Just a quickie while i am sitting here pondering.

Next year i am going to be 20 with 2 years NCB on my insurance and i am feeling the urge for a Cossie to use as a toy after being in Divas this week, i forgot how much fun they are.

But, what would the insurance be like on one? Affordable? I will be 20 with 2 years NCB living in a L post code area (Liverpool).

If it will be silly money then i will scrap the idea until i am older and just get something else, probably another German car, a boring Audi.

 

easily in excess of £1200

 

think more of double or tripple that price at 20. most insurers wont take you on till ur 21....

 

when i was 20 i paid £2000 3rd party fire theft that was 9 years ago so it wont be any better now i would imagine. save your cash and wait for the right time mate

 

i couldn't insure one untill i was 21, and i live in an area where it makes the headlines if a squirrel crosses the road.

 

Im the same as WongRS.

Ive scraped the idea for a year, and waiting till im 21.

 

its worth the wait, think i was 21 when i got mine, and maybe 22 when i insured it

 

You WILL find someone to insure you but I gaurantee you that same company will be heavily into buggary!!

 

East London postcode (averagely bad), 23 with 3 years no claims on a RWD Saff was £1200 third party f&t for me last year.

 

Yeah think i will be waiting. Not in any rush, just thought if the insurance was affordable i would think about getting one.

Audi it is then. Lol.

 

soory off topic, but shorty did you get my pm about your injectors? the 55s.

 

Yeah mate sorry they are all sold.

I might be getting some more soon, i will let you know if i do.

 

try peter best insurance fella

 

im 20 with full ncb (3) and im paying £2000 fully comp with mods. so it is do-able

 

Had a quote at 19 with 2ncb for £2000 tf&t.

 

I got mine when I was 21, don't think I had any no claims at the time as my CD player was robbed 8 months previous. My insurance, fully comp, was £1500ish.

 

I pay £1500 mate have done since i was 22 now 24 paying the same not gone down for me

 

£2000 is not that much money paid monthly - i'd get one as soon as possible - you never no whats round the corner, and you don't want any regrets in life...I got one at 20 and it was the best thing i ever did!

 

i was 21 when i brought/insured my 4x4 saff it cost £1020 fully comp with 1 yr no claims and 5 points

now with 2 yr no claims and 22 yr old its £680 fully comp car left on drive and 4k miles limited

 

Thats very good!

Sadly though, i live in a Liverpool (L) post code, so insurance is higher for us Scousers!

Will have to look into it the end of the year.

 

3 years no claims, fully comp on classic insurance, with peter best insurance, limted to 8k a year, agreed value at 6k, and i pay...............£332:con tent:

 

Yeah, how old are you though? 50?

 

Whos that with mate? Sounds bloody resonable! Mines up for renewal next month so will give them a try...

 

11yrs ncb 3pft £550 limited to 2k per yr liverpool post code and i'm 37 although on classic as 2nd car its £200

 

Right here's an idea for all. I am insured on a multi car policy with Footman James.

The deal is I have to have a minimum of 3 cars of which the majority must be classics. So my garage consists of a y reg 998cc Nissan Micra. A standard 2wd Saph Cossie and a heavily modified rally spec 86 Mini (proper one not BMW).

I am 37 and pay £428 fully comp for all 3 cars for my wife and me to drive unlimited mileage. The beauty of this is as its classed as classic insurance no NCD is required.

The policy is based on the Micra and the fact that a group 20 car is on the policy does not come in to it. I was that shocked with the price quoted I asked for confirmation in writing at the time.

Might be something you youngsters could look at. You could acquire 2 rubbish cars put them on sorn and declare them off the road for renovation.

This may help some of you older guys as well. I reduced my yearly insurance from over £1400 saving nearly a grand a year.

 

firs year was with greenlight now im with sureterm direct on a 4x4 policy got the quote through gocompare.com it came up as £232 fully comp but when i paid for it online they rang me back sayin there was sum error so after some argueing i got it for £680 which is still £250 cheaper than greenlights renewal

 

Just recived a quote off greenlight, and I must say I doubt it will be beaten. Going to have a ring round the other insurance companies on here and see what they say this afternoon.

 

No one would touch me on mine at 20. Went with greenlight at 21 for 1450fc all mods declared

 

Looks like its going to be another eh mate

 

i know its not quite the same but when i was 18 i was payin £1300 on and astra GSi, was only group 15(i think) but i did have quotes of up to £4000, worth shopping around you might get a mega deal, but as everyone else has said, i doubt it lol

 

im 24 and ipay £450 fully comp with 5years no claims,(saff 4x4 coss)

 

people in the uk are so lucky, forget about a cossie till you're 25 in the republic of ireland i'm afraid!!! the funny thing is the insurance is reasonable then (1100 euro or so), go figure...

 

try and get under classic insurance if you can?i think it will be a high though i was 20 when i had my sccoobie i was 2300 quid 3 partyi still paid iti wanted to get a cossie but no insurance company would take me on till i was at least 21 and as soon as i hit 21 i had my(sold now) sapphire cosworth outsidei was out all night and day rubbering work so i could go sideways

 

I have thought about classic insurance. Under a classic policy can you use the car everyday as a commuting car? or is it quite limited to the amount of usage etc?

 

4x4 saph, garaged, cat 1 alarm, tracker, very limited mileage, SD&P Fire and Theft only with no mods was £1550 with swinton when I was 20 (clean licence). Makes a slight difference if you have owed the car for a few years and your mother is a named driver... just an idea

 

use can use it dailywell i did with the 3 door

 

got quoted between £500 and £2000 on confused and the company i am with on my series 1 would not qoute me on one and i am 34 with full bonus

 

i paid £5000 for my Cossie when i got it at 18 with 0 no claims lol....wat a mug i was lol

 

I have never paid over 900 for cossie insurance, but now im old its more around the 400 mark

 

im 26,no ncb on the saff,all mods declared,5k miles a year,6k value its 300 on classic insurance