insurance with nos!

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Old 07-04-2008, 10:51 AM
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GavStyli
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Default insurance with nos!

Hic quoted me £450 Full comp, everything declared with agreed valuation etc with a power increase upto to 225bhp, without nos its 200bhp.

but just because the power increase is using nos, they wanting £950 full comp, or i can go tpft for £80 cheaper
tempted to rip it out again

problem is they only have 2 insurers that would cover nitrous

anyone else with nos have an insurer thats a bit cheaper?!
Old 07-04-2008, 10:58 AM
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Chip
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Adrian flux are normally a bit more reasonable, but as far as im aware they ONLY cover Wizards kits due to legal/quality issues with the american ones.
Old 07-04-2008, 11:33 AM
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percybigun
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its stupid the cost of insuring NOS, for something that isnt getting used very often.
Old 07-04-2008, 11:39 AM
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GavStyli
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just called flux, £1500
and they didnt even ask what kit i have

Last edited by GavStyli; 07-04-2008 at 11:40 AM.
Old 07-04-2008, 11:44 AM
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Chip
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Originally Posted by percybigun
its stupid the cost of insuring NOS, for something that isnt getting used very often.
Agreed, but I suspect the claims records for people using it arent good.
Old 07-04-2008, 11:46 AM
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Garage19
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If you have the bottle isolated from the lines then surely your nitrous is only used on the track??
Old 07-04-2008, 11:49 AM
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Chip
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Originally Posted by Garage19
If you have the bottle isolated from the lines then surely your nitrous is only used on the track??
Its still a modification, after all you only use a rollcage if you crash but you have to declare it even on days when you dont crash
Old 07-04-2008, 12:01 PM
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I would just paint the bottle red and call it a plumbed in fire extinguisher system.
Old 07-04-2008, 12:03 PM
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GavStyli
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i told them i wont use it on the road, its still there tho so u have to pay
Old 07-04-2008, 12:05 PM
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Chip
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Originally Posted by Garage19
I would just paint the bottle red and call it a plumbed in fire extinguisher system.
Well if you had a crash you wouldnt be insured, so why bother insuring it at all, just print a cover note out on your PC at home, still be illegal and save a fortune.
Old 07-04-2008, 12:10 PM
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percybigun
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if the bottle isnt ever in the car (only using it for track use) and the wiring for the solenoids is disconnected it would have nowt to do with the insurance would it?
Old 07-04-2008, 12:13 PM
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Originally Posted by percybigun
if the bottle isnt ever in the car (only using it for track use) and the wiring for the solenoids is disconnected it would have nowt to do with the insurance would it?
Yes of course it would.

They ask you "does the car have any modifications from standard"

That includes stickers / brakes / cages / wiring / plumbing / whatever


So of course half a nitrous kit counts as "modified"
Old 07-04-2008, 12:19 PM
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Originally Posted by Chip-3Door
Well if you had a crash you wouldnt be insured, so why bother insuring it at all, just print a cover note out on your PC at home, still be illegal and save a fortune.

It were just a joke chip!

On a serious note i did consider printing one off to tax my bike when the cover note didn't turn up the before a really sunny weekend!!
Old 07-04-2008, 12:43 PM
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is it hard to completely remove the whole kit in the event of an accident?

and you said you wouldnt be using it on the road so why have it in if you arent going to be using it? if its going to be used for drag/track stuff how often do you go? is it viable for you to be getting it in and out every time?
Old 07-04-2008, 12:46 PM
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as chip has said, everything would need to be taken out including electrics.
nylon piping is something i wouldnt like to keep installing and re-installing at trackside let alone electics
Old 07-04-2008, 12:51 PM
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Originally Posted by pani_k
is it hard to completely remove the whole kit in the event of an accident?
Depends if you are dead / in hospital / car taken away / whatever


Removing it is easy, removing it in a secure compound theyve moved it to to investigate when you are in hospital, isnt.
Old 07-04-2008, 02:03 PM
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Originally Posted by Chip-3Door
Depends if you are dead / in hospital / car taken away / whatever


Removing it is easy, removing it in a secure compound theyve moved it to to investigate when you are in hospital, isnt.

both of my crashes the car has ended up on my front lawn straight away, and they came to inspect it here too
Old 07-04-2008, 02:06 PM
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Originally Posted by focuschivvy
both of my crashes the car has ended up on my front lawn straight away, and they came to inspect it here too
and you're insured for an RS conversion as well

Who are your insurers???!?!!?! They sound decent
Old 07-04-2008, 02:12 PM
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Originally Posted by pani_k
and you're insured for an RS conversion as well

Who are your insurers???!?!!?! They sound decent
this was pre-conversion
Old 07-04-2008, 02:14 PM
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You must be paying a bomb now though if you've "gone by the book"...
Old 07-04-2008, 02:16 PM
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thats not a bad price my first year insurance driving a standerd fiesta si was 1800 fully comp!!

