as most of you will probibly know some insurance companys wont insure a Q plated car , for what ever the reason for the Q plate might have being put on the car for.
was just wondering if there was a loop hole with the system where by haveing a personal plate on the car would let the insurance company insure you on the car with out any probloms ?

 

you cant put a personalised plate on a q plate car mate as i looked into this when i found a mint car but was on a q plate so didnt bother as insurance was a issue.

 

arrgh ok then chears mate , is it posable to insure a Q plate car ? does it have to go through the same checking process as a kit car , ? to get signed off or what ever its techinal name is so it can go on the road ?

 

for mot purposes, theres loadsa stuff not testable on Q plates, a lot of the age related items become not testable, rear seat belts, side repeaters.

Have you tried specialist insurers like adrian flux for a Q reg?

 

get a traders policy

 

so i.e. theres less to fail on with a mot on a Q plate ? i havent tryed for insurance on a Qplate yet , the reason i ask is becos iv being told of something that may be coming up for sale that sounds very "intresting" but unfortunatly its on a Q plate , so was just making some enquiries about wot can be done about them ,

as for the traders insurance , as far as im aware its very hard to get hold off , and wouldent really no how to go about getting it lol

 

Speak to PAULB on the seriesoneturbo website he has his own insurance company very helpful you can only insure a Q plate 3rd party as i was looking into this a while ago.

 

will do chears mate !

 

my mum used to have a q plate xr2, was a nightmare to insure

 

yea mate thats wot iv being hearing from most people iv asked about the subject , sounds like its going to be more agro than its worth , think im goin to turn down the offer lol

 

Hi, long time lurker/first time poster here.
I joined up to reply to this question, as I think can shed some light on it.
Most companies will only insure Q's 3rd party only, without fire and theft cover, but some will give you the F+T cover you want. I insured my old Q plated Escort with Swindle (sorry, Swinton), and they were perfectly ok about it. You could also try taking out a traders policy assuming it doesn't omit Q platers.

Once a Q, always a Q.....in that the vehicle has to wear a Q plate for the rest of it's life. Most companies will ask why it's been Q'd too, so make sure you know. Also, remember that the emmissions test part of the MOT is not applicable to Q platers. The only check is a visible one, ie look to see if the car is "smoking". If not, it's a pass.

Hope this helps.