No claims after insurance claim
#1
I've found that life I needed.. It's HERE!!
Thread Starter
No claims after insurance claim
Hi all recently I was involved in a crash, other party admitted fault and my insurance told me it wouldn't affect my no claims or my insurance in any way, since this I had a quote off another company and when I checked my present company the premium had gone up £600 does this mean I'm not going to get my no claims or is it just as a result of being involved in a crash? Any help appreciated
#2
PassionFord Post Whore!!
You will keep your no claims if it's a non fault accident claimed against the other persons insurance.
Going up £600 is steep. Whenever I rang round and told them about my claim against someone else they said it doesn't make any difference.
Going up £600 is steep. Whenever I rang round and told them about my claim against someone else they said it doesn't make any difference.
#3
I've found that life I needed.. It's HERE!!
Thread Starter
Went from 900 odd this year to 1588 next year and I just reinsured through another company for 714 but they obviously want proof of no claims and said the same as you, that as it was none fault it shouldn't matter but as this is my first claim I thought I'd ask for other peoples experience thanks
#5
I've found that life I needed.. It's HERE!!
Thread Starter
#7
I've found that life I needed.. It's HERE!!
Yep, see my previous threads about my son's premiums going up because of a non-fault claim he made.
Legalised robbery if you ask me, so my advice is shop around and if you're not happy with the price your existing insurer is quoting, tell 'em to shove it and go elsewhere!
Legalised robbery if you ask me, so my advice is shop around and if you're not happy with the price your existing insurer is quoting, tell 'em to shove it and go elsewhere!
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#8
Ben
If you've had an accident, you're still seen as a higher risk driver, regardless of who's at fault.
#9
I had this argument when someone hit my wifes car, she wasn't even in it, her premium went up and when I asked why they said statistically if you have a non fault claim you are more liked to have a fault claim, I then asked where they are getting there statistics from, they wouldn't say.
#10
PassionFord Post Whore!!
#11
Ben
Kind of makes sense, but yeah, can't tar everyone with the same brush really.
#12
Ben
I had this argument when someone hit my wifes car, she wasn't even in it, her premium went up and when I asked why they said statistically if you have a non fault claim you are more liked to have a fault claim, I then asked where they are getting there statistics from, they wouldn't say.
If the driver isn't even present, how the fuck can that make him/her a higher risk?!
#16
I've found that life I needed.. It's HERE!!
I had this argument when someone hit my wifes car, she wasn't even in it, her premium went up and when I asked why they said statistically if you have a non fault claim you are more liked to have a fault claim, I then asked where they are getting there statistics from, they wouldn't say.
#19
Advanced PassionFord User
So someone crashes through your garden and into your car, that makes you a higher risk???
Obviosly your going to do the same thing as its happened to you??
Common sense prevails
Obviosly your going to do the same thing as its happened to you??
Common sense prevails
#23
Part of the Furniture
D16PJM similar to my renewal, a girl pulled out on me from a junction totaled my dads car 100% her fault claimed responsability, still my nice quote of £178 on my 2003 focus 2.0 ghia went up to £240, argued with the cunt on the phone says i am statistically more likely to have another accident within 6 months.
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