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How much are your mortgage payments?

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Old 13-01-2006 | 11:30 PM
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Default How much are your mortgage payments?

I'm lookin at £800 a month
Old 13-01-2006 | 11:31 PM
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Same as mine bro welcome to the real world
Old 13-01-2006 | 11:46 PM
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213 quid i think at the moment,,,,, but it changes at times

tell ya some times i i struggle soo bad with it that i can only have smoke salmon on fridays

the real world sucks


my old man complains about his 33 quid a month morgage
Old 13-01-2006 | 11:50 PM
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thats my entire wage packet

the joys of living at home! cheap rent!
Old 13-01-2006 | 11:52 PM
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Savage! Whereabouts do you live?
Old 13-01-2006 | 11:54 PM
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Originally Posted by b19bal
213 quid i think at the moment,,,,, but it changes at times

tell ya some times i i struggle soo bad with it that i can only have smoke salmon on fridays

the real world sucks


my old man complains about his 33 quid a month morgage
Faackin 'ell, alright for some!! Its shite getting on the property ladder.
Old 13-01-2006 | 11:58 PM
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whats a mortgage? dont tell me you lot pay for things like heating,water and electricity too?
Old 14-01-2006 | 12:05 AM
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I would LOVE to have a mortgage, cos that would mean I would have my own property... But alas, I am too porr for luxuries like that (real tears)
Old 14-01-2006 | 12:06 AM
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Living at home is alright (loads of disposable income) but its time I spread my wings!
Old 14-01-2006 | 12:14 AM
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500 a month, but some other mug pays half and doesnt get to geep the place afterwards.
Old 14-01-2006 | 12:32 AM
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£841pcm but it was £1150 a couple of months ago untill I re-mortgaged
Old 14-01-2006 | 01:00 AM
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£385........
Old 14-01-2006 | 01:01 AM
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Ouch!!!!

I'm not looking forward to losing over half my wages on a house. All my wages go on my car and going out!

But like most my age I will have to bite the bullet in the next few years before I'm priced out of the market and forced to live in barracks all my life.

Oh well my car should have the main expensive work done within a year so hopefully I can just do the rest progressively once I have a house!
Old 14-01-2006 | 01:03 AM
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£790 odd

add on the council tax and bills, cossie, demanding gf and kids and its fucking expensive
Old 14-01-2006 | 01:09 AM
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yeah.... a mortgage is only the start of it!
Old 14-01-2006 | 01:15 AM
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I'm still not sure I even want a house to live in yet, as I don't mind living in the mess as it is convenient and cheap.

They all want a large deposit with first time buy to rent which is a bummer as I have no savings at present.

But it would be nice to have a property as an investment for later in life so i have a foot on the ladder for if/when I get married and kids
Old 14-01-2006 | 01:25 AM
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affordable housing is definitely what's needed.......
Old 14-01-2006 | 03:20 AM
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about £600 a month
Old 14-01-2006 | 04:31 AM
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£697.27p for £100,000 over 20 years on a repayment mortgage fixed for 7 years at 5.29%

Steve.
Old 14-01-2006 | 07:32 AM
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havent got one payed it all off
Old 14-01-2006 | 08:00 AM
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Dunccoss

Lucky you

Mines circa £450ish per month, its only that cheap because its interest only at the moment.
Old 14-01-2006 | 08:28 AM
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Originally Posted by b19bal
213 quid i think at the moment
Beat ya mines £132.33 per month for an ex council slum in slumsville

simon
Old 14-01-2006 | 08:28 AM
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Originally Posted by BillyCabrio
Dunccoss

Lucky you

Mines circa £450ish per month, its only that cheap because its interest only at the moment.
thats sooooo true,,,,, once that goes up alot of people are gonna be screwed

thats why i dont think there gonna just jack it up though,,,, there gonna be gentle so you get used to it


getting on the ladder sucks, where hoping to get a place round the oxford area for the same price as ours is worth and then we can move out of the ghetto

mines cheap for a reason and it aint cause its a nice place
Old 14-01-2006 | 09:01 AM
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about 480
Old 14-01-2006 | 09:28 AM
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£802.00 mortgage
Living costs
And a fucking very demanding girlfriend who has an obsession with Gucci
Old 14-01-2006 | 09:35 AM
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I pay around £180 a month on an ex council house
Old 14-01-2006 | 09:38 AM
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i just brought my 1st house, and on its 2nd month,
on a 25 year repayment of £122k @ fixed 4.3%, = £634 a month.
Old 14-01-2006 | 10:05 AM
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Originally Posted by Dunccoss
havent got one payed it all off
And me!! Deeds in hand such a nice feeling
Old 14-01-2006 | 10:22 AM
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was going to say what do you think your house is worth in relation to your mortgage payment - mines £680 on a £250k house

Cheers

Trev
Old 14-01-2006 | 10:29 AM
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£560

but still looking at moving so may double soon
Old 14-01-2006 | 10:33 AM
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Originally Posted by Trev
was going to say what do you think your house is worth in relation to your mortgage payment - mines £680 on a £250k house

Cheers

Trev
fuck me, where do you live


mines worth about 120ish i recon but then i payed just under 60 for it
Old 14-01-2006 | 10:40 AM
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£660 a month,worth about £160,000
on 17yr fixed rate of 5.5%
but i only have 17.5 years left to pay
Old 14-01-2006 | 10:50 AM
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my mums house has been valued at well over half a mil

wouldnt like to pay the repayments on that

Old 14-01-2006 | 10:50 AM
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mine finished 2 yrs ago and i love it no more money worries


lots to spend on toys, at the moment ive got a m3 convertible and looking for another cossie to play track days again

Old 14-01-2006 | 11:14 AM
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Originally Posted by Stu.H
my mums house has been valued at well over half a mil

wouldnt like to pay the repayments on that

ok but what has she paied for it


please remember that house prices going up is just so estate agents get a higher commision as even if your house was worth 20 million you still have to more to upgrade to a nicer house


thats the part in property we all ignore as braging about the value of your home sounds better


i would NEVER pay over 50% of my wage or over 800 quid on a morgage IF i could rent with no hassles/risks for 300 quid a month

ok its worth more in the future but the actually strain for a return over 25 years,,,,,,,,, you could start a small business and make money money imo



just my opinion though, we only bought our place as we had no other choice living in central london

you lot who live in the sticks would be mental to pay 250k for a house when you can rent a council house for 50 quid a week
Old 14-01-2006 | 11:16 AM
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800 a month on a 220k house

ballache on your own

but i have only got 115 left to pay now at 27 (1st house)

roll on a lottery win
Old 14-01-2006 | 11:21 AM
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I'm paying £530 on mine, I bought just before house prices rocketed, 78k for a 2 bed semi near Heathrow, sold 6 years later for 170k and bought a bigger house for less money near Santa Pod.

I really feel for people trying to get on the housing market nowadays as income hasnt gone up at the same rate as house prices have and its really hard for a lot of people now.
Old 14-01-2006 | 11:23 AM
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Ginge - look at the price differences though.

I've been looking and I'm gonna be paying 240k+ for a 2 bed fookin flat
Old 14-01-2006 | 11:26 AM
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Me and the missus are hoping to buy this year and we are reckoning on £800+ a month for a two bed end of terrace

Wasn't fussed until I worked out we had paid over £13k in rent since we moved in together
Old 14-01-2006 | 11:27 AM
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none sorry paid cash



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