900 is a bargin if you ask me!lol
Old 07-04-2008, 02:22 PM
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Originally Posted by pani_k
You must be paying a bomb now though if you've "gone by the book"...

of coarse, and it would of been a hell of alot cheaper to insure an actual FRS.....but with a very good job now and the chance to have something different...why not?
Old 07-04-2008, 02:31 PM
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Originally Posted by focuschivvy
of coarse, and it would of been a hell of alot cheaper to insure an actual FRS.....but with a very good job now and the chance to have something different...why not?
go for it mate. as you said why not!!
Old 07-04-2008, 03:03 PM
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Originally Posted by McGoo 69
thats not a bad price my first year insurance driving a standerd fiesta si was 1800 fully comp!!

900 is a bargin if you ask me!lol
true say, ive looked at it that way too mate still not bad end of the day as im in london too.
but also im 31, had car for 10 years, and never had an accident!
so i think £500 increase is taking the piss a bit
if i gained 25bhp any other way it would'nt cost me £500 extra and id have that power available all the time, the nitrous bottle lasts 11 minutes!
ive spoken to Hic again, they are trying a difffernt route because i have 2 cars, 1 has full no claims bonus/9years! and the fiesta has 3 years.
see what happens now
Old 07-04-2008, 03:11 PM
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To be honest mate, if that was me, I wouldnt pay it and take it out. In essence you are doubling your premium for a nitrous kit and 25bhp. That's two fiesta RSTs with mods up to 200bhp declared for the price of one with a 25bhp shot of nitrous.

And as you say 31 y/o with full no claims and the rest of it. Not worth it in my eyes.

On another note, I'm always in and around southgate. Never seen a red RS though. Whereabouts are you close to?
Old 07-04-2008, 03:43 PM
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Just remove most of it and have it so its a easy fit for track days etc.
Old 10-04-2008, 08:54 PM
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Originally Posted by pani_k
To be honest mate, if that was me, I wouldnt pay it and take it out. In essence you are doubling your premium for a nitrous kit and 25bhp. That's two fiesta RSTs with mods up to 200bhp declared for the price of one with a 25bhp shot of nitrous.

And as you say 31 y/o with full no claims and the rest of it. Not worth it in my eyes.

On another note, I'm always in and around southgate. Never seen a red RS though. Whereabouts are you close to?
i used to live in southgate, now im in bounds green!
im rarely in southgate as i work in Barnet
however keep an eye out for me up and now the north circ
Old 10-04-2008, 08:57 PM
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will do. i fuel at the palmers green shell and regularly around the backroads of arnos grove/bounds green and do travel up to high barnet occasionally too
Old 22-04-2008, 08:05 PM
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GavStyli
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insurance now sorted thanks to Greenlight

£432 full comp everything declared, limited to 4k miles pa, defo cant argue with that.

thanks
gav
Old 22-04-2008, 08:36 PM
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"no Mr Greenlight, i dont have NOS"

PMSL
Old 23-04-2008, 02:10 PM
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It's ok foreverwhite..

He's on the straight and narrow NOS wise - declared & rated upon.

Kind regards

Tony


Originally Posted by foreverwhite
"no Mr Greenlight, i dont have NOS"

PMSL
Old 23-04-2008, 02:22 PM
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you cant argue with that price!
Old 23-04-2008, 02:33 PM
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Fantastic quote, nice one Tony!
Old 23-04-2008, 03:30 PM
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I thought NOS was illegal on the roaD?
Old 23-04-2008, 08:39 PM
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I would guess the main issue with Nitrous is its ability to set fire to everything in the car, turning a small crash into a fairly substantial fire!
Old 23-04-2008, 09:09 PM
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rich, it's the fact the floor pan flys off the car when you use it that causes the danger.
Old 23-04-2008, 09:54 PM
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LOL.

ps like the avatar. Got the full pic as a desktop somewhere
Old 24-04-2008, 12:57 AM
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Originally Posted by xr2i-carl
I thought NOS was illegal on the roaD?

Anti-Lag is, but people still use it!
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