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Insurance Occupation Question - Risk levels ??

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Old 11-01-2006, 08:58 AM
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Adam_BlackRS
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Default Insurance Occupation Question - Risk levels ??

Anyone got a list of occupations that the insurance companys use for rating the level of risk that job is ??

Would be interesting to see what jobs are the highest risk causing our insurance premiums to be high. Do they make that much of a difference ?
Old 11-01-2006, 09:02 AM
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JezSierra
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i paint cars,ive heard thats a group 4 risk level,the same as a fire fighter! dunno if its true though
Old 11-01-2006, 05:32 PM
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Damo V
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motor trade is very high...

firefighter is prob only high as a result of shift work, plus they tend to have other jobs they may not declare
Old 11-01-2006, 05:38 PM
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AlexF
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managing direct is 200 quid more than a motor trade engineer!

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Old 11-01-2006, 05:47 PM
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Damo V
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they wont accept company proprietor though
Old 11-01-2006, 06:35 PM
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Always wondered about this myself, always thought there might be a certain spin one could put on one's occupation in order to save a few quid. So anyone got any stats on this????
Old 11-01-2006, 06:38 PM
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dave cos4x4
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i work in the demolitio n and a years back i had very high life insurance.
Old 11-01-2006, 06:49 PM
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phil4x4saph
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Media work seems to be one of the worst. Any one who works in TV or Radio is deemed to be almost uninsurable. Cant really see why, but i think they expect the guy who reads the news on local radio will be giving Paul McCartney a lift home!

Any others?
Old 12-01-2006, 12:47 AM
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Psycho Warren
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Armed Forces are higher to insure.

Often I use "sailor" or "navigator" as they are correct descriptions yet not defined as merchant or military.
Old 12-01-2006, 12:51 AM
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sufsRS
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dentists are cheap
Old 12-01-2006, 01:10 AM
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SS1
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VERY INTRESTING THREAD I PUT DOWN


Expired arms dealer going with the flow

the truth would be ŁŁ to much ..wierd but true
Old 12-01-2006, 07:13 AM
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FastFordChris
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when i got a quote once the guy said if you work in a offlicence or anything to do with drink your insurance quote goes up by alot.
Old 12-01-2006, 08:05 AM
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Jon ERST S2
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Do not say Journalist that bumps it up LOADS!
Old 12-01-2006, 08:45 AM
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Teachers are very cheap

Dad always had cheap insurance being a teacher and was told he was a very low risk by a couple of insurance brokers. Then went with a specialist teacher one and got it even cheaper.

Oh and from memory anyone in the forces was very high. This was due to lack of regular time driving (e.g away at sea for 6 months, abroad) and "culture", whatever that means. Get home and want to get back to family and friends ASAP.
Old 12-01-2006, 08:56 PM
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Originally Posted by saff_cossie
Oh and from memory anyone in the forces was very high. This was due to lack of regular time driving (e.g away at sea for 6 months, abroad) and "culture", whatever that means. Get home and want to get back to family and friends ASAP.
There are some maniacs who having spent 3 months underwater where you cannot focus greater than 50m try and drive from scotland to portsmouth the night they get back having been up since 1am!!!

I tried driving my car from one end of the base to the other to give jumpstarts (some fools don't disconnect thier battery even thougth they know its a 12 week trip!) and I couldn't read the plate of the car 10m in front, let alone focus properly beyond 50m. It was dangerous at 30mph so god knows how unsafe 70 plus would be.

Your eyes re-adjust after a couple of days.
Old 12-01-2006, 09:33 PM
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Originally Posted by Jon ERST S2
Do not say Journalist that bumps it up LOADS!
thats me fucked then, still the missus is a teacher so i think ill be one too
Old 12-01-2006, 09:37 PM
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EIL132
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Unemployed cant be high, lazy cunts
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