITTEN DOWN HERE JUST IN CASE OF SUCH AN EMERGENCY" and put the phone downthen give the PROPER people a call to let them know
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22-02-2006, 08:41 AM
#10
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Join Date: May 2003
Location: BURTON ON TRENT
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Originally Posted by edd
not being funny but you'd have to be seriously retarded to fall for that.
yes, but theres alot of people like that in the world.
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